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56 Things To Do Instead of Spending Money - And Then We Saved

56 Things To Do Instead of Spending Money - And Then We Saved
Not spending money? No need to worry there’s lots to do! 56 Things To Do Instead of Spending Money… 1. We all have our favorite blogs and websites; see what the beginning was like by digging through the archives. 2. Even if you have no kids (and don’t know any) you can throw some sheets over a few chairs and a table, toss in some blankets and pillows and pretend like you’re a kid again. 3. If you’re one of the 104.4 million Pinterest users then this one is for you. 4. Break out of any food rut that might be building and come up with some new meal ideas using only the foods that you already own. 5. That hem that’s come loose, the hole that needs patching, the button that’s hanging on my literally 2 thin threads; nows the time to get that pile of To-Do’s taken care of. 6. Check out all of their movies from the library or watch them all on Netflix. 7. Have old gift certificates that have sat around since the last holiday season or from your last birthday? that you’ll actually use! 8. 9. 10. Related:  Money

Why Time Slows Down When We’re Afraid, Speeds Up as We Age, and Gets Warped on Vacation by Maria Popova “Time perception matters because it is the experience of time that roots us in our mental reality.” Given my soft spot for famous diaries, it should come as no surprise that I keep one myself. That’s precisely what acclaimed BBC broadcaster and psychology writer Claudia Hammond explores in Time Warped: Unlocking the Mysteries of Time Perception (public library) — a fascinating foray into the idea that our experience of time is actively created by our own minds and how these sensations of what neuroscientists and psychologists call “mind time” are created. We construct the experience of time in our minds, so it follows that we are able to change the elements we find troubling — whether it’s trying to stop the years racing past, or speeding up time when we’re stuck in a queue, trying to live more in the present, or working out how long ago we last saw our old friends. And yet the brain does keep track of time, even if inaccurately. Donating = Loving Share on Tumblr

Breathtaking Pictures of Churches Around the World That You Must See Jesus Christ was born in a manger or a shed where animals were kept. When he grew up, he led a very humble life. He did not wear any jewelry nor did he frequent the pompous palaces of kings and princes. He preached everywhere in every town and village around Galilee, Cana, Jericho and Capernaum. He did not choose the places to go nor the people to be with. Right now, there are thousands of churches around the world whose architectural design ranges from simple minimalist structures to superbly intricate designs that you’ll never think ancient architects can do. Let’s go now and check these truly breathtaking churches and be fascinated with their look. Advertisement 1. Photo used under Creative Commons from Etrusia UK 2. Photography by Theass Beautiful Church Photography by densss Catedral de Las Lajas – Colombia Photo used under Creative Commons from Jungle Boy 2. Photo used under Creative Commons from Erik Charlton 3. Photo used under Creative Commons from jimgrant 4. 5. 6. 7. 8. 9. 10. 11.

Mobile Kiplinger March 29, 2013 | By Jeffrey R. Kosnett Pop quiz: Among all interest-paying investments, which one delivers the highest income relative to the amount of principal it will lose when interest rates rise? (As you probably know, rising rates cut the values of existing bonds because newer, higher-paying bonds are more attractive). If you're fluent in bond-speak, you can refashion my question to: Where do I get the most yield per unit of duration? See Also: 12 Stocks to Get Dividends Every Month Hint: The answer is not high-yield corporate bonds. All right, give up? The typical nonleveraged, open-end bank-loan fund currently distributes between 3% and 4%. If you're unfamiliar with how these funds operate, imagine an ultra-short variable-rate junk fund a category that doesn't exist. Bank lending is not riskless. But the recovery came quickly, and those losses have long been erased. There are other good choices in addition to the Fidelity fund, which yields 2.7% (figures are as of March 27).

