Best 5-year Returns of mutual funds Listed Here - Wishfin. Having a good financial life is something one crave for, isn’t it?
To ensure the same, it’s imperative you start putting money in financial instruments that are worthy of the penny you invest there. One of the diversified instruments that you can mull is a mutual fund, which comes in several categories – equity, debt and hybrid – fitting the investment taste of different individuals. What is The Kotak Credit Card Application Procedure? List of Equity Mutual Funds with Best 5-year Returns - Wishfin. One of the best tools to create wealth for the future is a mutual fund that can generate returns in line with the inflation existing in the market.
Plus, the investments made in mutual funds are diversified across a set of different financial instruments. This investment strategy is in sync with the saying that reads, “Don’t put all your eggs in one basket”. When you select a fund, you would want to check its returns over different periods, won’t you? If you are searching for mutual funds having provided the best returns in 5 years, this post is for you. It has that coveted list of funds. Union Budget 2019 - Extra Tax Break of ₹1.5 Lakh on Home Loan Interest. The Finance Minister Nirmala Sitharaman has finally presented the Union Budget 2019 on the floor of the Lok Sabha.
She announced a slew of tax reliefs across several sectors of the economy, including affordable housing. While delivering her maiden budget speech in Modi 2.0 regime, the Finance Minister announced that the government will provide an additional tax exemption of ₹1.5 lakh on interest paid on loans taken till March 31, 2020 to buy homes valued at up to ₹45 lakh. Interest paid on loan already garners a tax exemption of up to ₹2 lakh under Section 24 of the Income Tax Act. With the latest announcement, the total exemption goes to up to ₹3.5 lakh. Shall You Read Home Loan Agreement Clauses - Wishfin. Before taking a home loan, you shall read the loan agreement carefully to steer clear of the uncertainties that may prevail otherwise.
If you find anything hard to understand in the clause, you can ask the lender to make it clear to you. You should do that before putting the signatures on the agreement paper. In case you sign without understanding the clauses, you may find it hard to put forth your words to the lender in case any confusion takes place after signing the agreement. Don’t let your ignorance hurt you, spare some time with us to check out the home loan agreement clauses that you must know and understand. Indiabulls Housing Finance-Lakshmi Vilas Bank Merger Approved. The Competition Commission of India (CCI) has approved the merger of Indiabulls Housing Finance- Lakshmi Vilas Bank, said the housing finance major.
In April 2019, Lakshmi Vilas Bank announced that it was going to merge with Indiabulls Housing Finance. As per the bank’s announcement, the merger was slated to take place through a share swap deal. The deal is expected to increase the capital base and geographical reach of the combined entity. Let’s know more of Indiabulls Housing Finance-Lakshmi Vilas Bank merger below. How to Overcome from Credit Card Balance Overdue Hazards - Wishfin. Ravi Bhasin, a 25-year old IT professional working in a Mumbai-based MNC, was in no short of delight as the bank nods his credit card application some two years ago.
Ravi got the approval to a card which he wished for and so, the happiness resulting from that was palpable. In the first six months, the card shopping experience was wonderful for him with a flurry of rewards and discounts. But, thereafter, he got sucked into a reckless spending routine without actually giving a thought to prioritize his spends. IndusInd Bank BFIL(Bharat Financial Inclusion) Merger to Happen on July 4. IndusInd Bank has announced that it is planning to merge with Bharat Financial Inclusion on July 4, 2019.
The CEO of Bharat Financial Inclusion Ltd (BFIL) will become the CEO of IndusInd Financial Inclusion Ltd (IFIL). Boards of both the companies have agreed on July 4 as the date on which IndusInd Bank, BFIL and IFIL will file the NCLT order with the Registrar of Companies. The NCLT on June 10, 2019, has sanctioned a scheme of arrangement about IndusInd Bank, BFIL and IFIL and their respective creditors and shareholders. Read the post further to know more of IndusInd Bank-BFIL merger.
EPFO Member Passbook - Login to the Transactions of Your EPF Account. The employee and the employer make equal contributions to the EPFO account. 12% of the basic salary is contributed to the EPF account by the employee and the employer contributes 8.33% of the basic salary to EPS and 3.67% goes to EPF.
So, if you want to see the record of the contributions then you will have to go through the EPFO Member Passbook. It includes the list of all the contributions made by the employee and the employer to the EPF account. You can even see the interest credited to your account through the EPFO Member Passbook Login. Banglarbhumi - West Bengal Online Land Records Information, Khatian. With digitisation of everything picking up speed, Indian state governments have started digitising the property and land related informations as well.
India geographically is a vast country hence this task is taken up by the state governments individually, further subdividing it to the regions of the state. Being a part of this initiative, the Government of West Bengal has initiated its online portal of Banglarbhumi. It is a repository for land records concerning lands and properties as the case may be. Banglarbhumi is the online portal of land and property repository initiated and governed by the Department of Land and Land Records in collaboration with the Directorate of Land Records and Survey, Government of West Bengal. The service provides information relating to the area, plot number, property value, and jurisdiction of the property. EPFO Withdrawal Claim Rules - How to Make an EPFO Claim Online. An employee is allowed to make partial withdrawals from his accumulated Provident Fund.
You can make the EPFO Claim Online and withdraw the necessary funds. You can make a withdrawal claim online by filling the form. EPFO Claim Status - Steps to Check EPFO Withdrawal Claim Status Online. There are many employees registered with EPFO and they make claims to withdraw the accumulated funds from their EPF accounts. You can make claims through the EPFO Portal for employees using the UAN and password.
But if you want to check the EPFO Claim Status then you can use the Employee Login and track your status. So, you can go through the steps to know the Withdrawal Claim Status of your funds. Usually, an individual makes a withdrawal claim for house construction or renovation, medical emergency, and marriage. Whatever may be the reason for the claim, you should know how to make a claim and track it. How Gold Rate Can Impact Your Loan Amount? – Finance @360 Degree. Personal approvals require meeting eligibility criteria in terms of credit score and income.
In case you are found short on any of these, can’t you get a loan? Well, there’s an option for you! How Does Fullerton India Personal Loan Interest Rate Determine Your EMI Amount? Any individual can need urgent money at some point in his or her life. Fullerton India personal loan can help people to fulfill their needs in a hassle-free manner. Available for salaried and self-employed individuals, this personal loan can help in different types of needs such as travel, child’s education, wedding, etc. But before choosing this loan facility, it is important to understand the importance of the Fullerton India Personal Loan Interest Rate. Starting from 11.99% per annum, this can be a crucial factor determining your repayment amount. Credit Card Charges & Suggestions to Reduce Their Impact - Wishfin. Credit cards are a good way to shop with as rewards, discounts and cashback save a lot of bounties on spends. With complimentary airport lounge access, interest-free credit period of 20-50 days, the excitement of credit card shoppers reaches the fever pitch.
But all that excitement runs out of steam when late payment charges, interest and taxes add to the credit card balance. Although these charges may not cause much of a worry in the beginning, continuation of the same would land you nowhere by digging holes in your pocket that’s already taking blows from the rampaging inflation. Tips to Pay Off Credit Card Debt Quickly and Easily - Wishfin. Mr. Shyam Sunder has an outstanding credit card debt of ₹40,000, revolving at the rate of 3.50% per month. In the last 45 days, he made a purchase worth ₹25,000 on the card. Now, Shyam is left confused whether he would be able to come out of the debt. If so, then how, considering his monthly earning and spends of ₹30,000 and ₹20,000, respectively? Reasons Behind Home Loan Rejection & Tips to Avoid It - Wishfin.
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