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ecash In the United States, only one bank implemented ecash, the Mark Twain bank and the system was dissolved in 1997 after the bank was purchased by Mercantile Bank, a large issuer of credit cards.[2] Similar to credit cards, the system was free to purchasers, while merchants paid a transaction fee. In Australia ecash was implemented by St.George Bank, but the transactions were not free to purchasers. In June 1998, ecash became available through Credit Suisse in Switzerland. It was also available from Deutsche Bank in Germany, Bank Austria, Finland's Merita Bank/EUnet,[3][4] Sweden's Posten, and Den norske Bank of Norway. "ecash" was a trademark of DigiCash, which went bankrupt in 1998, and was sold to eCash Technologies, which was acquired by InfoSpace in 2002,[citation needed] currently know as Blucora. Plaintiff sued alleging trademark infringement and unfair-competition claims. The court rejected defendant's argument in denying plaintiff's motion to dismiss defendant's counterclaim.

Time for a New Theory of Money by Ellen Brown By understanding that money is simply credit, we unleash it as a powerful tool for our communities. posted Oct 28, 2010 The reason our financial system has routinely gotten into trouble, with periodic waves of depression like the one we’re battling now, may be due to a flawed perception not just of the roles of banking and credit but of the nature of money itself. Money as Relationship In an illuminating dissertation called “Toward a General Theory of Credit and Money” in The Review of Austrian Economics, Mostafa Moini, Professor of Economics at Oklahoma City University, argues that money has never actually been a “commodity” or “thing.” In the payment system of ancient Sumeria, prices of major commodities were fixed by the government. The concept of money-as-a-commodity can be traced back to the use of precious metal coins. In the payment system of ancient Sumeria, goods were given a value in terms of weight and were measured in these units against each other. The Credit Revolution

Matthew +You Search Images Maps Play YouTube News Gmail More Documents Calendar Translate Mobile Books Offers Wallet Shopping Blogger Reader Finance Photos Videos Even more » Account Options Sign in Help New Features <div class="lhcl_browserwarning">You are using a browser that is not fully supported. Explore Matthew's Gallery Share Download Prints <div class="gphoto-canonicalscaledimage gphoto-photocaption"> <img src=" alt="" width="644" height="483"> <p>oss strategy.jpg</p> <p></p> <p><a href=" photos</a> </p> </div> Sign in to like this photo. Views: 8885 Add a comment Sign in if you have a Picasa Web Albums account, or sign up for a free account. photos Belongs to Public photos Photo information Mar 25, 2010 644×483 pixels – 71KB Filename: Camera: n/a Model: n/a ISO: n/a Exposure: n/a Aperture: n/a Focal Length: n/a Flash Used: n/a Latitude: n/a Longitude: n/a full details page Tags

Banques éthiques, monnaies libres… et toi, tu fais quoi après la crise ? Pas besoin d'un plan de sauvetage à 140 milliards pour moraliser le capitalisme : monnaies libres, banques éthiques et autres outils existent pour donner un peu de sens à la finance. Doté de seulement deux banques éthiques, la France paie le prix d’une stratégie de concentration en géants mondiaux, pas très raccord avec les aspirations de moralisation du capitalisme. 5 millions d’euros de fonds propres, plus de 26 000 sociétaires / actionnaires… « D’un point de vue purement réglementaire, nous avons le droit d’être une banque de plein exercice », annonce Marc Favier, responsable du projet de développement et d’innovation de la banque éthique La Nef. Seulement voilà : la Banque de France ne veut pas. Partie de la loi de 1984, la concentration du secteur bancaire orchestré par la Banque de France a certes livré des mastodontes internationaux au secteur bancaire français, mais la prive aujourd’hui de tout réseau de banque éthique indépendant. La crise des grands condamne les petits