Grow Healthy Hair Naturally - Proven and Tested BEFORE Client with over processed dull and dry hair After: 6 months later - same client with new found hair growth! How to: 1) We do not massage our hair enough! Scalp massage is essential in this process. Use approximately 1/2 cup of distilled white vinegar for this process and add more if necessary. 2) DO NOT RINSE; after massaging with distilled white vinegar, take a tablespoon of rosemary oil (used to promote hair growth for centuries) and massage all areas of the head - for thicker hair use another tablespoon. **Massaging the scalp is the key here - take your time and be thorough! Distilled white vinegar is a natural product build up remover and clarifies hair. Rosemary Oil - stimulates circulation to hair follicles which leads to healthy hair growth. 3) Now that you have treated your scalp - where the hair grows from and promoted circulation; Use Coconut Oil right from the jar and emulsify in your hands, approximately a quarter size at a time.

Tackle Any Issue With a List of 100 The List of 100 is a powerful technique you can use to generate ideas, clarify your thoughts, uncover hidden problems or get solutions to any specific questions you’re interested in. The technique is very simple in principle: state your issue or question in the top of a blank sheet of paper and come up with a list of one hundred answers or solutions about it. “100 Ways to Generate Income”, “100 Ways to be More Creative” or “100 Ways to Improve my Relationships” are some examples. “One hundred entries? Bear with me: it’s exactly this exaggeration that makes the technique powerful. When starting your list you may believe that there’s no way to get it done. Unlike the related Idea Quota tool — whose primary goal is to acquire the habit of coming up with ideas — the goal of a List of 100 is to take your mind by surprise. Ground Rules There are only two simple principles to keep in mind when making Lists of 100: 1. This is the one crucial element for the technique to work. 2. 1. 2. 3.

Junk You'd Normally Throw Away Transformed Into Genius Ideas 1.) Old hubcaps shouldn’t go to a junk yard. 2.) Pop tab? More like pop FAB. 3.) 4.) 5.) 6.) 7.) 8.) 9.) 10.) 11.) 12.) 13.) 14.) 15.) 16.) 17.) 18.) 19.) 20.) 21.) 22.) 23.) 24.) 25.) 26.) 27.) 28.) Suze Orman Savings Advice - How to Save More Money Photo: Robert Trachtenberg Suze Orman, author of The Money Class: How to Stand in Your Truth and Create the Future You Deserve {*style:<i> <b>Q: I'm a 46-year-old single woman earning $34,000 a year. Sometimes I feel so anxious about having enough to retire on that it takes away from my enjoyment of life.

Search Results glitter eggs Apr 7 Glitzy Easter Placecards By Ashley Page Norton Easter is right around the around and these egg and nest placecards come together super fast. Click through for materials & instructions… (more…) Apr 18 DIY Party: Confetti Egg Game This post is by my friend Rebecca Wright who will now be doing a column on Oh Happy Day. I love parties that involve surprises. DIY Party: Glitter Confetti Eggs Confetti eggs (aka Cascarones) are like mini pinatas for your head. We decided to shake things up in our hunt this year by turning it into more of a game. Party Rules * Hide your confetti eggs as you would normal eggs, and let your friends go hunting for them.* Once everyone has collected the eggs (or as the eggs are found – your choice), the *kindly* smashing upon heads begins.* No throwing eggs! How to Make Confetti Eggs: Pin/NeedleScissors Step by Step: 1. 5. 7. 9. Have fun out there, kids. All photos by Robyn Kessler for Oh Happy Day. This post is by my friend Rebecca Wright.

The Dallas Festival of Ideas | Facebook How to Make a terrarium How To Make A Terrarium Here are some great projects on making your own terrarium in a variety of different styles from a dish terrarium to a soda bottle terrarium or animal terrarium. What is A Terrarium? A terrarium is a miniature landscape with living plants and even sometimes small animals like lizards or turtles. (But not usually people like terrarium man!) The fool proof Guide to making a beautiful terrarium in 1 hour The Fool proof guide to making a beautiful terrarium in one hour! New: My Terrarium Making ebook I spent eight days writing this 40 page ebook and made three terrariums specifically for it. it is my ebook: The Secret art of terrarium making: Revealed! New project: A terrarium in a terrarium We put together this fun little terrarium. Freeze your moss to store it If you are not going to use all the moss you collected or bought you can freeze it to keep it long term. Make a mini Greenhouse Starting out plants or taking cuttings for plants is a great thing. Moss Terrariums!

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