How to Start a Startup March 2005 (This essay is derived from a talk at the Harvard Computer Society.) You need three things to create a successful startup: to start with good people, to make something customers actually want, and to spend as little money as possible. And that's kind of exciting, when you think about it, because all three are doable. If there is one message I'd like to get across about startups, that's it. The Idea In particular, you don't need a brilliant idea to start a startup around. Google's plan, for example, was simply to create a search site that didn't suck. There are plenty of other areas that are just as backward as search was before Google. For example, dating sites currently suck far worse than search did before Google. An idea for a startup, however, is only a beginning. Another sign of how little the initial idea is worth is the number of startups that change their plan en route. Ideas for startups are worth something, certainly, but the trouble is, they're not transferrable.
Duties and Responsibilities of Cooperative Board Members | Cooperative Grocer Members of the board of directors of a cooperative have the same duties and responsibilities as do board members of any other business. In addition, they have a few other responsibilities that are unique to cooperative board members. Unique Duties and Responsibilities. Cooperatives are member organizations, unlike most other businesses. One important function of the cooperative board is to educate members about their organization. General Duties and Responsibilities. (a) A director shall discharge his (sic) duties as a director, including his (sic) duties as a member of a committee: (1) in good faith; (2) with the care an ordinarily prudent person in a like position would exercise under similar circumstances; and (3) in a manner he (sic) reasonably believes to be in the best interests of the corporation. (c) A director is not acting in good faith if he (sic) has knowledge concerning the matter in question that makes reliance otherwise permitted by subsection (b) unwarranted. Duty of Care.
30 Financial Moves Before 30– Ideas Worth Trying January 13, 2011, 6:00 amby:MD Category:Miscellaneous I started reading the Art of Non-Conformity the other day and the idea of the life list/bucket list got me thinking again. I started thinking about my bucket list for what I want to accomplish before I turn 30 (in 7 years). Since every financial bucket list is unique to your own situation, I decided to outline 30 financial moves that might be of interest to your unique financial situation before you turn 30. 1. Keep a buffer in a savings account because you never know when a rainy day will hit you out of nowhere. 2. You can debate good debt vs bad debt, but at the end of the day you should try to kill off your credit card debt before you turn 30. 3. The sooner you start planning for your retirement, the sooner you have compound interest working on your side. 4. You may not try to do this deliberately but it’s bound to happen. 5. When you make a major mistake with your money, learn from it. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17.
Preparation for Nonprofit Micro-eMBA(SM) Program Free Management Library's Online Nonprofit Organization Development Program Module #1: (includes recommendations to large amount of free, online resources) © Copyright Carter McNamara, MBA, PhD, Authenticity Consulting, LLC. (This module is in the nonprofit organization development program. However, this module can also be used by anyone to improve their self-directed study habits and/or become aware of free, online information for nonprofit organizations.) Also seeRelated Library Topics This module helps you get ready for the program by providing guidelines to get the most out of the program, along with suggesting numerous free, online resources of which you might take advantage. As with any learning module in this program, you'll get the most if you read all materials, consider each question for discussion and reflection, discuss information and materials with others, complete suggested activities and apply assessments as appropriate. Also seeRelated Library Topics 1. 2. 3. 4. 1. 2. 3. 4.
