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Multi-factor authentication

Multi-factor authentication
Multi-factor authentication (also MFA, two-factor authentication, two-step verification, TFA, T-FA or 2FA) is an approach to authentication which requires the presentation of two or more of the three authentication factors: a knowledge factor ("something only the user knows"), a possession factor ("something only the user has"), and an inherence factor ("something only the user is"). After presentation, each factor must be validated by the other party for authentication to occur. Background[edit] Two-factor authentication is commonly found in the electronic computer authentication, where basic authentication is the process of a requesting entity presenting some evidence of its identity to a second entity. Two-factor authentication seeks to decrease the probability that the requester is presenting false evidence of its identity. Two-factor authentication is often confused with other forms of authentication. Regulatory definition[edit] Limitations[edit] Password[edit] PIN[edit] Pattern[edit]

SafeNet Two-Factor Authentication:: Superior Trust & Control Multi-Factor Authentication Introduction view Authentication Products SafeNet allows organizations to meet the IT challenges of cloud, mobility, and escalating threats with authentication management platforms that offer flexible and simplified service delivery, and which address numerous use cases with the broadest range of authentication methods and tokens. SafeNet Multi-Factor Authentication Products: Authentication as a Service More and more businesses embrace the benefits that derive from managing their data and applications in the cloud. Learn More About AaaS SafeNet AaaS Products: SafeNet Authentication Service (SAS): Delivers authentication-as-a service with flexible token options, enabling a quick cloud migration and protecting data from any source – from cloud-based and on-premise applications to networks, users, and devices.View Product Details Authenticators – Tokens, Smart Cards & Other Form Factors Learn More About Authenticators SafeNet Authenticators: view Authentication Solutions

Online banking Online banking (or Internet banking or E-banking) allows customers of a financial institution to conduct financial transactions on a secured website operated by the institution, which can be a retail bank,virtual bank, credit union or building society. To access a financial institution's online banking facility, a customer having personal Internet access must register with the institution for the service, and set up some password (under various names) for customer verification. The password for online banking is normally not the same as for [telephone banking]. Financial institutions now routinely allocate customers numbers (also under various names), whether or not customers intend to access their online banking facility. Customers numbers are normally not the same as account numbers, because number of accounts can be linked to the one customer number. Features[edit] The common features fall broadly into several categories History[edit] Today, many banks are internet only banks.

Information Security - Governance Risk and Compliance - RSA RSA Archer GRC Build an efficient governance, risk, and compliance (GRC) program that supports collaboration across IT, finance, operations, and legal units. RSA SecurID Manage two-factor authentication security, security tokens, and users across the enterprise. Request A Quote RSA Security Analytics Provide enterprise-wide visibility into network traffic and log event data to reduce attacker free time from weeks to hours. Transaction authentication number A transaction authentication number (TAN) is used by some online banking services as a form of single use one-time passwords to authorize financial transactions. TANs are a second layer of security above and beyond the traditional single-password authentication. TANs provide additional security because they act as a form of two-factor authentication. Classic TAN[edit] An outline of how TANs function: The bank creates a set of unique TANs for the user. Indexed TAN (iTAN)[edit] Indexed TANs reduce the risk of phishing. However, iTANs are still susceptible to man-in-the-middle attacks, including phishing attacks where the attacker tricks the user into logging in into a forged copy of the bank's website and man-in-the-browser attacks[1] which allow the attacker to secretly swap the transaction details in the background of the PC as well as to conceal the actual transactions carried out by the attacker in the online account overview.[2] Indexed TAN with CAPTCHA (iTANplus)[edit] KeePass[18]

Two Factor Authentication Solutions | Email Encryption | FFIEC | OTP Two-factor authentication offers identity theft protection by making it difficult for attackers to steal users’ online identities. Two-factor authentication requires the user to physically possess something (i.e. grid card, smartcard, token access) in addition to something the user knows (i.e. the password or PIN). Entrust delivers two factor authentication solutions using: Entrust IdentityGuard Entrust IdentityGuard is a two factor authentication solution that is stronger and less expensive than competing solutions. Entrust IdentityGuard users benefit from: Entrust USB Tokens Entrust USB Tokens are based on a collaboration with SafeNet to distribute SafeNet iKey 2032 tokens as Entrust USB Tokens. These portable tokens plug into a computer’s USB port either directly or using a USB extension cable. Learn more about Entrust USB Tokens Find an Entrust TrustedPartner solution for smartcards or tokens

