Personal injury protection. It is not a type of insurance policy, but a form issued by your insurance company with the state of illinois to ensure that you remain insured. Signing your vehicle registration form is your promise to the state of illinois that your car will be insured during the entire registration period. Those with poor credit scores or a bad driving record should make sure to ask about insurance discounts when getting a quote. The price for a speeding ticket is going to vary throughout the state, but it's a safe bet that it's going to cost a few hundred dollars no matter where in illinois it comes from. Reckless driving in illinois is defined as purposefully disregarding the safety of other people and property while driving. Car insurance companies in il offer full coverage, comprehensive, collision, and the like, but they are not required by state law. S why we evaluated 13 large car insurance companies to find the best rates for a variety of drivers in illinois.