P2P Lending Archives Dear Mr. Cox: I don't have to tell you that the Madoff mess has dominated the Wall Street Journal headlines for the past few days. You probably saw Jane Kim's recap today tallying the $25 billion in known losses so far in a wide-reaching, long-running fraud perpetrated by a firm overseen by your agency. It's not that I blame you for the Madoff fraud. You've probably been too busy to read Netbanker (see note 1), but if you had, you'd know that I haven't been very happy with the way the U.S. peer-to-peer lending industry has been treated by the SEC this year. Currently, just a single company, Lending Club, remains in operation, but they were crippled much of the year by a dark period as they spent hundreds of thousands of dollars meeting SEC registration requirements. As recently as last year, we had as many as a dozen companies in various stages of launching companies in this space. And even before the SEC became involved, it's not like these companies were skating by with no regulation.
Welcome | BeeQuu CoFundit FAQ Die freie Enzyklopädie LendingKarma (lendingkarma) Nat. Family Mortgage (familymortgage) P2P Lending and Crowdfunding – Explore the New Frontier for Small Business Lending P2P Lending and Crowdfunding – Explore the New Frontier for Small Business Lending Looking for capital to start or grow your business? Sometimes, even with a solid idea and business plan, finding third party financing can be a challenge for many small business owners. So where are startups and growing businesses finding the funds they need? According to a Kauffman Firm Survey, one-third of young firms do not use capital injections. But if you don’t have savings to fall back on, another financing option worth considering is peer-to-peer lending or crowdfunding (also known as crowdsourcing). What is Peer-to-Peer Lending? Peer-to-peer-lending (P2P) essentially involves sharing your idea to other people in hopes they will invest in your business. What’s in it for the investors? Obviously, you can’t just cross your fingers and hope for the best when you post your listing. P2P lending sites are also a useful way to structure loans from friends and family. What is Crowdfunding? Related Resources
Low rate loans - fair borrowing - from Zopa.com Zopa is the UK's leading peer-to-peer lending service. We reward savers and borrowers who are good with their money by providing lower rate loans and higher interest on savings. Since Zopa was founded in 2005 we've helped savers lend more than £512 million in peer-to-peer loans and have been voted 'Most Trusted Personal Loan Provider' in the Moneywise Customer Awards for the past 4 years. How P2P lending works Who we are Zopa is run by a team who draw experience from a range of industries including Financial Services and is backed by the firms who also invested in companies such as eBay, Betfair and Lovefilm. Launched in the UK in 2005 - we're in our 10th year! You can find more key facts and figures about Zopa in the Press Office. Why get a Zopa loan Low rates No early repayment fees Voted most trusted loan provider Get a loan Grow your savings High interest, solid returns Your money is Safeguarded You’ll receive monthly repayments Grow your savings
Small Change, Big Payoff - November/December 2007 Got 25 bucks? You can be a global investor—and do a world of good. The idea that lending money to the poorest of the poor can produce economic and social change has steadily gained traction since 1976. Somewhere in the center of the sun are Matt and Jessica Jackley Flannery, founders of Kiva, a web-based nonprofit that helps individuals make loans to small businesses in developing countries. People are lining up. The process is simple. But don’t wait too long. Kiva collaborates with 67 microfinance institutions around the world that recommend the borrowers and administer the loans. As CNN noted in a report last year, “If you’ve got 25 bucks, a PC and a PayPal account, you’ve now got the wherewithal to be an international financier.” Under such circumstances, it’s fun to lend money. Significantly, the 16 full-time employees at Kiva’s offices in San Francisco’s Mission district are mostly in their 20s and 30s. Premal Shah, president of Kiva, is a case in point. Success met with success.