Library Website Investments - Workplace Savings: Welcome to 403b.com Apple, the Apple logo, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Welcome. Fidelity can help you make the most of your employer-sponsored retirement plan. We provide practical education and easy-to-use tools and useful information that you can use to easily consolidate and manage all your retirement savings over time. Just click any of the links below to learn more: Public Service Loan Forgiveness The information below describes the Public Service Loan Forgiveness (PSLF) Program. It includes the eligibility requirements and the process for tracking your progress toward qualifying for PSLF. This information can also be found in the PSLF Fact Sheet and the Dear Borrower Letter, which can be downloaded and printed. What is the Public Service Loan Forgiveness Program?What must I do to have any remaining balances on my Direct Loans forgiven under the PSLF Program? On January 31, 2012, the U.S. PSLF Resources Fact Sheet (updated December 2013)Q&As (updated December 2013) What is the Public Service Loan Forgiveness Program? The PSLF Program is intended to encourage individuals to enter and continue to work full-time in public service jobs. Top What must I do to have any remaining balances on my Direct Loans forgiven under the PSLF Program? You must make 120 on-time, full, scheduled, monthly payments on your Direct Loans. What loans are eligible for forgiveness? What is full-time employment?
Library on Google+ Forgiveness, Cancellation, and Discharge Forgiveness, cancellation, and discharge of your loan means that you are no longer expected to repay your loan. When can my federal student loans be forgiven, canceled, or discharged?How do I find out if I qualify and how do I apply to have my loan forgiven, canceled, or discharged?Do I need to make payments while my discharge application is being reviewed? When can my federal student loans be forgiven, canceled, or discharged? You must repay your loans even if you don’t complete your education, can’t find a job related to your program of study, or are unhappy with the education you paid for with your loan. The list below is a quick view of the types of forgiveness, cancellation, and discharge. Looking for information about the Civil Legal Assistance Attorney Student Loan Repayment Program (CLAARP)? Top To view charts of discharges by loan type as well as discharge applications, go to Forgiveness, Cancellation, and Discharge Charts. Total and Permanent Disability (TPD) Discharge Top Top Yes.
Teacher Loan Forgiveness There are two types of loan forgiveness programs for teachers: Teacher Loan Forgiveness for Direct Subsidized Loans, Direct Unsubsidized Loans, Subsidized Federal Stafford Loans, and Unsubsidized Federal Stafford LoansTeacher Cancellation for Federal Perkins Loans Teacher Loan Forgiveness The Teacher Loan Forgiveness Program is intended to encourage individuals to enter and continue in the teaching profession. Under this program, if you teach full-time for five complete and consecutive academic years in certain elementary and secondary schools and educational service agencies that serve low-income families, and meet other qualifications, you may be eligible for forgiveness of up to a combined total of $17,500 on your Direct Subsidized and Unsubsidized Loans and your Subsidized and Unsubsidized Federal Stafford Loans. What are the eligibility requirements? What are the eligibility requirements? Who is considered a teacher? How long must I teach? Service Completed Before Oct. 30, 2004 Top
Repayment Plans Although you may select or be assigned a repayment plan when you first begin repaying your student loan, you can change repayment plans at any time. Contact your loan servicer if you would like to discuss repayment plan options or change your repayment plan. You can get information about all of the federal student loans you have received and find the loan servicer for your loans using the National Student Loan Data System (NSLDS®). Use the Repayment EstimatorRepay Your Direct Loans and Federal Family Education Loan (FFEL) Program LoansRepay Your Federal Perkins LoanConsolidate Your Loans Use the Repayment Estimator Before you contact your loan servicer to discuss repayment plans, you can use our Repayment Estimator to get an early look at which plans you may be eligible for and see estimates for how much you would pay monthly and overall. Private student loans you may have received are not federal loans and are not included in NSLDS. top Repay Your Federal Perkins Loan Consolidate Your Loans