http://money.msn.com/personal-finance/
5 Dividend Winners Better Than Treasuries By Jonas ElmerrajiSenior Contributor 10/30/12 - 08:50 AM EDT BALTIMORE (Stockpickr) -- As a dividend investor, it’s critical to strike a delicate balance. After all, you want to find dividend payers whose payouts are big enough to be meaningful to your returns but not big enough to be at risk of a dividend cut. You want to invest for income, but not chase yield. The Greediness of Brain Drain The phrase “brain drain” used to mean, in the 1950s and ‘60s, the flight of professionally-trained people from dictatorships to find opportunity in the U.S. and other Western countries. Now “brain drain” is used in American media to mean an active U.S. government policy to attract foreign entrepreneurs, scientists, physicians, nurses and other skilled laborers in short supply to the U.S. Behind this push for a “great sucking sound” are companies like Intel, Google, Microsoft, and Pfizer, with their media cheerleaders like Tom Friedman of the New York Times, and members of Congress like Kansas Republican Congressman Jerry Moran and Virginia Democratic Senator Mark Warner.
18 easy ways to save on your move If you're among the millions of people pulling up stakes this year and resettling in a new home, getting your goods to a new location means digging deep into your wallet, right? Not so fast. Moving can be expensive, but many folks in their panic or disorganization overlook easy and obvious steps that can save them hundreds or even thousands of dollars, moving experts say. We've done some of the, ahem, heavy lifting for you already, by assembling these 18 tips:
Best insurance companies of 2013 - 1 - By Amy Danise, Insure.com A customer satisfaction survey shows which auto, home, health and life insurance companies have the most-satisfied customers. USAA, American General and Kaiser Permanente earned the highest scores from customers in their respective categories in Insure.com's annual customer satisfaction study. Overall satisfaction with insurers' customer service went up for everyone except auto insurers, where satisfaction levels held steady. And while satisfaction with life insurers went up, they still dropped below health insurers this year for customer service satisfaction. We asked more than 5,600 insurance customers nationwide to rate their satisfaction with their auto, home, health and life insurance companies.
Small Business Software from Intuit QuickBooks *LIMITED TIME OFFER: 30% off the monthly price for QuickBooks Online Essentials and 40% off the monthly price for QuickBooks Online Plus for the first 6 months of service, and 50% off the monthly price for QuickBooks Online Essentials with Payroll and QuickBooks Online Plus with Payroll for the first 12 months of service, starting from date of enrollment, followed by the then current monthly price. Your account will automatically be charged on a monthly basis until you cancel. Offer not applicable with 30 day free trial. You must select the Buy Now option.
Chomsky: "Jobs aren't coming back" - Occupy Wall Street The Occupy movement has been an extremely exciting development. Unprecedented, in fact. There’s never been anything like it that I can think of. If the bonds and associations it has established can be sustained through a long, dark period ahead — because victory won’t come quickly — it could prove a significant moment in American history. The fact that the Occupy movement is unprecedented is quite appropriate.
Grocery store savings secrets some of these are laughable. those "endcap" displays? mostly failed stuff that was previously in the middle of the aisle, things that sell a lot more that needed the space (because stores arent allowed to change the regular shelf space), or some excess because decisions by people that dont work in the store forced too many into their inventory. most stores wont be using reclamation services with that kind of idiot deal either. i could sell those bags for $5-8 myself, save everyone in the chain the work of replacing them, and save myself rebuying them. at least give an example that makes sense... meat milk and bread arent on the main aisles because...well it wouldnt make sense. those things are refrigerated and would take a silly amount of space to relocate. is not having bread facing the main aisle a big deal? is not having ANY product facing the main aisle the same way...like are people bitching about lettuce and envelopes "hiding" in their regular areas??
JPMorgan Chase Fought Rule on Risky Trading Jim Young/Reuters JPMorgan’s trading mistakes “were self-inflicted, and this is not how we want to run a business,” said Jamie Dimon, above, the bank’s chief executive. The bank’s shares tumbled 9.3 percent on Friday. Several visits over months by the bank’s well-connected chief executive, , and his top aides were aimed at persuading regulators to create a loophole in the law, known as the . The rule was designed by Congress to limit the very kind of proprietary trading that JPMorgan was seeking. Paul Krugman’s Economic Blinders “I see little in Krugman’s logic that would oppose Rubinomics, which has remained the Democratic Party’s program under the Obama administration.” Paul Krugman is widely appreciated for his New York Times columns criticizing Republican demands for fiscal austerity. He rightly argues that cutting back public spending will worsen the economic depression into which we are sinking.
Healthcare's foreign invasion - Healthcare Reform Approximately 15 percent of all healthcare workers and 25 percent of all physicians in the United States were born and educated elsewhere. This means that 1.5 million healthcare jobs are “insourced,” occupied by foreign-born, foreign-trained workers brought into the United States on special visas earmarked for healthcare jobs. This number is 50 percent greater than the total number of jobs in the U.S. auto-manufacturing industry. It’s amazing to consider that in 2008 and 2009, the auto industry, which makes up just 3.6 percent of the U.S. economy, received a $97 billion bailout. If we estimate that each of these 1.5 million insourced healthcare jobs has an average wage of $60,000, that’s $90 billion a year in wages going to people brought into the United States to work rather than training Americans to do the same jobs.
Bankers and Forgiveness When homeowners have fallen behind in their mortgage payments, whether because of a job loss or because the interest rates just shot up, the bankers have responded coldly. Led by their economic interests, they set their robo-signers working overtime on foreclosures, forcing millions of people out of their homes. Back during the height of this current economic crisis, when Congress considered passing legislation that would have allowed judges to lower home loans in order to prevent these foreclosures, the banks lobbied furiously and killed the legislation. But when the bankers themselves commit their own transgressions — not innocent and unavoidable transgressions like not paying back a loan because you lost your job thanks to the bankers’ recession — but actually breaking the law, the government not only forgives them, it virtually becomes an accomplice in their crimes. Robo-signing, for example, is a crime. “It’s axiomatic that people, not corporations, commit crimes.
Out of Balance The state budget gaps of the last five years led to $290 billion in cuts to public services and $100 billion in tax and fee increases. Those actions lengthened the recession and delayed the recovery. Because spending reductions were dominant, hundreds of thousands of jobs were lost; undermining education, health care and other state priorities, which likely will cause future economic harm to states. Federal aid mitigated the harmful effects of the spending cuts in the early years of the budget crunch, but its expiration last year had a catastrophic effect, making 2012 the worst year since the downturn began for cuts in funding for services. More federal aid and a more balanced response, with an equal reliance on revenues and on service cuts, could have mitigated these effects. These are the findings of a new analysis of state budget data and trends over the last five years.