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Guide to Two-Factor Authentication · Duo Security Google TOTP Two-factor Authentication for PHP | Web App Security At the beginning of the year Google released 2 Factor Authentication (2FA) for G-Mail providing an application for Android, IPhone and Blackberry called Google Authenticator to generate one time login tokens. This post will show how to implement Google 2FA to protect web applications from stolen credentials. Google Authenticator is based on RFC 4226 - a Time based One Time Password (TOTP) which is initialised using a 16 digit base 32 (RFC 4648) encoded seed value. Initial seeds used for the TOTP can be entered into the Google Authenticator via a camera using QR codes or via the keyboard. Google has also provided a PAM module allowing users to integrate 2FA for sshd. A module can be written to support the Google TOTP in any language - the only caveat with writing a library for PHP is a lack of an RFC 4648 compliant base 32 decoding function. This binary seed value will be used in a SHA1 hash along with the current Unix time-stamp to generate one time tokens. Seed value 'PEHMPSDNLXIOG65U'

About 2-step verification - Accounts Help Why you should use 2-Step Verification 2-Step Verification adds an extra layer of security to your Google Account, drastically reducing the chances of having the personal information in your account stolen. To break into an account with 2-Step Verification, bad guys would not only have to know your username and password, they'd also have to get a hold of your phone. How it works 1 Enter your password Whenever you sign in to Google you'll enter your username and password as usual. 2 Enter a code from your phone Then, you'll be asked for a code that will be sent to you via text, voice call, or our mobile app. Keep it simple During sign in, you can tell us not to ask for a code again on that particular computer. Learn more about 2-Step Verification.

Google Authenticator Google Authenticator implements TOTP security tokens from RFC6238 in mobile apps made by Google, sometimes branded "two-step authentication". The Authenticator provides a six digit one-time password users must provide in addition to their username and password to log into Google services or other sites. The Authenticator can also generate codes for third party applications, such as password managers or file hosting services. Some versions of the software are open source. Typical use case[edit] Typically, users will install the Authenticator app on their smartphone. For this to work, a set-up operation has to be performed ahead of time: the site provides a shared secret key to the user over a secure channel, to be stored in the Authenticator app. Implementations[edit] Technical description[edit] The service provider generates an 80-bit secret key for each user. the number of 30 second periods having elapsed since the Unix epoch; orthe counter that is incremented with each new code.

Products - Identity Provider The Identity Provider provides Single Sign-On services and extends reach into other organizations and new services through authentication of users and securely providing appropriate data to requesting services. In addition to a simple yes/no response to an authentication request, the Identity Provider can provide a rich set of user-related data to the Service Provider. This data can help the service provide a more personalized user experience, save the user from having to manually enter data the service requires, and refresh the data each time the user logs onto the service. The normal Identity Provider process is: Accept a SAML authentication request from the Service Provider a user wants to access; Authenticate the user against your organization's existing authentication service; Collect user data from your organization's existing data stores; Apply policy to control what data is released to which Service Provider; Securely transmit the collected information to the Service Provider.

Trusted Service Manager: The Trusted Intermediary Need for a neutral agent Secure elements are essential for NFC services to guarantee the protection of security-critical applications and to achieve the same security standards as for debit and credit cards. But it is not enough to have SEs in place – there has to be a way to securely partition SE memory into separate domains for service providers. It also needs to be possible to securely and dynamically provide new services, applications, and virtual cards on demand in these domains, in such a way that the MNO or any other party will not have access to debit/credit card keys or other sensitive information. These security services are provided by Trusted Service Managers (TSMs). Types of TSM NFC ecosystem There are two types of TSM – the secure element issuer TSM (SEI TSM) and the service provider TSM (SP TSM). More benefits thanks to open SP TSMs Highest security requirements As the term implies, both TSMs need to be trusted and hence highly secure.

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