Gail Vaz-Oxlade - Tracking Your Money The Gail Way!Debt-Free Forever Tracking Your Money The Gail Way Simply click the BUY NOW button below and you will be directed to the Paypal website to complete your transaction. The name The Catena Group will appear on this paypal page. Once your transaction has been approved by Paypal, you will receive an email with your link to the download page as well as being re-directed for your instant downloads! IMPORTANT: When you download your files make a note of the location you saved them to on your computer. We are not responsible for troubleshooting where the files are located on your hard drive! DOWNLOAD YOUR LINK IMMEDIATELY. I was sitting at dinner one night with some friends. Good question. He wasn’t being mean. It’s taken me weeks to get this right. The worksheets are available for download for a package cost of $4.99. I strongly recommend that you do NOT shortcut the process by skipping the Spending Analysis component. If you don’t have any paperwork because you’re a dope and threw your statements away
Just Delete Me | Just Delete Me | A directory of direct links to delete your account from web services. Can't find what you're looking for? Help make justdelete.me better. easy No Info Available Login to your account, go to parameters, click Delete my account. show info... hard You have to call them in order to delete your account. Log in to your account and click the top-left link to 'Member Preferences'. Despite what it says in their FAQ there is actually no automatic way to delete your account. Follow the link to edit your profile and click cancel account at bottom. Just head to the account page and click the red button 'Delete your account' at the bottom left of the page. To close your account, contact Amazon by email (via this contact form) and request that your account be closed. You must login before visiting the link. impossible We do not 'delete' or 'terminate' accounts on ACC. Remove all applications and services from your account, then request deletion by emailing customer services. Response from email@example.com: We really don't have a way to delete accounts entirely. medium
7 Habits of Highly Frugal People EmailEmail One of the most direct way to change your life, you need to change your attitude. No one else is responsible for what happens to you but you, so you can either complain about the things you don’t like in your life or you can set about changing them. If you’re tired of living paycheck to paycheck, having your phone regularly cut off, or making excuses to skip dinners with your friends, then you can use these seven habits to take control of your money situation and live a happier and more frugal lifestyle. Habit One: Be Proactive The first habit to develop is to take responsibility; if you fail, you have no one to blame but yourself. [Here are 6 action steps to take when you feel financially vulnerable.] What most people forget is that though you can’t control the stimulus, you can control your response. How to be proactive for effective frugality: Take the first step. Habit Two: Begin with the End in Mind How to visualize effective frugality: Define your goal. Habit Six: Synergize
30 Essential Pieces Of Free (and Open) Software for Windows Recently, I received a fresh new laptop from Dell. Upon receiving it, I did the traditional “installation of Windows from scratch” on it to remove a lot of the garbage that is preinstalled on Dells. Then I got really busy installing tons of great software that takes care of pretty much every software need I have. Not only was all of the software free, every piece of it was open source, which means that the code is peer-reviewed; no spyware here! What follows is a list of thirty pieces of software that are the cream of the crop of open source software for Windows. Now, if only there were an open version of The Sims 2, I might go the whole way and switch to Linux… Thirty Free and Open Software Programs Worth Downloading 1. Replaces Internet Explorer If you haven’t switched to Firefox for your web browsing needs, do it now. 2. 3. 4. Replaces Microsoft Word Want a good word processor but find Microsoft Word too expensive? 5. 6. 7. Replaces AIM, Windows Messenger, etc. 8. 9. 10. 11. 12. 13.
