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ecash In the United States, only one bank implemented ecash, the Mark Twain bank and the system was dissolved in 1997 after the bank was purchased by Mercantile Bank, a large issuer of credit cards.[2] Similar to credit cards, the system was free to purchasers, while merchants paid a transaction fee. In Australia ecash was implemented by St.George Bank, but the transactions were not free to purchasers. In June 1998, ecash became available through Credit Suisse in Switzerland. It was also available from Deutsche Bank in Germany, Bank Austria, Finland's Merita Bank/EUnet,[3][4] Sweden's Posten, and Den norske Bank of Norway. "ecash" was a trademark of DigiCash, which went bankrupt in 1998, and was sold to eCash Technologies, which was acquired by InfoSpace in 2002,[citation needed] currently know as Blucora. Plaintiff sued alleging trademark infringement and unfair-competition claims. The court rejected defendant's argument in denying plaintiff's motion to dismiss defendant's counterclaim.

Time for a New Theory of Money by Ellen Brown By understanding that money is simply credit, we unleash it as a powerful tool for our communities. posted Oct 28, 2010 The reason our financial system has routinely gotten into trouble, with periodic waves of depression like the one we’re battling now, may be due to a flawed perception not just of the roles of banking and credit but of the nature of money itself. Money as Relationship In an illuminating dissertation called “Toward a General Theory of Credit and Money” in The Review of Austrian Economics, Mostafa Moini, Professor of Economics at Oklahoma City University, argues that money has never actually been a “commodity” or “thing.” In the payment system of ancient Sumeria, prices of major commodities were fixed by the government. The concept of money-as-a-commodity can be traced back to the use of precious metal coins. In the payment system of ancient Sumeria, goods were given a value in terms of weight and were measured in these units against each other. The Credit Revolution

Bitcoin: de la révolution monétaire au Ponzi 2.0 Derrière l'idée révolutionnaire, libertarienne et anti-banques Bitcoin ne fait que reproduire un système injuste. Toucher aux règles monétaires n’a rien d’anecdotique. Lorsque nous dépensons, que nous travaillons, tous les jours, ce que nous faisons a un rapport avec la monnaie, sans même que nous y pensions. Que se passe-t-il alors lorsque des geeks créent une monnaie universelle, décentralisée, sécurisée, anonyme ? Lorsque ceux-ci peuvent faire du commerce en dehors de toute forme de contrôle, qu’il soit bancaire, étatique, ou fiscal ? En apparence, une révolution. Qu’est-ce que bitcoin ? Bitcoin est une monnaie virtuelle créée en 2009 par Satoshi Nakamoto, un personnage mystérieux dont personne ne connait la véritable identité. Bitcoin est donc deux choses à la fois : il s’agit tout d’abord d’un outil très basique de gestion de portefeuille, un logiciel open-source que tout le monde peut télécharger et lancer depuis son ordinateur. Comment ça marche ? Y-a-t-il une « bulle bitcoin » ?

Webisteme This is my second post on defining a trust metric for Ripple, or in fact any peer-to-peer credit network which relies solely on trust. In my last post, I looked at a simple approach based on measuring the average ratio of credits and debts for a user. While this wasn’t a bad start to thinking about the problem of trust in general, it suffered from being too simple (I’ll explain why.) In this post, I want to explore a new approach suggested in a comment by Jordan Greenhall, based on measuring trust as a perspectival, probabilistic calculation rather than an inherent property of a node. First, let’s revisit the reasons why a trust metric is so critical for any peer-based credit network like Ripple to scale. Background Ripple is a system to create money out of credit relationships between peers, rather than between individuals and banking institutions, or the state. This sets the context for why Ripple needs a trust metric. Trust as Credit Ratio However, there are some serious limitations.

