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The Future of Money: It’s Flexible, Frictionless and (Almost) Free

The Future of Money: It’s Flexible, Frictionless and (Almost) Free
Cash in the clouds—neither paper nor plastic.Illustration: Aegir Hallmundur; Benjamin Franklin: Corbis A simple typo gave Michael Ivey the idea for his company. One day in the fall of 2008, Ivey’s wife, using her pink RAZR phone, sent him a note via Twitter. Money Over Time A brief history of currency technology. —Bryan Gardiner 9000 BC: Cows The rise of agriculture made commodities like cattle and grain ideal proto-currencies: Since everyone knew what a heifer or a bushel was worth, the system was more efficient than barter. Just a decade ago, the idea of moving money that quickly and cheaply would have been ridiculous. Ivey got around that problem by using PayPal. That may not sound like much, but it sends a message: Moving money, once a function managed only by the biggest companies in the world, is now a feature available to any code jockey. But perhaps nobody is as ambitious as PayPal. PayPal is just the latest company to try to harness the creative powers of the open Internet.

Transcript Ira Glass This American Life. I'm Ira Glass. Each week on our show of course, we choose a theme, bring you different kinds of stories on that theme. We've arrived at Act 2 of our show. When the United States was on a real gold standard, it was clear what money was and how much money there was. If you have any cash in your pocket right now, pull it out, you see the name right at the top of the bills, Federal Reserve note. Though the Federal Reserve does that, and though the Federal Reserve's chairman is appointed by the president. With me so far? Since 2008 when the current financial crisis took hold, the Fed has done all kinds of things that central banks just don't do. Alex Blumberg Up until recently when the Federal Reserve did this dangerous and magical thing of creating money out of nothing, conjuring money out of the void, it happened in a kind of solemn ritual. David Kestenbaum The meeting is closed to the press, members of Congress, even the president isn't allowed. Gerald O'driscoll

De la biologie comme science historique 303-meo-monnaie-compl-FR Un outil pour initier une économie respectueuse de l'être humain et de la nature Conçu par Philippe Derudder Les membres du Gresso et de l'association Aisessecretariat@aises-fr.org Table des matières (Cliquer sur les mots soulignés pour un accès direct au chapitre souhaité) I - Tour d'horizon 1 - Historique............................................................5 II - Les expériences pionnières : 1. III - L'Actualité : Expérimentations en cours de développement dans le monde.................8 a) Les monnaies non appuyées sur la monnaie nationale................8 b) Les monnaies appuyées sur la monnaie nationale....................8 IV - Comment cela fonctionne-t-il ? V - Chronologie des étapes pour lancer une monnaie locale 1. ANNEXE 2 Fil d'Ariane pour inspirer les réflexions et actions d'évolution au sein de l’entreprise - Une contribution sociale fondée sur l'utilité réelle..................27 ANNEXE 3 La Charte...................................................................31

Robert Scoble (Scobleizer) Eka-People.doc Description of the system of mutual relations "Eka-People" Key ideas of the system : humanity and balance. Financial relations must become humane, and human relations - balanced. The first can be archived by following the Gold rule of morality - do not "act in relation to other how you would not like, that they acted in relation to you". The second comes from understanding that even the best internals of people, appearing in the field of defective rules, involuntarily become on service to this system of rules. Base of relations: Single the measure of all things. To be able to organise relations of people and put them in balance we need find way to measure these relations and set proper rules. Most social and balanced forms of organisation of relation are Mutual Credit systems, like LETS and Time Banks. To choose right measure is very important, because since it is set it becomes value it self. Mutual credit system which using hours as measuring of value is called time-bank. 1. 2.

Open the Future Some ditch social networks to reclaim time, privacy By Marco R. della Cava, USA TODAY Facebook reports that it has 400 million active users worldwide. Make that 399,999,999. "I feel better, I feel lighter, I got my privacy back," says LeNoir, 42, an office manager at an educational software company in Birmingham, Ala., who logged off a few weeks ago. As the social networking train gathers momentum, some riders are getting off. Their reasons run the gamut from being besieged by online "friends" who aren't really friends to lingering concerns over where their messages and photos might materialize. "When I first closed my Facebook account, I felt disconnected from the world and missed the constant updates," says Leanna Fry, 32, of Provo, Utah, who is teaching English in Erzurum, Turkey. Even super-connected celebrities are bolting. Lucca, Italy-based Seppukoo helped 20,000 people erase themselves from Facebook after the site launched last fall. Facebook is not amused. Seppukoo, however, is now lifeless. Youth still rules in this domain.

The Monetary Future

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