50 Ways to Save $1,000 a Year Looking for ways to save money this year? Want to boost your savings in a tough economy with little effort or pain? Good. Some of these tips will score you instant dough, while other money saving suggestions require year round strategies to amass the moolah. Here are 50 ways to save an extra $1,000 a year: Pay off Your Credit Card. Saving an extra $1000 a year is not impossible. Your Turn! Kerry K. The 7 best ways to learn how to code It’s never been a better time to pick up programming. No matter your age or experience, a plethora of tools are available to get you started or to help you refine your programming chops. Best of all, many of those resources are free. You no longer have to spend countless hours trying to deconstruct new programming languages with no help beyond sparsely updated message boards and the good graces of patient IRC chat buddies. (In my day…) Now there are expertly written tutorials, helpful videos, and a wealth of other resources online. Maybe you’re just curious about what all this programming stuff is about. And, if you’ll forgive us for tooting our own horn, you should also check out an eighth resource: our upcoming DevBeat conference, Nov. 12-13 in San Francisco. Codecademy Perhaps the most renowned online training resource — and for good reason, Codecademy offers easy-to-understand interactive tutorials for popular languages like Python and Ruby. You won’t be going it alone either. Coursera
4 Reasons For Multiple Savings Accounts Most people think of savings accounts solely as a source of emergency spending for a rainy day. But they're also best used for allocating money for big purchases such as a home or new car. To save money for multiple financial goals, you'll need multiple savings accounts. Why? Instead, targeted savings goals spur good spending behaviors because you must monitor your savings and spending to meet your goals, Frankle says. But before launching into any savings goals, first build a strong foundation. Greg McBride, CFA, a senior financial analyst at Bankrate, says once that's done, stash six months' of savings in an emergency fund. Despite the need for emergency savings at a time of high unemployment and slow job creation, only 24 percent of Americans have such a fund, according to a 2011 Bankrate.com survey. But there are other needs for savings accounts than emergencies. Here are four more reasons why you need multiple savings accounts. Savings goals are being tracked
Home page | Scratch Suddenly Frugal Blog - A blog about frugal living Begin programming: build your first mobile game — University of Reading Learn the basics of Java programming by developing a simple mobile game that you can run on your computer, Android phone, or tablet. Programming is everywhere: in dishwashers, cars and even space shuttles. This course will help you to understand how programs work and guide you through creating your own computer program – a mobile game. Whether you’re a complete newcomer to programming, or have some basic skills, this course provides a challenging but fun way to start programming in Java. The course will combine video introductions, on-screen examples, downloadable guides, articles and discussions to help you understand the principles behind computer programs and the building blocks that are used to create them. At the end of the course you’ll have a complete game that can be played on an Android phone or tablet, or even your computer. This course teaches the basics of programming and you don’t need any knowledge of coding to take part.
Easy envelope budget technique - how to track your spending and stick to a budget each month. Full video how-to! Budgeting can be complicated. Frustrating. Hard, even. Simplifying works. When we first cracked down on budgeting, I tried everything. At first I… I tried monthly budgets. Nothing was working long-term, so I wised up and created my own system. Now I… Break my budget down weekly.Have only THREE budgets that encompass all our regular spending (grocery, other, and family…more on that below).Use credit cards to track all transactions and pay all bills (see other reasons why HERE, and see how we chose our cards HERE) Simplifying our budgets has – literally – changed our financial lives! Click below to watch the video on Youtube, or click HERE to watch it online. (Note: Be sure to watch the video first or the following will make absolutely no sense!) The Simplest Budgeting Method Ever “How-To”: The meat and potatoes of it all… 1. Yes, seven. 2. No reason to step on each others’ toes! 3. 1) Grocery 2) Other 3) Family “Grocery” budget includes: Anything you could find at a neighborhood grocery store. 4. 5.
27 Ways to Learn to Program Online Whether you are looking to switch careers and become a full-time programmer, want to try to build a website or app on the side, or are just looking to round out your skill set, learning to code has certainly been something a lot of people have started to do lately. And while being a programmer might not be for everyone, there is a lot to be said about gaining a better, more educated view of how all those pixels get moved around all those screens. Before we delve into our list of learning resources sites, we wanted to share some advice from Marissa Louie, a self-taught product designer for Ness Computing. A former startup founder, Louie told TNW that the hardest part of being self-taught – whether it’s design, programming, or any other discipline is, “gathering the courage. The most important barrier is just to overcome your fears” (she also said having the ability to follow instructions helps as well). 1. 2. 3. 4. 5. 6. Just in case you were wondering, it kind of does. 7. 8. 9. 10. 11.
24 Quick Actions You Can Do Today That Can Change Your Financial Life Forever Note: This is a post from Adam Baker, founder of Man Vs. Debt. Last week, while I was talking about our new You Vs. We talked about our obsession with the debt-fueled life path and how it’s keeping millions trapped. But talk is cheap. I’m much more interested in action. And this week, I want to do my part to shatter any excuses or justifications you may have. I took the time to provide 24 different options. Sure, there’s little chance all will be viable for your situation. I’m asking for one. Do it. Action #1: Pull Your Credit Report (10-20 minutes) Simple steps: Visit Annual Credit Report – Visit annualcreditreport.com. How this can change your life: When we first pulled Courtney’s credit report, we were saddened to find she was a victim of identity theft. We had better luck with my credit report, however I did discover a $200 collections account I didn’t even know existed! Additional Resource: How to Get Your Free Credit Report Online: A Step-by-step Guide