background preloader

Civilisedmoney - people-to-people power!

Civilisedmoney - people-to-people power!
Related:  P2P lending

A Quick Guide to Starting a Beehive © Jaymi Heimbuch via Flickr With Colony Collapse Disorder consistently chipping away at our global honeybee population, the art of beekeeping has become more important than ever. So when I found out my local newspaper--the San Francisco Chronicle--had a rooftop beehive, I just had to see it for myself as I've been curious about starting my own hive for a few years now. I do hope what I learned on my visit inspires you to start your own apiary. Since 2009, colony loss levels reached 29-percent, according to the USDA, and they increased to 34-percent come 2010. Meredith May is one of the main beekeepers over at the Chronicle and she gave us a do-it-yourself tour of their rooftop beehive. Now, let's start beekeeping! What You'll Need Smoker - Any size will do but the buzz on the street is that the larger ones are easier to keep lit. Veil - You are going to need some sort of protective garments like a veil and a jacket. Bee brush - No, this isn't for grooming the bees! Mail Order Brides Bees

Kiva’s Secret Project To Let You Give Peer-To-Peer Loans Microlending website Kiva’s original proposition was simple: Make an interest-free loan to someone who no bank will touch. The site, which launched in 2005, became wildly popular, as people gleefully gave a few dollars to struggling businesspeople in the developing world, and then saw that business grow and had their money repaid. But many lenders assumed--not surprisingly, given Kiva’s marketing and web design--that the smiling face on the other end of the PayPal transaction got the exact cash they lent out. A minor kerfuffle ensued in 2009 when a blogger broadcast the fine print of Kiva’s website, revealing the nuance that a donation actually goes to take on the risk of a loan already made to that person by a microfinance institution. In other words, the person you chose to fund already had his loan. Now Kiva is launching a program to do, essentially, what everyone thought they were in the first place. “It’s really expensive to reach rural Kenyans,” he offers as an example.

Browse. Order. GoPago. a DoubleBeam company Merchant Login Reseller Login New Reseller The All InclusivePOS System Everything you Need to get yourBusiness Up and Running Yes. Everything. The GoPago POS System comes ready-to-use out of the box. Easy Set-Up to AcceptCredit Cards. Cloud-based so you’realways connected. WiFi and 4G DataPlans Available Easy Loyalty Program Customization Abilities Customers can orderahead and skip the line inFree Mobile App Pricing Hardware Tablet Stand Credit Card Swiper Cash Drawer Receipt Printer Other Hardware Available Subscription $69/Month No commitment Includes 4G data plan 24/7 support Includes all software updates Contact Us 65 N Raymond Ave. GoPago Mobile App POS System mPOS Order POS POS Hardware POS Software Android POS About Careers Press Blog Support Privacy Merchant T&C Consumer T&C © 2013-2014 DoubleBeam, Inc. Contact Us Tell us your reason for contacting GoPago Please enter text in the field below. There was a problem loading the captcha. Read GoPago's Privacy Policy

Crowd Funding is the Future of Technology Simply saying that the future of tech is in the cloud only tells part of the story of where the technology industry is heading in 2012. One might say the heart of any startup is in how it receives the funding it needs to get started. With the rise of crowdsourced funding sites like Kickstarter and Pirate My Film, the future of tech may well be in the crowd. More and more companies are turning to the crowd to fund the next big project as the popularity of these community-driven services continues to climb. Finding the funds to make that first big purchase order, get your book published, produce an album, or product a documentary can be rough for you — or anyone — without a direct line to a venture capitalist with deep pockets and a positive outlook on whatever it is you’re trying to accomplish. How Does it Work? Crowd funding is a fairly straightforward process. Jim Young is no stranger to crowd funding sites like Kickstarter. Kickstarter is among the most popular of these sites.

Aflamnah: Crowd-funding creativity From left, Masoud Amralla Al Ali, Lotfi Bencheikh and Vida Rizq. Cairo: This time last year, the global media was in a frenzy with sensationalized catch phrases labeling the Arab revolutions as the “internet uprisings” and “Facebook revolutions.” While technology certainly contributed to their success, the revolutions in Tunisia, Egypt and Libya were not technological revolutions. Social media did not create these revolts, but it did keep the movements alive and connected. Technology allowed the world to watch and spread the onset of protest — it helped link activists, build political networks and galvanize a movement that led to the toppling of autocrats. In a nutshell, technology opened our eyes and enabled the communication needed in the long fight for change, in a region plagued with despotism. Although little has changed in the day-to-day lives of many Arab citizens, innumerable lessons have been learned since the uprisings.

Design Probes - Urban beehive The design of the beehive is unconventional, appealing, and respects the natural behavior of the bees. It consists of two parts: entry passage and flower pot outside, and glass vessel containing an array of honeycomb frames, inside. The glass shell filters light to let through the orange wavelength which bees use for sight. This is a sustainable, environmentally friendly product concept that has direct educational effects. As Banks Start Nosing Around Facebook and Twitter, the Wrong Friends Might Just Sink Your Credit | Betabeat — News, gossip and intel from Silicon Alley 2.0. Pay up, or we'll spam your newsfeed! By Adrianne Jeffries 12/13/11 7:39pm Share this: Can't pay? Well, what about your friends? Let’s take a trip with the Ghost of Christmas Future. A new wave of startups is working on algorithms gathering data for banks from the web of associations on the internet known as “the social graph,” in which people are “nodes” connected to each other by “edges.” “There is this concept of ‘birds of a feather flock together,’” said Ken Lin, CEO of the San Francisco-based credit scoring startup Credit Karma. And in the last year or so, financial institutions have started exploring ways to use data from Facebook, Twitter and other networks to round out an individual borrower’s risk profile—although most entrepreneurs working on the problem say the technology is three to five years away from mainstream adoption. Movenbank is an online bank in private alpha release that replaces plastic credit and debit cards with a mobile device such as an iPad or smartphone. Mr. Mr.

Privly · Welcome How it works - Appsfunder AppsFunder is a great way to get my new app funded. 1. Tell us the story behind your app. Tell us why your new app is so unique. We also offer you the possibility to pitch your app to our Expert Panel. 2. Okay, we believe you! Your backers can buy a REWARD PACK that you define, or fund to get a REVENUE SHARE to receive a slice of the earnings you make once your app is published on Google Play or the Apple Appstore. I'm into it! 3. Spread the word! 5. Great, you made it! We send you the full details of all funders that backed your project with a reward pack, so you can start organizing the fulfillment of the rewards you offered.For the payback of your funders that opted for a revenue-share based funding, we will ask you to grant us access to your account on iTunes Connect or Google Play. You continue making money on the appstore as normal as soon as your backers have been paid. OK, let's get started!

Underground House With Green Roof Approved In Protected Area Next To Achaeological SIte Architizer/via OK, I am deeply conflicted about this one. The UK has very strict greenbelt and cultural heritage landscape rules to preserve heritage views and historic sites, and to control suburban sprawl. Recently there have been a bunch of attempts to bust the rules by using green roofs and underground construction to hide the buildings, and to qualify for a Clause 11 of Planning Policy Statement 7 or PPS7 which the Architects Journal defines as the ‘exceptional quality and innovative nature of the design’ of a proposed building may provide ‘special justification for granting planning permission.’ I have previously covered other attempts, including the Teletubby House and an underground hotel and golf course. I concluded that Green Roofs + Green Belts = Greenwash Then there is the issue of who is really gaining from these restrictions. Hawkes Architecture /via Then there is the issue of the actual house itself, which is pretty wonderful from a green design point of view.