William Madison Swayne
William M. Swayne II, WMS's CEO and founder, began his career in the financial services industry in 1972, after graduating from the University of Washington. Mr. Swayne received his honorable discharge in 1970 from the US Air Force after serving 4 years as a Romanian linguist during the Vietnam conflict. Following his service to his country, he completed his MBA in finance from City University and earned his CERTIFIED FINANCIAL PLANNERTM certification, Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations. Raised in Seattle, Mr. Swayne is active in many private and public organizations, serving on the national board member of Youth for Christ USA for the last 10+ years, ex-officio director of the TICA/REISA (formerly the TIC trade association) board and founding chair member of the Marketing Committee of TICA. Bill has been married for over 40 years to his wife, Candace Swayne, co-founder and President of WMS. Together they believe that their biggest accomplishment is the raising of their five children (one of which is with WMS) and now celebrate 14 grandchildren and 1 great grandchild.
WMS Financial Planners, Inc. Confronting Estate Planning Taboos. It is natural for people not to want to confront the important yet unpleasant issue of death and estate planning.
Working out a plan for our assets and finances once we leave this planet is something that many people understandably avoid, and try to hold out on as long as possible. However, for the sake for families and loved ones, it is vital that people take on these issues whilst they can to ensure the security and financial longevity of their estates. Here at WMS Financial Planners, Inc., myself William M.
Swayne II, the owner of the company, understands the importance of secure family future planning. At WMS Financial Planners, Inc. and Financial Advice, we offer comprehensive financial advise on how to successfully manage estate planning for the future. People that do not have wills will have their estate put thorough a lengthy and potentially expensive process known as probate. WMS- Bespoke Investment Planning Services. Here at WMS Financial Planning, we offer service with experience and expertise on investment planning for the future.
When individuals acquire or raise a certain amount of wealth, it is vital that they make the right investment decisions to ensure their financial future and make their money go as far as possible. At WMS, we use Modern Portfolio Theory (MPT)- Nobel Prize winning economic model created in 1990 by Harry Markowitz and William Sharpe, which is implemented by our experienced team to determine the suitability of an individual asset within a client’s unique portfolio.
Using this theory we are able to tailor our services to the clients individual needs, and help them do the right thing with their wealth. WMS Financial Planners, Inc – de-mystifying financial management. Financial management can seem daunting to most people.
After all, there’s just so much it can involve. From setting aside money for university for the kids, to finally paying off the mortgage, to knowing which car you can really afford – everything is about money and managing money is equivalent to managing life. WMS Financial Planning: Investment is Essential. A stagnant portfolio is a bad idea and this is why individuals must continue to invest and focus on improving their existing portfolios — the market is constantly changing and we can never afford to feel too content or secure with what we have.
This is an essential lesson of the industry and one that we live by at WMS Financial Planning: we are wise to the vicissitudes of change and always keep an eye out on the financial horizon for any opportunities or potential difficulties for our clients and their portfolios. A good investment can change your life for the better and improve the state of you portfolio in a way that has considerable ramifications for your financial plans, and so securing a good financial planner is a crucial aspect of any wise investment plan.
When people have savings, one of the first questions they ask is this: Why should I invest? Our answer is simple. Money is useless when it is static. WMS Financial Planning: A Family Team. At WMS Financial Planning we believe in the importance of certain values.
We believe in the unity of families and a secure and reliable work ethos that always ensures that we do the best possible job for the sake of our clients. We are a family owned and operated company and this helps to structure our communication with each other: everybody is extremely invested in the health of the company and the work that they are doing. We always have the best interests of our clients at heart and we conceptualize the relationship in familial terms. We want to help individuals thrive and get the most out of their investments, helping them have the financially secure futures that they deserves.
This motivation ensures that we are working twenty-four seven to make sure that our clients and their investments are doing the best that they can in the present markets. WMS Financial Planning: Our Team. At WMS Financial Planning we believe in the predominance of certain core values.
We are a family owned and operated team and the care and consideration that we have for each other informs the way in which we manage the expectations of our clients. We always place the interests of our clients first and provide a consistently high quality service that has won us many accolades within the financial planning industry. Educating our clients is a very key value of ours: we think that everybody deserves to have the tools at their disposal necessary to understand the mechanisms of their own investments. For too long the financial process has been wreathed in mystery with this critical disjunct between the business and the client but at WMS Financial Planning we are committed to bridging this divide. William M. Swayne II : WMS Financial Planners – Making Sense Out of Finance. Planning your financial future is one of the most important series of decisions you will probably make in your entire life.
This is why you need an expert by your side. Financial advisors have dedicated their entire careers to helping people make sense out of their money problems. In life, we go through numerous changes and developments, some of which are often finance-related Perhaps you’ve suddenly come into a large inheritance, recently divorced, or recently bought or sold a business. Or maybe you aren’t currently experiencing any monumental changes to your financial profile, and you’re just feeling a little bit uneasy about your financial future in general. No matter what your issue is, finding a financial advisor can be a hugely beneficial investment. WMS Financial Planners: . WMS Financial Planners – Securing Your Future Through Investment Planning. Understanding and creating a financial plan is a crucial part of mapping out your financial future.
It helps you see the big picture in terms of long and short-term life goals, and it simplifies the many financial decisions we must all make throughout our lives. Some people decide to do their own financial planning, which is great if you have a solid understanding of the intricacies involved in financial planning, such as investments, insurance, taxes, or retirement planning. For many people, however, a professional financial planner is a great resource if you are not familiar with these areas of expertise, if you simply don’t know where to start, if you don’t have time to do your own planning, or if you are currently experiencing an unexpected life situation that requires professional financial counseling.
William Madison Swayne : WMS Financial Planners – A Commitment to Family Values. Making solid, protected financial decisions is an essential part of ensuring your family’s financial security.
Through financial planning, you can manage your income more effectively, which can help you understand how much money you’ll need for tax payments and other monthly expenditures and savings. When this is in order, you increase you and your family’s standard of living and ensure your protection against unexpected financial circumstances, such as an injury preventing one of the bread winners of the family from working, or proper insurance coverage and policies to provide peace of mind for you and your loved ones.
WMS Financial Planning – Finding the Balance – William Swayne. Our company, WMS Financial Planning, strives to be that trusted advisor you know that you can always count on.
We encourage our clients to have a proactive approach in their personal finances as well as provide them with the proper understanding and education to achieve their personal financial goals. WMS Financial Planning – How to Manage your Cash. WMS Financial Planning – Cash Management Tools. Here at WMS Financial Planning, we are a family team working together to ensure that you receive a high quality of service and feel confident in your financial decisions. Our vision is to make you life much easier. We want to prepare you for you retirement so you are able to celebrate, explore, and reward yourself for years of hard work when the time comes. We also want to assist you in reaching all of your goals and objectives that you have set for yourself. One thing I would like to shed some light on are the cash management tools that are available to those who are interested in creating a successful cash management program.
The tools available are: money market mutual funds, treasury bills, and certificates of deposit. The first thing to consider using is money market mutual funds. Another tool to consider is the use of treasury bills. The last thing to consider is CDs, which is something you can buy from your local bank and is a fairly safe investment option. WMS Financial Planning – Financial Services. WMS Financial Planning – Investment Planning.