How it works? - Prosper case study

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http://www.prosper.com/about/ Prosper allows people to invest in each other in a way that is financially and socially rewarding.

Company Overview

We Protect Your Privacy Whether you're a borrower or an investor, protecting your privacy is our paramount concern. While we encourage borrowers to tell potential investors why they are looking for a loan, your actual identity is never revealed.

How it works: loans marketplace

http://www.prosper.com/welcome/how_it_works.aspx
Estimated Returns, March 2012* For Notes purchased since July 2009, every Prosper.com investor with 100 or more Notes has experienced positive returns . 100 Notes can be obtained with an investment of just $2,500. http://www.prosper.com/invest/

Lend money to people

http://www.prosper.com/invest/about_investing.aspx

Investing - Income Opportunities

A Great Way to Diversify While Investing in Real People The Internet opened up a prosperous new world for investors.
At Prosper, you'll find that many of our loan listings cover much more than debt consolidation or home improvements . Social lending lets you search for listings that appeal to your principles. From fundraising events to fighting disease, to promoting renewable green industries and much more—you can help aid the cause that most speaks to you—while putting your money to work. http://www.prosper.com/invest/about-investing/social-lending/

Social Lending

Why Financial Transparency Is Important

Transparency

http://www.prosper.com/invest/about-investing/transparency/
http://www.prosper.com/invest/about-investing/stock-market/ We don't need to tell you how volatile the market has been.

Stock Market vs Prosper

Bonds vs.Prosper

Investing in bonds—what you should know Purchasing bonds can be a great (if unexciting) way to invest conservatively. http://www.prosper.com/invest/about-investing/bonds/
From Prospers This site was started as a community for users of Prosper.com , LendingClub.com and other P2P lending sites. We are not affiliated with Prosper.com, LendingClub.com, or any other P2P lending site in any way.

But a lot of critics!!!

http://www.prospers.org/wiki/Main_Page
http://venturebeat.com/2010/03/30/prosper-raising-13-3m-to-15-8m-round-for-peer-to-peer-lending-market/ Peer-to-peer lending market Prosper is in the midst of raising a $13.3 – $15.8 million fourth round of funding, the company announced today.

Prosper raising $13.3 – $15.8M round for peer-to-peer lending ma