50 Awesome Social Networks for Finance Geeks | Accounting Degree Learning about finance is so much easier when you can see first-hand what others are doing to achieve success. That’s the beauty of social networks with a focus on finance. The following social networks offer opportunities for finance students and geeks to contribute as well as learn from others. Whether you are interested in investing, business, participating in peer-to-peer loans, or personal finance growth, the following social networks are sure to help you make connections with others in the world of finance. Investing and General Finance From learning investment strategies to staying on top of market news these social networks all have a focus on investing and general finance topics. Zacks Investment Research. Business and Economics Business and economics are an important segment of finance. Jigsaw. Peer-to-Peer Loans Zopa. Debt Reduction Find help from both professionals and peers to help you control your debt and get out from under your financial burdens. I Hate Debt. Personal Finance
MarketWatch - Stock Market Quotes, Business News, Financial News Analyzing Financial Statements This topic could be and is a full semester course at some business schools. It is a deep and rich topic that I can’t cover in one single blog post. But it is also a relatively narrow skill set at its most developed levels. If you are going to be a public equity analyst, you need to understand this stuff cold and this post will not get you there. But if you are an entrepreneur being handed financial statements from your bookkeeper or accountant or controller, then you need to be able to understand them and I’d like this post to help you do that. In the past three weeks, we talked about the three main financial statements, the Income Statement, the Balance Sheet, and the Cash Flow Statement. In general, I like to start with cash. Then look at how much cash the business had in a prior period. But that number can be misleading, particularly if you did any debt or equity financings during that period (or if you paid off any debt facilities during that period).
FIRECalc: A different kind of retirement calculator Armstrong Economics | Forecasting the World free information for the serious investor Henry Wirth Investing Before Doug Weimer's version of Growth and Momentum Investing was brought to my attention during the "Roaring Nineties", I was convinced that the market could not be beaten. Now I believe that it is possible to beat the market, but it is extremely difficult over a short run of five or ten years, and even more difficult over a longer run. Regardless of whether or not it's possible to beat the market over a long run of more than ten years, it's probably pretty safe to say that it can't be done without a considerable amount of luck. I have included this section on asset allocation because, in my opinion, this is a strategy that will outperform the market on a risk adjusted basis over a long run of more than ten years, and luck is not a factor. During the "Roaring Nineties" asset allocation as an investment strategy in the "pop" financial media went from being the "new, new thing" to something only feeble minded academicians did in their ivory towers if they weren't wired. Why not? 1. 2. 3.
The Wall Street Journal - Breaking News, Business, Financial and Economic News, World News & Video - Wall Street Journal - Wsj.com New retirement investing idea: It’s safer to keep more in stocks « Jane Bryant Quinn We all know that the older we get, the more of our money should be kept safe. To achieve that, we gradually lower the percentage of savings we hold in stocks and increase our commitment to bonds. That’s classic, standard investment advice. But I’m starting to think that’s wrong. Quality bonds and certificates of deposit aren’t paying much these days. When I first heard that idea, I said, “Nuts. Think of it as a “three-bucket” strategy, Kitces says. In one bucket you hold cash to help cover your expenses for the current year. In the second bucket, you own short- and intermediate-term bond mutual funds, with dividends reinvested. The remaining 30 percent of your money goes into a third bucket, invested in mutual funds that own U.S. and international stocks. As time passes and you sell bond shares to pay your expenses, the amount of money in your bond bucket shrinks. When withdrawing cash from your bond funds, follow the 4 percent rule for making money last for life.
Financial Investment News - Stock Investing News - Investment News - Barrons.com Why You’re Paying Too Much in Fees | Jason Zweig Image Credit: Christophe Vorlet By Jason Zweig | 1:01 pm ET June 19, 2015 The way financial advisors charge for their advice often makes no sense, and it needs to change. The typical advisor charges absurdly high fees to manage your money, often with mediocre results—but next to nothing to provide financial-planning expertise, which can be hugely valuable. According to survey data gathered from more than 7,000 advisors by Cerulli Associates, a financial-research firm in Boston, 79% of advisors’ compensation comes from asset-based fees—which may bear little relationship to the services the clients use. Such charges, typically based on the size of a client’s investment portfolio, vary widely. But these fees look increasingly bizarre nowadays: For less than 0.1% annually, you can build your own portfolio of exchange-traded funds covering every worthwhile investment in the world. That sort of advice can be priceless—yet, oddly, many financial advisors don’t charge separately for it.
Research and Valuation Process How to Invest in the Stock Market: Part 1 | Part 2 | Part 3 | Part 4 | Part 5 Here is the process I follow which is rooted in the Graham and Dodd approach: Search I usually scan for ideas reading print media such as the Wall Street Journal, Barrons, and websites such as Google Finance and blogs looking at 52-wk lows lists looking for headlines that just spell “bad news” and articles that may lead to ideas with catalysts, event driven ideas and sometimes macro-event driven ideas. I’ll use screens if I don’t find anything in the headlines. If something peeks my interest a bit, I’ll try to gather more news and get an idea as to what is happening with the company, look at historical highlights, pull some efficiency, liquidity ratios and some basic numbers to look for consistency and I’ll think about the risks to the current situation a company is in and decide if I could potentially profit off the situation. If I think I can profit off the situation, I’ll really do some due diligence. Analysis or