Auto insurance rates. Is it possible to get low-cost car insurance in indiana with a dui mark on my record? Traditional car insurance companies focus on demographic information like age, marital status, and zip code to price their coverages. The amount you pay for a car insurance policy in indiana depends on several criteria, including your age, credit score, and gender, along with your claims and driving history. The table below shows the average car insurance rates in indiana by company for young drivers. Geico is the cheapest car insurance company in indiana for teen drivers. Has a higher-than-average number of complaints made about its car insurance to state insurance departments. Although insurance companies are prohibited from discriminating based on gender, ethnicity, and credit score, there is notable bias in data when evaluating insurance premiums with regard to these elements.