The Blog: Symbionomics Themes What follows is a synopsis of the major themes we are exploring with the Symbionomics project (see kickstarter link on the right). Obviously, this is just a starting point. We are open to these concepts growing and evolving as this process unfolds. With each theme, we are seeding an online video discussion (as linked to in the titles). New Media: In the last twenty years, a wave of new tools has transformed the way we communicate. Flattr: A Social Micropayment Platform for Financing Free Works People have been talking about "micropayments" since the early days of the world-wide-web, so I'm always skeptical of micropayment systems. Flattr is an interesting variation on the idea though. It's a voluntary system, without the overhead or chilling effects associated with "pay walls" and it puts donors in control of how much they spend, allowing them to split their donations among beneficiaries based on a monthly "pie" model. I found out about Flattr a short while back, got an invite to beta-test the site, and have had a little time to play with the interface. The idea is pretty simple. Flattr functions very nearly like a social networking or social bookmarking site -- but with money At the end of each month, each member's clicks are added up. Flattr is a brand new "social micropayment" system started by Peter Sunde, of Pirate Bay fame From the recipient's point of view, the system accumulates all of the clicks from all the members who clicked on your Flattr button. Licensing Notice

Création Monétaire Quatre alternatives au Bank Run de Cantona » Article » Ownipolitics, Bilan, débats et enjeux Boost web Vous êtes des millions d'internautes. Si une infime partie d'entre vous donnait ne serait-ce qu'un Euro par an à un site, cela suffirait pour qu'il puisse assurer son fonctionnement en toute indépendance. Sans autre support que vous, les internautes. En agissant ainsi, vous assurez la promotion et la progression de ce qui vous plaît, à l'abri des pièges et des contraintes de la publicité et du marketing agressif des uns et des autres. Ni argent, ni e-mail ! Pour aller dans ce sens, Web sans pub vous propose une solution simple et originale : Vous ne versez rien, vous ne donnez pas même votre e-mail, vous prenez seulement l'engagement moral d'investir une petite somme d'argent sur les sites qui vous plaisent et que vous voudrez soutenir au fur et à mesure de vos découvertes sur le Web. Vous dépensez cette somme où et quand vous le souhaitez et, si vous ne trouvez rien qui vous plaise, hé bien, vous ne dépensez rien du tout ;-) Boosteurs et Boostés Révolution ? La Faq.

[APP] une autre monnaie est possible : une BD augmentée L'argent ne fait pas le bonheur... sauf si on le fabrique soi-même! Avec notre BD augmentée, apprenez les principes de la création monétaire et découvrez comment élaborer des monnaies libres auxquelles donner du sens. Philippe Derudder fait partie de ceux qui voient en l’alternative économique une chance à saisir. Ancien entrepreneur qui a tout plaqué en 1992 pour ne plus cautionner un système monétaire qui ne lui convenait pas, il cherche alors des solutions pour concilier monnaie et équilibre écologique. Maintenant animateur au sein d’une association, l’Association Internationale pour le Soutien aux Economies Sociétales ou AISES, il milite pour la création de monnaies complémentaires et offre ses conseils auprès de communautés ou de villages souhaitant franchir le pas. Quel est votre rôle dans les étapes de la mise en place d’une monnaie complémentaire? Pouvez vous nous expliquer par quelles étapes est passée la création de l’Abeille à laquelle vous avez participé?

5 Reasons NOT to Pay Your Credit Cards Are you one of the millions of Americans trying to decide between paying your credit card bills and eating? John Galt -- Activist Post We live in a matrix that goes to unspeakable expense to nurture us from the teat to be good consumers. You are issued a tax collection number at birth (SS#), another artificial number for your credit worthiness (FICO), and then you're extended a certain amount of tokens to play "life" based on those numbers. It is a brilliantly designed game: the banksters create a unit of money out of thin air; lend it to people with interest attached; get them to buy real items; then raise the rates, force people to work harder, hover like a vulture until expected default occurs, and rake in the forfeited assets. Sure, you get to "rent" a flat-screen TV, a car, or a home from them, making life in the matrix almost worth it. Here are the top five reasons not to pay your credit cards:

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