SR22. What is an SR22? An SR-22 certificate is a paper that shows a driver has the minimal amount of liability insurance needed by their state. This form shows financial responsibility, which is needed for those who have had their driving privileges withdrawed or suspended as a result of an accident or infraction. Insurance companies file this kind with the Department of Motor Vehicles (DMV) on behalf of motorists who need it. The cost of an SR-22 varies depending upon the insurer and also state requirements, but it's commonly greater than regular insurance policies because it's thought about high-risk insurance coverage.
Motorists should preserve their SR-22 certificate for a specific period, normally 3 years, with no lapses in protection. If they fail to do so, their insurance firm will inform the DMV and might lead to license suspension or revocation. How does an SR22 function? The time period in which you need to keep an SR-22 filing varies relying on the state and infraction devoted.