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FUTURE OF JOURNALISM hskwin' (hskwin) sur Twitter Student Loan Debt Leads to Despair, Defaults (Corrects Bureau name in sixth paragraph.) William Prince, of Rosenberg, Texas, knows just how inescapable student loans can be. The 52-year-old father of two started paying off $51,000 in college debt 15 years ago and now owes $57,000. Americans now owe about $950 billion in student loans — more than their total credit-card debt. Desperation may have something to do with that outcry. Eroded Borrowers' Rights There are very few ways to reduce or renegotiate education debt; unlike credit-card debt, few can do this via bankruptcy. For federally backed loans, the situation is better, though still far from perfect. The federal government is taking steps that could make the debt burden more manageable. Income-Based Repayment One option introduced in 2009 is income-based repayment. Because no payments are required on income below 150 percent of the poverty line, income-based repayment is helpful for such borrowers as 28-year-old Jennifer Sandella. The program has drawbacks.

Freedom of information: my monstrous idea will keep corporate tyrants at bay | George Monbiot Modern government could be interpreted as a device for projecting corporate power. Since the 1980s, in Britain, the US and other nations, the primary mission of governments has been to grant their sponsors in the private sector ever greater access to public money and public life. There are several means by which they do so: the privatisation and outsourcing of public services; the stuffing of public committees with corporate executives; and the reshaping of laws and regulations to favour big business. In the UK, the Health and Social Care Act extends the corporate domain in ways unimaginable even five years ago. With these increasing powers come diminishing obligations. Through repeated cycles of deregulation, governments release big business from its duty of care towards both people and the planet. The very idea of a corporation is made possible only by a blurring of the distinction between private and public. Freedom of information is never absolute, nor should it be.

The benefits of publicness « BuzzMachine I’m reworking an early but foundational section of my book, Public Parts, arguing the benefits of publicness, a list I presented at the PII conference in Seattle a few weeks ago. I’d like to bounce my thoughts off you and ask for your views of the value you get from being public, the value that also accrues to groups, companies, government, and society as a whole. I won’t go into great detail in this list because I’m eager to hear your thoughts. Here’s my opening bid: * Publicness makes and improves relationships. * Publicness enables collaboration. * Publicness builds trust. * Publicness kills the myth of perfection. * Publicness disarms taboos. * Publicness grants immortality. * Publicness enables the wisdom of the crowd. * Publicness organizes us. * Publicness protects. * Publicness is value. Mind you, this is not the chapter about privacy. Here I’m interested in hearing why you are public when you are and what you get out of it. Thanks.

SAX Deventer USAToday: Student loans outstanding will exceed $1 trillion this year Students and workers seeking retraining are borrowing extraordinary amounts of money through federal loan programs, potentially putting a huge burden on the backs of young people looking for jobs and trying to start careers. The amount of student loans taken out last year crossed the $100 billion mark for the first time and total loans outstanding will exceed $1 trillion for the first time this year. Americans now owe more on student loans than on credit cards, reports the Federal Reserve Bank of New York, the U.S. Department of Education and private sources. Students are borrowing twice what they did a decade ago after adjusting for inflation, the College Board reports. Taxpayers and other lenders have little risk of losing money on the loans, unlike mortgages made during the real estate bubble. The credit risk falls on young people who will start adult life deeper in debt, a burden that could place a drag on the economy in the future. •Defaults. •For profit-schools.

clasificación Mundial 2011-2012 África En África se amplió la distancia entre los buenos y los malos alumnos Los países que reprimieron las protestas populares vivieron caídas vertiginosas Si bien las primaveras árabes de 2011 no desbordaron el África subsahariana hasta el punto de hacer caer a los gobiernos, algunos regímenes enfrentaron fuertes reivindicaciones políticas y sociales. Los periodistas que cubrían estas manifestaciones con frecuencia sufrieron de lleno la respuesta brutal de las fuerzas policíacas, prontas a reprimir sin discernimiento y a atacar a los testigos molestos. Este fue el caso de Angola (132º lugar), donde algunos periodistas fueron detenidos durante las manifestaciones en septiembre. Los países más cerrados y autoritarios, en la cola de la clasificación Por el control de los medios de comunicación y de la libertad de expresión en general que ejercen las autoridades, Reporteros sin Fronteras considera que la situación es “muy grave” en Ruanda (156º) y en Guinea Ecuatorial (161º). En medio

Mark Glaser (mediatwit) Campuskrant De Leeslijst van Toon Boon De boeken van Bill BrysonAvonturen van een Nederbelg van Derk Jan EppinkBelgistán – el laboratoria nacionalista van Jacobo de RegoyosMijn Vlaamse jaren van Jeroen BrouwersBelgië – een parcours van herinnering van Jo TollebeekLa ciudad de los prodigos van Eduardo MendozaOns feilbare denken van Daniel KahnemanTraffic – Waarom wij rijden zoals wij rijden van Tom VanderbiltA Mathematician Reads the Newspaper van John Allen PaulosAantekeningen uit het ondergrondse van DostojevskiOblomov van GontsjarovVan oude mensen, de dingen die voorbijgaan van Louis CouperusMax Havelaar van Multatuli Juristen zijn ordelijke mensen. Toon Boon, juridisch raadgever op het rectoraat en specialist onderwijsrecht, komt dan ook niet met boeken aandragen, maar met een netjes gestructureerde inventaris van zijn boekenkast. “Ja, ik lees graag, terwijl de televisie door anderen wordt ingepalmd. Vandaar dat er zoveel reisboeken in je rekken staan? “Ja, nogal wat. Ik zie weinig fictie?

Proprietary colleges There are three types of for-profit schools. One type is known as an educational management organization (EMO), and these are primary and secondary educational institutions. EMOs work with school districts or charter schools, using public funds to finance operations. The majority of for-profit schools in the K–12 sector in America function as EMOs, and have grown in number in the mid-2000s. The other major category of for-profit schools are post-secondary institutions which operate as businesses, receiving fees from each student they enroll. EMOs function differently from charter schools created in order to carry out a particular teaching pedagogy; most charter schools are mission-oriented, while EMOs and other for-profit institutions are market-oriented. Growth[edit] For-profit schools make up a small percentage of America's educational institutions, but the number of schools is growing. Potential benefits[edit] Potential drawbacks[edit] According to James G. Business failures[edit]

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