Cheap Car Insurance in Illinois. Introduction Car insurance in Illinois can be expensive, depending on the coverage you need and the company you choose. A basic policy for a small car may cost around $100 a month, while a comprehensive policy for a larger car may cost up to $300 a month. Definition of car insurance Car insurance is a necessary expense for drivers in Illinois. The average cost of car insurance a month is $120. Overview of car insurance in Illinois Car insurance in Illinois can be expensive, but it's important to compare rates and find the best policy for your needs. Factors that Affect Car Insurance Rates in Illinois There are a number of factors that affect car insurance rates in Illinois. Age Car insurance rates in Illinois vary depending on the age of the driver and the type of car. Driving Record If you have a clean driving record, car insurance rates in Illinois may be relatively low.
Vehicle Type Location If you live in Illinois, your car insurance rates will likely be around $100 per month. Shop Around.