Money 101: 40 Financial Lectures to Prepare You for the Real World February 3rd, 2011 You may have taken accounting or finite math in your college, but most college students graduate with very little practical knowledge of finance in the real world. How can you brush up on what you need to know to survive? Take some time to watch these financial lectures. General Financial happiness, negotiation, and more can be found in these lectures. Mathematics of Finance: Check out this lecture to explore the mathematics of finance. Investment & Philanthropy Watch these lectures to see how you can make your money do more. Investment Risk: Investment Risk will teach you about uncertainty in investing. Credit & Loans These lectures will help give you an understanding of how loans and credit work. Payday Loans: Payday Loans discusses how payday lending works. Retirement It’s never too early to start retirement planning, and these lectures can help you get off to a good start. Traditional IRAs: Study traditional IRAs in this lecture. Entrepreneurship & Business
Flow Charts - Problem Solving Techniques from MindTools How often have you thought about streamlining a process in your organization but not been sure where to start? Or perhaps you've struggled to understand a process when it's described to you in detail. Flow charts are a useful tool in these situations, as they make a process easy to understand at a glance. Using just a few words and some simple symbols, they show clearly what happens at each stage and how this affects other decisions and actions. In this article and video, we look at how to create and use flow charts, and explore how they can help you to solve problems in your processes. Click here to view a transcript of this video. What Is a Flow Chart? Flow charts are easy-to-understand diagrams that show how the steps of a process fit together. Flow charts tend to consist of four main symbols, linked with arrows that show the direction of flow: 1. 2. 3. 4. Tip: You can use many other symbols in a flow chart but remember that these diagrams are used for communication. Define a process.
Facebook's Privacy Issues Are Even Deeper Than We Knew Questions about what social networks mean for personal privacy and security have been brought to a head by research at Carnegie Mellon University that shows that Facebook has essentially become a worldwide photo identification database. Paired with related research, we're looking at the prospect where good, bad and ugly actors will be able identify a face in a crowd and know sensitive personal information about that person. These developments mean that we no longer have to worry just about what Facebook, Google+, LinkedIn and other social sites do with our data; we have to worry about what they enable others to do, too. And it now seems that others will be able to do a lot. As reported in various privacy and security outlets like Kashmir Hill’s Forbes blog and Paul Roberts at ThreatPost, and demonstrated at last week’s Black Hat conference, the CMU researchers relied on just Facebook’s public profile information and off-the-shelf facial recognition software. There’ll be an app for that.
50 Online Tools That Will Help You Boost Productivity and Earn More Money One of the great things about the web is the number of useful tools that can aid you in keeping track of all that you have to do and manage. More importantly, many of these tools can be used to save time, increase productivity, and earn more money. Perhaps the only downfall is the sheer number of tools that are available. It can be overwhelming. Thankfully, I’ve done most of the work for you. Below you’ll find a list of the absolute best online tools. You don’t need to use all of them. So without further adieu, here’s the list… Table Of Contents You can jump to any section by clicking the links below or just scroll down to view all of the online tools. Project Management Tools 1. MindMeister allows your team to be more innovative by providing a shared collaboration and brainstorming environment using the proven mind mapping technique. 2. Freedcamp promises to be a free project management tool without restrictions on how many users or projects you can manage. 3. 4. 5. 6. 7. Productivity Tools
How to systematically negotiate a low car price If you’re in the market for a new car and want to get the best possible deal, you should make car dealers compete with each other. Today I’m going to lay out the steps to do that visually. For more details and email samples click “Get Started” above. In the example below, you’ll get quotes on a new car from 4 car dealers. Flowchart – How to systematically negotiate a low car price Now you may be thinking, hey, that’s a lot of work….I had to send at least 4 emails. The great thing about this negotiation strategy is that it’s not a secret! For each of the next 10 days, I'll send you a powerful car buying technique that could save you big money on your next car purchase. You'll learn: How to buy a car at the best possible price (by making dealers compete) When is the best time to buy a car? Become a Car Buying Expert Now!
Boeing bosses spy on workers Within its bowels, The Boeing Co. holds volumes of proprietary information deemed so valuable that the company has entire teams dedicated to making sure that private information stays private. One such team, dubbed "enterprise" investigators, has permission to read the private e-mails of employees, follow them and collect video footage or photos of them. Investigators can also secretly watch employee computer screens in real time and reproduce every keystroke a worker makes, the Seattle P-I has learned. For years, Boeing workers have held suspicions about being surveilled, according to a long history of P-I contact with sources, but at least three people familiar with investigation tactics have recently confirmed them. One company source said some employees have raised internal inquiries about whether their rights were violated. Sometimes, instead of going to court over a grievance on an investigation, Boeing and the employee reach a financial settlement. An employee is tailed