The Problem / Follow the Money - Investigate any major sector of human activity and you will discover the same people are in control, benefitting financially, literally making out like bandits Investigate any major sector of human activity and you will discover the same people are in control, benefitting financially, literally making out like bandits. Check it out for yourself. By getting a clearer picture of the hidden economic incentives that are driving this unseen robbery, we can create more effective solutions to the problems facing humanity.
Business Loans without Banks An investment through the ThinCats platform involves making secured loans directly to individual businesses and therefore your capital is at risk and interest payments are not guaranteed if the borrower defaults and it transpires that the value of security held to protect against borrower default is insufficient to repay your capital and interest. Your experience of defaults will affect your earnings through lending on the Platform. Please click on the "What are the risks?" Webisteme This is my second post on defining a trust metric for Ripple, or in fact any peer-to-peer credit network which relies solely on trust. In my last post, I looked at a simple approach based on measuring the average ratio of credits and debts for a user. While this wasn’t a bad start to thinking about the problem of trust in general, it suffered from being too simple (I’ll explain why.)
Crowdfunding Success Tips Create a Crowdfunding Platform With These 19 Sites Since the world has seen the success of popular crowdfunding platforms like Kickstarter and Indiegogo, crowdfunding is all the rage! Niche websites have popped up dedicated to gaming, music, nonprofits, and more. Before becoming a blogger, I was a part of a web development company that created two crowdfunding platforms for clients. I know what it’s like on the coding side and have a good amount of experience helping creators. From my research, I’ve complied a list of websites, tools, and open source frameworks below that can help you create a crowdfunding platform.
Displaying items by tag: Empty WISERBANKS make more $$ to invest more in social projects || WiserBanks TV : Live Editors' Picks Gurus, Opinions & Nuances Financial Crisis Re-inventing finance at Lift12 Last Thursday I had the great privilege of having been invited by the remarkable Laurent Haug to present a snapshot of our vision of the new emerging universe of “digitally native finance” at the wonderful Lift12 conference in Geneva. Twenty minutes is not a long time (and thank goodness Laurent indulged me with a couple minutes more) to convey both the context and the substance of what we believe to be a fundamental shift in the paradigm of the financial services industry, but I hope I was able to give at least a good high-level overview. Most importantly, I hope I was able to convey the excitement we feel at the vastness of the opportunity and the win/win/win (for the customers/companies/economies) available to those who embrace the opportunity for technology-enabled disruption in financial services by introducing them – however superficially I’ll admit – to just a handful of companies who are at the vanguard of this wave of change. (in no particular order) Tweet This Post
The Future of Money: It’s Flexible, Frictionless and (Almost) Free Cash in the clouds—neither paper nor plastic.Illustration: Aegir Hallmundur; Benjamin Franklin: Corbis A simple typo gave Michael Ivey the idea for his company. One day in the fall of 2008, Ivey’s wife, using her pink RAZR phone, sent him a note via Twitter. But instead of typing the letter d at the beginning of the tweet — which would have sent the note as a direct message, a private note just for Ivey — she hit p.
The End of Money: Counterfeiters, Preachers, Techies Dreamers Excerpted from Chapter One: The Missionary, from The End of Money: Counterfeiters, Preachers, Techies Dreamers—and the Coming Cashless Society by David Wolman. Copyright © 2012 by the author and reprinted courtesy of Da Capo Press No part of this excerpt may be reproduced or printed without permission in writing from the publisher.Money doesn’t talk, it swears. —Bob Dylan About - Slow Money The Slow Money Alliance is a national network and a family of local networks, organized around: The Slow Money Principles New ways of thinking about the relationship between food, money and soil; Regional EventsSlow Money Institutes, local discussion groups and entrepreneur showcases organized by Slow Money chapters;National GatheringsAnnual events that bring together investors, donors, entrepreneurs, activists and farmers from around the country and the world; and, Financial Products and ServicesIncubating new vehicles to make it easier for individuals of all economic backgrounds to participate, including the first of these to launch, The Soil Trust. Our members include experienced investors, leading food entrepreneurs, social investment pioneers, organic farmers and just plain old regular folks who are worried about where their investments are going or who want to chip in small donations.
» BarCampBank London 5 Aden Davies The 6th of February was the date for the 5th BarCampBank London. Held at the same loation as last years, Nesta, it brought together around a hundred or so financial service innovation types to discuss the hot topics of the moment. Last year there had been a focus on alternative currencies and economies this year they were largely absent from the sessions (the ones I attended anyway). NFC was also another big topic last year but this year it felt like the disillusionment was setting in. I was kindly asked by conference organiser Dave Birch to help group the themes from the post it note avalanche at the start of the BarCamp. It allowed me to be biased and shape a session on one of my current pet topics, APIs/Open Data, although to be honest I did not have to be that biased as it was a topic a lot of other people wanted to discuss.
Finance 2.0 Book Roadshow: Innovation in Finance If you're new here, you may want to subscribe to the RSS feed. Thanks for visiting! On the 25th of October, the first edition of the Finance 2.0 Book Roadshow took place in London and was broadcasted live over the web. The recordings are now available online. The roadshow is a platform for authors in the field of innovation and finance. Together with James Gardner (former Head of Innovation at Lloyds Banking Group), Chris Skinner (speaker about innovations in the financial services sector) and Rhydian Lewis (CEO of P2P lending platform RateSetter), Gijsbert joined this roadshow.