Matthew +You Search Images Maps Play YouTube News Gmail More Documents Calendar Translate Mobile Books Offers Wallet Shopping Blogger Reader Finance Photos Videos Even more » Account Options Sign in Help New Features <div class="lhcl_browserwarning">You are using a browser that is not fully supported. Explore Matthew's Gallery Share Download Prints <div class="gphoto-canonicalscaledimage gphoto-photocaption"> <img src=" alt="" width="644" height="483"> <p>oss strategy.jpg</p> <p></p> <p><a href=" photos</a> </p> </div> Sign in to like this photo. Views: 8885 Add a comment Sign in if you have a Picasa Web Albums account, or sign up for a free account. photos Belongs to Public photos Photo information Mar 25, 2010 644×483 pixels – 71KB Filename: Camera: n/a Model: n/a ISO: n/a Exposure: n/a Aperture: n/a Focal Length: n/a Flash Used: n/a Latitude: n/a Longitude: n/a full details page Tags

Banques éthiques, monnaies libres… et toi, tu fais quoi après la crise ? Pas besoin d'un plan de sauvetage à 140 milliards pour moraliser le capitalisme : monnaies libres, banques éthiques et autres outils existent pour donner un peu de sens à la finance. Doté de seulement deux banques éthiques, la France paie le prix d’une stratégie de concentration en géants mondiaux, pas très raccord avec les aspirations de moralisation du capitalisme. 5 millions d’euros de fonds propres, plus de 26 000 sociétaires / actionnaires… « D’un point de vue purement réglementaire, nous avons le droit d’être une banque de plein exercice », annonce Marc Favier, responsable du projet de développement et d’innovation de la banque éthique La Nef. Seulement voilà : la Banque de France ne veut pas. Partie de la loi de 1984, la concentration du secteur bancaire orchestré par la Banque de France a certes livré des mastodontes internationaux au secteur bancaire français, mais la prive aujourd’hui de tout réseau de banque éthique indépendant. La crise des grands condamne les petits

The Blog: Symbionomics Themes What follows is a synopsis of the major themes we are exploring with the Symbionomics project (see kickstarter link on the right). Obviously, this is just a starting point. We are open to these concepts growing and evolving as this process unfolds. With each theme, we are seeding an online video discussion (as linked to in the titles). New Media: In the last twenty years, a wave of new tools has transformed the way we communicate. La COFIDES - Coopérative Financière pour le Développement de l’Economie Solidaire Nord Sud | COFIDES Nord Sud

Displaying items by tag: Empty WISERBANKS make more $$ to invest more in social projects || WiserBanks TV : Live Editors' Picks Gurus, Opinions & Nuances Financial Crisis Hard Selling Scenes Landing Softly Facts & Issues Us You Top10 4U4Free Plan & Win Invest & Share Play & Learn Think & Decide Courses Pay Insure Play Retire Save Lend Trade || Services : Social Impact Bonds Mediation Financial Planning Performance Reviews Micro-Finance Listings Seed Capital More ... Progress bar WiserBanks is a co-creation project of financial insiders and outsiders (!!) ..(1) make people smarter by working together on product research, selection and supervision;... ..(2) by offering easy access to superior financial products of other global institutions; ... .., (3) establish a leading consumer badge (of Quality) for crowd-validated products; ...(4) raise confidence of financial consumers in their direct dealings with bankers;... ..(5) run an online bank in a non-traditional, but effective manner;... || Management : Leadership WebTech Marketing & Distribution Communications

Flattr: A Social Micropayment Platform for Financing Free Works People have been talking about "micropayments" since the early days of the world-wide-web, so I'm always skeptical of micropayment systems. Flattr is an interesting variation on the idea though. It's a voluntary system, without the overhead or chilling effects associated with "pay walls" and it puts donors in control of how much they spend, allowing them to split their donations among beneficiaries based on a monthly "pie" model. I found out about Flattr a short while back, got an invite to beta-test the site, and have had a little time to play with the interface. The idea is pretty simple. Flattr functions very nearly like a social networking or social bookmarking site -- but with money At the end of each month, each member's clicks are added up. Flattr is a brand new "social micropayment" system started by Peter Sunde, of Pirate Bay fame From the recipient's point of view, the system accumulates all of the clicks from all the members who clicked on your Flattr button. Licensing Notice

Création Monétaire Quatre alternatives au Bank Run de Cantona » Article » Ownipolitics, Bilan, débats et enjeux