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Live, Love, Laugh Everyday in Kindergarten Community Action Partnership | County of Riverside | IDA: Frequently Asked Questions What is an “IDA”? IDAs, or Individual Development Accounts, are special matched savings accounts designed to help families and individuals of modest means establish a pattern of regular saving and, ultimately, purchase a “productive asset.” A “productive asset” is something of value that is likely to return substantial long-term benefits to its owner — benefits like security, stability and opportunities for more income. RivCo.IDA participants may use their savings and match money toward any one of three productive assets: a first-time home purchase, a small business start-up or expansion, or post-secondary education or vocational training. What is a “savings match”? Why would anyone give away money like that? Savings matches are not “giveaways.” Is there more to an IDA Program than just savings matches? Absolutely! Who is eligible to participate? RivCo.IDA is open to individuals or families who meet the following criteria: 1. 2. 3. What is required of IDA participants?