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Business Loans without Banks An investment through the ThinCats platform involves making secured loans directly to individual businesses and therefore your capital is at risk and interest payments are not guaranteed if the borrower defaults and it transpires that the value of security held to protect against borrower default is insufficient to repay your capital and interest. Your experience of defaults will affect your earnings through lending on the Platform. Please click on the "What are the risks?" button to read more. Member of the peer to peer finance association ThinCats are proud to be a member of the Peer to Peer Finance Association, the industry association which represent debt based alternative finance providers operating electronic platforms. Risk warning - please read Investment with ThinCats involves making secured loans to small and medium sized businesses and like all investments that involves some risk. Please note we are not covered by the Financial Services Compensation Scheme.

Best to invest? | NPC NPC Social investment is the provision of repayable finance to charities and social enterprises with the aim of creating social impact, and sometimes generating a financial return. Currently, relatively few grant-making trusts and individual philanthropists (collectively funders) are involved with social investment. These tend to be the larger UK grant-makers with professional staff and enough resources to be innovators in the sector. However, interest in social investment among funders is growing. Deciding if it’s right Funders considering social investment should focus on how it could help them achieve their mission. The decision is often framed as the choice between making a grant or social investment. Getting started Funders need to develop a plan: every plan is unique and will depend on their motivation, the mission and aim of the organisation, the trade-off between financial and social return, the appetite for risk, and the resources required to carry it out.

Crowdfunding Websites We’re creating a list of crowdfunding sources – and we expect many more to arrive in the next few weeks. If you know of a crowdfunding website not on our list, why not add yours below… We’ve recently updated this list to split – equity crowdfunding from donation crowdfunding with an additional section on peer to peer lending. Last updated Oct 2013 Equity Crowdfunding Equity crowdfunding is true business angel investing where the investor offers cash in return for equity. The UK market has been open since 2011 with Crowdcube as the world’s first equity funder. - AngelsDen now offers equity crowdfunding along with its more traditional pitch & meet events. - read an interview with Angels Den founder Bill Morrow – beta launched in July 2012 - the original equity crowdfunding website - read an interview with Crowdcube founder Darren Westlake – launched Jan 2013 Australia Holland France

Aquarius Underwriting Managers bishopstoneinvestments Is tapping the crowds the future of funding? Crowd funding matches entrepreneurs with members of the public who are keen to investEnterprises pitch their business plans to potential investors onlineUK-based Crowdcube has so far helped SMEs find almost $450,000 in equity funding (CNN) -- Small and medium size businesses (SMEs) struggling to convince banks to loan them money are turning instead to the masses, in a new strategy being called crowd funding. It works like this: Enterprises pitch their business plans to potential investors online. Crowd funding for businesses is a relatively new idea. The practise has been previously used by organizations such as charities, but the internet has allowed for more people to get involved. "Crowd funding has been around for some time, where people invest in art or music and get a print or DVD in return," says Westlake. Crowdcube has been operating for around six months and has so far helped SMEs find almost $450,000 in funding. CNN's Emily Smith contributed to this story.

Social Enterprise Focus Rock's Backpages: Rock reviews, rock articles & rock interviews from the Ultimate Rock'n'Roll Library crowdfunding / Crowdfunding Please request to get permission to edit this page. I approve people who appear legitimate so it helps to add a message with your request. Due to overwhelming amount of requests and spam, I am not activating any editors so instead please just send a brief description and URL of the crowdfunding project that you would like listed here. That is the main reason why people want edit access (as opposed to enhancing the article). Contact Michael Sullivan - sulleleven on gmail or @sull on Twitter. This content was written in 2006 and originally added to Wikipedia by Michael Sullivan. Crowdfunding, inspired by crowdsourcing, describes the collective cooperation, attention and trust by people who network and pool their money together, usually via the Internet, in order to support efforts initiated by other people or organizations. Overview Crowdfunding, like Crowdsourcing, is very much related to online communities and social networks. Influence of the crowd is another factor.