Gen i Revolution HOW TO: Reorganize Finances Using the Web The current economic climate has been draining for everyone, both economically and mentally. You have probably been trying to stick to a budget and avoiding looking at that 401k statement for some time now. But this is a very difficult task – saving receipts, tracking expenses, controlling spending urges, and meeting goals for savings can be overwhelming. However, unlike past recessions, you have the advantage of digital information to make this process a lot simpler. When budgets, bills, and finances are all simply in a giant pile of clutter, taking a simple, digital approach to reorganization can not only work wonders on your finances, it can automate a lot of the tasks you tried to do on spreadsheets or with pen and paper. This ensures that every dollar is tracked and financial goals are actually met. First Phase: Assessment Before touching your finances, it’s vital that you understand your current financial situation. Second Phase: Education Yahoo! Third Phase: Reorganization
FDIC: Teacher Resource Center Debt Advice « Mary Ward Legal Centre We offer advice on all personal debt issues, for example: Rent and mortgage arrearsService charge arrears and forfeiture proceedingsCouncil tax arrearsBenefits overpaymentsCredit debtsBankruptcy and Debt Relief OrdersUnpaid gas/electricity bills. We can help you whether you have one debt or several debts and if your debt is small or large. Specialist advice is available, for example in cases where liability is disputed or a home is at risk. Our team comprises highly experienced advice workers and solicitors. You do not have to meet any specific income criteria to qualify for our debt advice. How to access advice By drop-inYou can drop in to the Legal Centre any week day Monday to Friday between 10am and 4pm (closed between 1pm and 2pm for lunch). By phone To book an appointment, call our Debt Line on 020 7269 0292 Monday to Friday between 10am and 4pm (closed between 1pm and 2pm for lunch). We also work in Enfield and Camden. Enfield Camden (including Kentish Town CAB)
Trading Around the World International trade touches us all. We drink soda from cans made of aluminum mined in Australia, wear shoes made in Europe, eat fruit from South America, build machinery from steel milled in Asia, wear clothes made from African cotton, and live in homes built from North American wood. We take it for granted, yet before we can enjoy these products and materials, traders must negotiate prices and deliver the goods through a network of relationships that literally spans the globe. Play this game to experience the challenges and excitement of international trade. See if you can get the best price for the goods you sell and the biggest bargains for the goods you buy. Before you start, think about what you want to accomplish as a trader: Do you want to build up as much wealth as you can by selling as much of your commodities as you can? The only limit is your imagination, your negotiating skills, and your bank account!
Blog » Blog Archive » Examples of online communities in the fina For this week’s instalment in our series of online community examples we turn to the financial services industry. Online communities in the financial services industry There’s no escaping the fact that the financial services industry has been hit hard by the current economic climate. But like any industry at the moment, now is a great time to innovate in the way financial services companies communicate with and engage their customers. There are some really informed examples of social media by financial services brands and below are three great case studies of online communities in the industry from around the world. Royal Bank of Canada Next Great Innovator Since 2007, the Royal Bank of Canada has been running the Next Great Innovator Challenge, an online competition for university and college students across Canada to suggest an innovation for the financial services industry. The online community also performs a number of other functions. HSBC Business Network Wesabe
Clearinghouse Welcome to the Jump$tart Clearinghouse, the premier online library of financial education resources, for teachers, parents, caregivers and anyone committed to financial smarts for students. How to Order Materials: Jump$tart does not distribute materials from the online Clearinghouse; rather, the Clearinghouse gives you the information to order your selection directly from the publisher or provider of the resource(s) you select from your search results. To find ordering information about any of the titles listed in your search results, click on the BLUE title of the resource. You will see further information for that title. Jump$tart Clearinghouse Disclaimer The Jump$tart Clearinghouse staff use the Criteria for Reviewing Educational Materials as a guide in the selection of materials to be included in the database. All submissions to the Clearinghouse are accepted at the sole discretion of Jump$tart, based on its review of the materials.
Financial education FINRA Investor Education Foundation - Educational Materials Learning Materials The FINRA Foundation encourages grantees to share their learning materials with each other and to create the information framework that every investor education program requires. The FINRA Foundation also challenges grantees to build new and innovative ways to reach those who need help. Investor Education Modules The FINRA Investor Education Foundation developed these investor education modules to assist grantees and others with the creation of accurate, unbiased investor education materials. The modules are in Microsoft Word format to provide maximum user flexibility.
innovation playground Idris Mootee: Service Design Innovation Ca This is the toughest time for retailing since many decades. It is also a perfect storm for many retailers from department stores to chain stores to refocus and strengthen their core and rethinking positioning. Many department stores and fashion chains have been operating without a real strategy for a long time, many turned themselves into landlords. If you take a look back at the history of retailing, starting with the original village green, we added a “main street” which functioned as the main shopping/social area. Department stores ultimately developed, which then moved to the new “malls” starting in the early 60’s. The first shopping malls were traditionally anchored by two or more large tenants, with in- line space devoted almost exclusively to the sale of clothing. I was first introduced to the concept of “Wheel of Retailing” many years back by Professor Walter Salmon (prof of retailing at Harvard Business School).
Auto Simply stated, auto insurance is a contract between you and your insurance company that protects you against financial loss if you have an accident. Auto policies contain a variety of coverages that can be purchased depending on your needs and wants. You agree to pay the premium, and in return, the insurance company agrees to pay for certain expenses as defined in your policy. The department has put together a list of resources to help answer your questions and help you understand your options. Feel free to browse the following publications and resources. For a complete list of consumer brochures and fact sheets, you may click here. Auto Insurance Guide Download a PDFAuto Insurance Questions and Answers Download a PDFAuto Insurance Glossary Download a PDFAuto Insurance Fact Sheet Download a PDF New WreckCheck App for Smartphones - The NAIC has developed WreckCheck, a new, free mobile app for iPhone® and Android® smartphones.