Small Business Both Obama and Romney say they support small businesses. Here's how their policies will actually affect them. CNNMoney - Sep 19 2012 5:48 AM ET Some of this year's coolest toys are from small toymakers. Here are seven hot toys that just might be the smash-hit of the holiday 2012 season. CNNMoney - Sep 17 2012 7:48 AM ET Goya says it became the U.S.' CNNMoney - Sep 21 2012 12:15 PM ET Gene Montesano and Barry Perlman created a trendsetting brand of blue jeans. Fortune - Sep 16 2012 12:22 PM ET Lady Gaga launches new perfume called Fame, which is black in the bottle but goes on clear. CNNMoney - Sep 14 2012 11:27 AM ET The manufacturer of pianos has passed the skills of making the musical instrument generation after generation for over 150 years. CNNMoney - Sep 12 2012 6:03 AM ET David vs. Campsites, house painting, and accounting software: Here are some new ways to sell old ideas.
Money, Personal Finance, Business, Careers, Life Skills: Lessons, Education Bargaineering: personal finance blog with anecdotes, advice and commentary. Tutorials Ponzimonium After Bernard Madoff's $65 billion Ponzi scheme was revealed, many new (smaller-scale) Ponzi schemers became exposed. Ponzimonium ... Quarterly Earnings Report A quarterly filing made by public companies to report their performance. Included in earnings reports are items such as net ... Dark Pool Liquidity The trading volume created by institutional orders that are unavailable to the public. MyMoney 12 Things Killer Employees Do Before Noon A recent study published in an American Psychological Association journal, Emotion, suggests that early birds are generally happier than night owls. More than 700 respondents, ranging from ages 17 to 79, were surveyed and asked about their emotional state, health, and preferred time of day. Self-professed "morning people" reported feeling happier and healthier than night owls. It's certainly true that the working world does. Do you want to be more like them? 1. [In Pictures: 10 Ways to Boost Work Productivity.] 2. 3. 4. 5. 6. [See 7 Work Habits That Are Making You Sick.] 7. 8.
EN PORTADA | ADICAE - Consumidores críticos, responsables y solidarios buy-rent-calculator Multiply by 25 and 4 Percent Retirement Rules of Thumb How much money will you need in retirement? Two popular rules of thumb outline the answer. The "Multiply by 25" rule and the "4 Percent" rule are often confused with one another, but they contain a critical difference: one guides how much you should save, while the other estimates how much you can safely withdraw. Multiply By 25 Rule The Multiply by 25 Rule estimates how much money you'll need in retirement by multiplying your desired annual income by 25. For example: If you want to withdraw $40,000 per year from your retirement portfolio, you need $1 million dollars in your retirement portfolio. ($40,000 x 25 equals $1 million). This rule-of-thumb estimates the amount that you can withdraw from your portfolio. Why that much? Meanwhile, inflation tends to erode the value of the dollar at roughly 3 percent per year. Read More: The Rule of 72 and the Rule of 115 4 Percent Rule The 4 Percent Rule, however, guides how much you should withdraw annually once you're retired. What's the Difference?
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