Developing Good Credit Habits Key Concepts Credit, Goods, Income, Interest Rate, Interest, Services, Credit Card Goods and Services: Some are Private, Some are Not The role of government is to provide for the common defense, define and protect property rights, and enforce contractual arrangements. Grades 3-5, 6-8 Calculating Simple Interest How do banks calculate the amount of interest paid on a loan? Grades 6-8, 9-12 Trouble is Brewing in Boston - "Colonial Voices: Hear Them Speak" It’s December 16, 1773 and many of the citizens of Boston are furious with King George’s new tax on tea. Grades K-2, 3-5 To Buy or Not To Buy While precise numbers are not known, it is believed the number of boycotts has grown markedly in the past fifty years. Mystery Workers In this lesson students review the concepts of goods, services, and producers using the Internet to locate examples of each in a teacher's classroom.
Printables Enter promo code BPFEB14 at checkout to Get 1000 Bonus Points!* Typing Test and Free Learn to Type Tutor Online Financial Literacy Lesson Plan Search Results For Kindergarten, First and Second Grade lesson plans, please go to the K, 1, 2 Core listing. General Financial Literacy Banking Budgeting Budgeting & Checking Activity - Financial Literacy Budgeting Your Financial Resources - Financial Literacy Consumer Fraud FInancial Institution Comparison How Credit Works Insurance: Your Protection Smart Shopping What would it cost you today? These materials have been produced by and for the teachers of the State of Utah. Copies of these materials may be freely reproduced for teacher and classroom use. Teacher Lesson Plans Economics and Personal Finance Philadelphia Fed. All Lessons Uncle Jed's Barbershop (9-11 years) Children's Literature Lesson Description: Students listen to the book Uncle Jed’s Barbershop, about an African-American barber who, despite significant setbacks, saves enough money to buy his own barbershop. A Lesson to Accompany "The First Bank of the United States: A chapter in the History of Central Banking" (Grades 9-12) In this lesson, through a reader’s theater, students learn about the economics of the early United States and the debate between Alexander Hamilton and Thomas Jefferson over the founding of the first Bank of the United States. The Goat in the Rug (8-10 years) Children's Literature Students listen to the book The Goat in the Rug, about a Navajo weaver who uses a number of resources and intermediate goods to make a traditional Navajo rug. Ten Mile Day (10-12 years) Children's Literature In this multidisciplinary lesson, students work in small groups ("work crews") while participating in a production activity. Tortilla Factory
Strategies for Effective Lesson Planning Stiliana Milkova Center for Research on Learning and Teaching A lesson plan is the instructor’s road map of what students need to learn and how it will be done effectively during the class time. Before you plan your lesson, you will first need to identify the learning objectives for the class meeting. Then, you can design appropriate learning activities and develop strategies to obtain feedback on student learning. A successful lesson plan addresses and integrates these three key components: Objectives for student learningTeaching/learning activitiesStrategies to check student understanding Specifying concrete objectives for student learning will help you determine the kinds of teaching and learning activities you will use in class, while those activities will define how you will check whether the learning objectives have been accomplished (see Fig. 1). Steps for Preparing a Lesson Plan Below are six steps to guide you when you create your first lesson plans. (1) Outline learning objectives
How Do Rubrics Help? Rubrics are multidimensional sets of scoring guidelines that can be used to provide consistency in evaluating student work. They spell out scoring criteria so that multiple teachers, using the same rubric for a student's essay, for example, would arrive at the same score or grade. Rubrics are used from the initiation to the completion of a student project. Rubrics are great for students: they let students know what is expected of them, and demystify grades by clearly stating, in age-appropriate vocabulary, the expectations for a project. Teacher Eeva Reeder says using scoring rubrics "demystifies grades and helps students see that the whole object of schoolwork is attainment and refinement of problem-solving and life skills." Rubrics also help teachers authentically monitor a student's learning process and develop and revise a lesson plan. There are two common types of rubrics: team and project rubrics. Team Rubrics Did the person participate in the planning process? Project Rubrics
Financial Literacy Lesson Plans & Financial Planning Tips at NFEC Using the NFEC’s financial literacy lesson plans, instructors build rapport and connections with audiences of all ages and backgrounds. And these fun, engaging lessons also meet core educational standards. Participants from all walks of life will leave inspired to take positive financial action. The NFEC is 100% independent. That’s why its financial literacy lessons are strictly educational—no marketing or promotions are presented. Lesson Plans for Kids (PK – 6th Grade) Kids start learning financial habits very young. Middle & High School Financial Literacy For students in middle and high school the NFEC has curriculum to prepare youth for the financial real world. College Financial Literacy Lesson Plans College students can benefit their futures by receiving the college-level financial literacy program. Lesson Plans for Adults (Foundation) The NFEC also has created financial literacy lesson plans for adults, to help them achieve financial wellness. Adult (Advanced) 1. 2. 3. 4.
Lesson Plans Give your students a deeper understanding of money management using a curriculum offered by Practical Money Skills. Here you’ll find lesson plans for students of all ages – from preschoolers and elementary school students to teens and college students. We also offer course materials for students with special needs. Topics range from the basics for the very young, such as “What is Money?” Here, educators will find everything they need to teach a class on personal finance. Email to a friend The information that you provide through this e-mail feature will not be stored by Visa for any other purposes.
Rubrics to the Rescue By Melissa D. Henning, M.Ed. Read this teacher-friendly article for an overview of the rationale for using rubrics and tools and tips for implementing rubrics as an assessment tool in your classroom. You will be able to create and start using rubrics for student assessment within an hour. What Are RubricsWhy Use Rubrics?Rubric Pro and ConImportant Characteristics of RubricsInvolving Students in Creating RubricsReady Made RubricsCreate Your Own Rubrics Using Online ToolsExamples of Classroom Projects That Use RubricsSources for Rubrics to the Rescue Resources and Lesson Plans for Financial Literacy Educators from Ariel Community Academy, in Chicago, have provided lesson plans and Web resources to help you get started. Judith Shelton (right), curriculum director at Ariel Community Academy (left), explains that a point of success for their K-8 financial-literacy curriculum is when students understand how school is directly connected to achieving their life goals. Credit: Zachary Fink Resources on This Page: Click on any link below to view or download that file. Tips for downloading: PDF files can be viewed on a wide variety of platforms -- both as a browser plug-in or a stand-alone application -- with Adobe's free Acrobat Reader program. Documents to Help You Get Started -- Lesson Plans Below is a sample lesson about goods and services provided by Ariel Community Academy. Goods and Services Unit Entire unit on goods and services with five lessons (see individual lessons below). Examples below are individual lessons from the Goods and Services Unit. Back to Top
Understanding Rubrics by Heidi Goodrich Andrade Understanding Rubrics by Heidi Goodrich Andrade Authentic assessments tend to use rubrics to describe student achievement. At last, here’s clarity on the term. Every time I introduce rubrics to a group of teachers the reaction is the same — instant appeal (“Yes, this is what I need!”) What Is a Rubric? A rubric is a scoring tool that lists the criteria for a piece of work, or “what counts” (for example, purpose, organization, details, voice, and mechanics are often what count in a piece of writing); it also articulates gradations of quality for each criterion, from excellent to poor. The example in Figure 1 (adapted from Perkins et al 1994) lists the criteria and gradations of quality for verbal, written, or graphic reports on student inventions — for instance, inventions designed to ease the Westward journey for 19th century pioneers for instance, or to solve a local environmental problem, or to represent an imaginary culture and its inhabitants, or anything else students might invent.