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National Student Loan Data System for Students

NSLDS Student Access site only supports the current 4-digit PIN standard. If you have a PIN that does not conform to this standard, please visit to establish a new 4-digit pin. The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. NSLDS Student Access provides a centralized, integrated view of Title IV loans and grants so that recipients of Title IV Aid can access and inquire about their Title IV loans and/or grant data.

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Stafford Loan Consolidation < Stafford Loans Repayment Federal Stafford loan consolidation is a great way to help manage your finances. Consolidation is a fixed-rate refinancing program that combines all of your existing federal student loans into one new loan. Stafford Loan consolidation is a fixed-rate refinancing program that combines all of your existing Stafford Loans into one new loan. Monthly savings from a Stafford Loan consolidation can be as much as 53% from previous student loan payments, providing payment relief when it's needed the most. To calculate your potential savings, try this nifty loan consolidation calculator. Date Night to Overnight, Be Prepared Ever have an unexpected sleepover? Had a little too much to drink? Bad sushi that left you and the bathroom as best friends?

Teacher Loan Forgiveness There are two types of loan forgiveness programs for teachers: Teacher Loan Forgiveness for Direct Subsidized Loans, Direct Unsubsidized Loans, Subsidized Federal Stafford Loans, and Unsubsidized Federal Stafford LoansTeacher Cancellation for Federal Perkins Loans Teacher Loan Forgiveness The Teacher Loan Forgiveness Program is intended to encourage individuals to enter and continue in the teaching profession. Bankruptcy and student loans Types of personal bankruptcy The two most common types of personal bankruptcy are Chapter 7 and Chapter 13. In Chapter 7 bankruptcy, your nonexempt assets are liquidated, or sold for cash, to pay your creditors. Any remaining unsecured debt, like credit card debt, is usually discharged. But in many cases, your student loans will remain a debt you must repay. A Chapter 13 bankruptcy does not force you to liquidate your assets, but it does require you to repay all or a portion of your debts in installments specified by a court-ordered bankruptcy plan.

Student Loan Consolidation Calculator - Calculate Your Savings Today Looking to find out how much you can save by consolidating your loans? We can help. Our student loan consolidation calculator will show you how much you can save on your monthly payments. How to Spend College Summers: Summer Plans for College Students, Internships, Work, Travel, Study It’s important to think about different options when deciding how to spend one’s summer during college. Don’t waste the three months off by not planning ahead of time. Consider the four options outlined below.

Direct Loans—Calculators and Interest Rates Please read the description of each plan and the instructions for each data entry page carefully. ∂ Budget calculator Determine expenses and income in order to create a budget for college. Description of repayment plans There are several repayment plans: standard, extended, graduated, and income contingent. How much you pay and how long you take to repay your loans will vary depending on the repayment plan you choose. Consolidation loans also have varying repayment plans. Student Loans The borrower's bankruptcy options on student loans have shrunk to a very few. Changes to the Bankruptcy Code in late 1998 made student loans non dischargeable, regardless of the age of the loan, unless the borrower can establish substantial hardship. Changes in 2005 made even private student loans non dischargeable. Absent a showing of substantial hardship, the best that bankruptcy can do with respect to student loans may be to eliminate other debts that compete for the borrower's dollars, or to provide a measure of peace during a Chapter 13 case. Some courts will permit debtors to separately classify student loans in Chapter 13 and pay them a greater percentage than other unsecured debt.

untitled These payment plans are not available on all loans. Compare your estimated monthly payments. Learn how to request a payment plan change throughAccount Access. Standard Repayment Steve Hofstetter, Comedian - Download your free comedy album now! 100 Things You Need To Know For CollegeBy Steve Hofstetter2000 These were excerpts from the first year of Observational Humor. A number of them made it in to the first "Student Body Shots." Scholarships Provide More than $350,000 to Top Accounting Students The fine folks at U.S. News and World Report have recently released their Top 100 Jobs for 2013 report and ‘accountant’ came in as the third best business job and number 36 of all jobs. I know I’m preaching to the choir here, but with the profession’s modest 4.2% unemployment rate, and a median salary of more than $62,000, there is a lot to like about a career in accounting. Rebecca Mahler, manager of career research at the AICPA, stressed to U.S.

Student Loans In Bankruptcy - Most people take on student loans with the highest of hopes. Even if you don't find the job you anticipated, repayment obligations usually begin six to nine months after you leave school. If you can't find work, the payments might be more than you can handle. Filing for bankruptcy might not make the debt go away. Student Loans in Bankruptcy

Student Loans : News, Updates and Blog Posts I was chatting with a friend this past evening, and the topic of grad school came up. (As it tends to at my current age) We both agreed that grad school was a great idea – a somewhat necessary tool to advance in ones career. I’ve been rather excited about the prospect of going back to school for some time now, but my friend had some hesitation in his voice. Not because of the application process, or getting back into the swing of class life – but more so over the issue of payment.

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