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83 Ways To Be Smarter With Money While Youre Still Young

83 Ways To Be Smarter With Money While Youre Still Young

30 Financial Moves Before 30- Ideas Worth Trying January 13, 2011, 6:00 amby:MD Category:Miscellaneous I started reading the Art of Non-Conformity the other day and the idea of the life list/bucket list got me thinking again. I started thinking about my bucket list for what I want to accomplish before I turn 30 (in 7 years). Then I started to get more specific. I started thinking about what I want to accomplish financially before 30. Then I realized that my mind was all over the place. Since every financial bucket list is unique to your own situation, I decided to outline 30 financial moves that might be of interest to your unique financial situation before you turn 30. 1. Keep a buffer in a savings account because you never know when a rainy day will hit you out of nowhere. 2. You can debate good debt vs bad debt, but at the end of the day you should try to kill off your credit card debt before you turn 30. 3. The sooner you start planning for your retirement, the sooner you have compound interest working on your side. 4. 5. 6. 7. 8. 9.

24 Quick Actions You Can Do Today That Can Change Your Financial Life Forever Note: This is a post from Adam Baker, founder of Man Vs. Debt. Last week, while I was talking about our new You Vs. Debt class, we touched on the “status quo” of our Upside-Down Nation. We talked about our obsession with the debt-fueled life path and how it’s keeping millions trapped. But talk is cheap. I’m much more interested in action. And this week, I want to do my part to shatter any excuses or justifications you may have. I took the time to provide 24 different options. Sure, there’s little chance all will be viable for your situation. I’m asking for one. Do it. Action #1: Pull Your Credit Report (10-20 minutes) Simple steps: Visit Annual Credit Report – Visit How this can change your life: When we first pulled Courtney’s credit report, we were saddened to find she was a victim of identity theft. We had better luck with my credit report, however I did discover a $200 collections account I didn’t even know existed! Action #3: Get 1 paying client (15-35 minutes) & Blog Archive 21 Practical ways to save money Wednesday, July 9th, 2008...12:50 pm 21 Practical ways to save money Jump to Comments Make a shopping list: This will ensure that you only buy what is necessary and don’t overspend. Clear out and sell anything you don’t need any more: All of that stuff you have that’s gathering dust in the attic or in the garage can be sorted through and gathered up and disposed of in a number of profitable ways. Don’t dine out: Dining out costs a lot more than it does to eat in. Go energy-efficient: By buying all those slightly more expensive energy-saving light bulbs, you’ll be saving more in the long run, as those bulbs will last for much longer before having to be replaced, and will also use up less electricity, softening the blow of when the bills come in.Change cars: So you have a massive and impressive SUV? Use the public library: Instead of buying all those books and movies, you could go to the library and borrow them for almost nothing, for as long as you wanted to continue borrowing.

29 Steps I Took to Leave the Workforce at Age 29 Today is my last day at work! No more corporate rat race for me. I’ve been planning an early retirement for as long as I can remember. At age 29 I left the corporate world behind and I’m embarking on a new chapter in my life: spending more time with my kids (ages 1 and 2), following my passion (teaching others about personal finance), and an overall life of freedom not tied to a JOB! Here’s how I did it (and how you can too!) Leaving the Rat Race at Age 29 Save Early. What’s Next? I’m working on creating some new goals, learning how to cook, and beginning early Roth IRA withdrawals. I’m also going on a field trip with preschool, getting to watch my favorite t.v. shows again, and spending more time with my spouse … all things I wouldn’t have gotten to do with my job. Update: Reflections on Leaving My Job… Six Months Later. You can get my latest articles full of valuable tips and other information delivered directly to your email for free simply by entering your email address below.