License suspension. For your driver license, you will need to have your new insurance company file a new sr 22 with dmv immediately to avoid the suspension of your driver license based on the cancellation of your insurance proof certificate. S license suspension will depend on the severity of the driving offense and the laws of your state. Indiana law states a person may not operate a motor vehicle in indiana if financial responsibility is not in effect with respect to the motor vehicle operated, or the person is not otherwise insured to operate the motor vehicle. Each state carriers different laws, so be sure to talk to your glenn dean insurance agent today about what you need to do if you need an sr22 filing. Nonowner sr22 insurancenonowner sr22 insurance is a policy designed by carriers to protect drivers who don't own a vehicle but are state-mandated to file an sr22 as verification of your financial responsibility.