When The Bloom Is off The Retirement Rose . . . What Then? One of the benefits of having worked as a pharmacist as long as I did was the opportunity to get to know and understand retirees and their lifestyle. What I learned from them has had a profound impact on my thinking about how to get the most out of the mature years. As I interacted with them I used to think that if every person contemplating retirement had a chance to deal with retirees on a daily basis it would dramatically change how people prepare for and live in the retirement years. One of the most important things I learned from retirees is that there are distinct stages to retirement but very few people understand those stages and therefore fail to plan or know how to deal with them. The first stage of retirement consists of the newly retired enjoying the freedom of not having to go to work every day. The second stage heralds closure of the honeymoon phase and the realization that the fun and games are not as pleasurable or fulfilling as they used to be. Barbara Morris, R.
"the end of america” porter stansberry sees the future ... and it's grim: Tech Ticker, Yahoo! Finance Five secrets you never knew about the casino world Nicole Goodkind at Daily Ticker2 days ago The Daily Ticker joined up with Edward Farrell, President of Resorts World Casino New York City to snag some insider insight into the top secrets of the gaming world. Secret #1: Casinos want you to bet within your means You may be surprised but casinos prefer it when you spend within your means, even if that’s just $75 per visit. Related: Secrets of the online dating industry Casinos don’t expect you to be a high roller and you certainly don’t need to spend more than you’re comfortable with to receive perks like free food, drinks, and more. Secret #2: Casinos make a big impact on the economy
Responsive Web Design The English architect Christopher Wren once quipped that his chosen field “aims for Eternity,” and there’s something appealing about that formula: Unlike the web, which often feels like aiming for next week, architecture is a discipline very much defined by its permanence. Article Continues Below A building’s foundation defines its footprint, which defines its frame, which shapes the facade. Working on the web, however, is a wholly different matter. But the landscape is shifting, perhaps more quickly than we might like. In recent years, I’ve been meeting with more companies that request “an iPhone website” as part of their project. A flexible foundation#section1 Let’s consider an example design. But no design, fixed or fluid, scales seamlessly beyond the context for which it was originally intended. In short, our flexible design works well enough in the desktop-centric context for which it was designed, but isn’t optimized to extend far beyond that. Becoming responsive#section2 media types
Mobile DJs 'pay most car insurance' - Money News pa.press.net, Updated: 25/10/2011 23:49 Mobile disco owners must face the music when it comes to car insurance after being named as the profession which generates the highest quote. Mobile disco owners were named as the profession which generates the highest car insurance quote Nightclub owners, footballers and students also fared badly in the list, compiled by comparison website Confused.com. Mobile disco owners are being left in a spin with the typical comprehensive car insurance premium quote topping £6,800. Footballers appeared three times in the highest premiums list, which reflected how drivers described themselves when hunting for a quote. Airline captains land the best deals, averaging £320, with toy makers, travel guide writers and nurses also attracting low quotes. Gareth Kloet, head of car insurance at Confused.com, said: "Your profession can significantly affect your insurance cost so if you change jobs it's worth letting your insurer know.
Careers | Living Well | Financial Resources | Start Your Own Business | Post a Job - Post a Job | Start Your Own Business | Financial Resources | Senior Living | Job Search Rate hikes could spark house price collapse, economist warns Any move by the Bank of Canada could "easily" cause house prices to collapse, Capital Economics warns in a bleak report that suggests the Canadian housing market is likely to suffer the same sort of crash that has plagued countries such as the United States. The report released Thursday suggests that house prices in Canada have climbed at the same pace as that in the United States, but have not fallen at the same rate. In the United States, some markets have seen prices fall as much as 50 per cent through the recession. As the central bank raises interest rates, mortgages will become more expensive for Canadians. Add inflation to the mix, and Capital Economics predicts prices could fall 25 per cent over the next few years. "Even small rises in official interest rates have been shown to have a big effect on homeowner confidence in other countries under similar circumstances as they can change perceptions towards the housing market very quickly," said economist David Madani.
Learning in Networks of Knowledge | Applications for a paradigm shift in online learning --- Matthew Allen, ALTC Teaching Fellow Why you need rental car insurance With the holiday season upon us, you may soon find yourself renting a car. Before you go to the counter to pick it up, think carefully about one of the first questions you'll be asked: Will you be purchasing rental car insurance? Many consumer reporters will say to never buy it. But I think that advice is shortsighted. Paying a few extra bucks for rental car insurance may be one of the smartest ways to spend your money. But before you do, you should first call your current insurance agent and ask how your existing insurance covers damage to a rental car and the loss of personal property. If your auto insurance includes collision and comprehensive coverage, then this should also cover the rental car within the limits of your current coverage. But don't stop there assuming that because you have auto insurance with collision and comprehensive coverage, or charge your rental car on a credit card, that rental car insurance is a waste of your money. Still not convinced?