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Peerfunding

Peerfunding
This wiki section is dedicated to the topic of "How do we make Peer Production sustainable? Why It Is Crucial that Peer Production Companies Refuse Venture Capital Investments Also read: Podcast: Bauwens, Kleiner, Restakis on Cooperative, Commons-Based Venture Funding Donations-based business model Crowdfunding business model Freemium as a business model To be developed: Ethical finance Social investment and philantropic venture capital Microfinance Social lending Prizes Top 40 Platforms for Crowdfunding Social Change The Open Venturing Accelerator‎‎ of the Hub Launchpad‎, an expression of the Open Venture Movement‎‎ that funds open and transparent companies (see also the proposals for an Open Limited Company‎ form and a (Open Company Sector‎ Goteo, commons and community oriented crowdfunding platform Gittip is a way to give small weekly cash gifts to people you love and are inspired by. Indy Johar on the Open Venture Movement "Our hypothesis 1. 2. 3. 4. 5. Key Articles Key Policies More Related:  plateforme de financement P2P - Prêt entre particuliersCrowdfunding

The Top Five Crowdsourcing Mega-trends I had my eyes opened to the massive growth of the crowdsourcing industry at a SXSW panel earlier this year. Ever since then, I have been looking for an opportunity to bring more information on this trend to {grow}. I’m fortunate today to have an expert on the subject, David Bratvold, provide a guest post: If you’re not yet familiar with crowdsourcing, it’s a new work process that involves getting a crowd of people to help with a task typically performed by one employee or contractor. While this is a common example, today crowdsourcing extends far beyond simple graphic design and can be broken down into four main subcategories: Microtasks – Taking a project and breaking it into tiny bits as seen on Amazon’s Mechanical Turk (“the online marketplace for work.”). (For a more thorough explanation, read “What is Crowdsourcing.”) As the early stages of crowdsourcing continue to gain momentum, there are a few megatrends worth keeping your eye on. 1) Curated Crowds 2) Quality Improvements All posts

Top 40 Platforms for Crowdfunding Social Change |  REconomy This post is a guest blog by Josef Davies-Coates and it originally appeared on the P2P Foundation blog. Crowdfunding is a new word for an old idea. The Oxford English dictionary defines it as “the practice of funding a project or venture by raising many small amounts of money from a large number of people, typically via the Internet”. Crowdfunding’s poster child, Kickstarter, launched in April 2009. It wasn’t the first online crowdfunding platform (ArtistShare launched in 2003), but it was the first to become widely known and scale. In just 3 and a half years Kickstarter has helped over 32,000 projects raise a total of over $350 million. But Kickstrater is now just one of over 450 crowdfunding platforms worldwide. Source: Crowdfunding Industry Report So, crowdfunding is big and growing fast. An example of particular interest to P2P Foundation readers might be the story of how Jonas Salk created the very first polio vaccine in the 1950s; it is was crowdfunded and patent-free. web | facebook

Crowdfunding the Commons: Goteo.org Interview We are reinventing social and cultural practices. By necessity and desire. New ways of collaborating require, not the least, new ways of organizing financial means. In the cultural sector, commercial models based on copyrights (selling copies) and government funded models (subsidies) are in crisis and are increasingly inadequate or politically unsustainable. If we take the crisis of (cultural) production seriously and are looking for alternatives, three developments need to be taken into account. The most innovative answer to these issues has been the rise of crowdfunding, as a way of pre-financing the first copy by creating a community around emerging projects. Unfortunately, Kickstarter is, in essence, simply a reverse market. But does that need to be? FS: You started your crowdfunding platform in 2010, just when Kickstarter was establishing itself as the dominant model in this field. Especially that last thing, we don't want to support that. Euros. For example, tuderechoasaber.

Crowdsourcing Crowdsourcing is a sourcing model in which individuals or organizations obtain goods and services. These services include ideas and finances, from a large, relatively open and often rapidly-evolving group of internet users; it divides work between participants to achieve a cumulative result. The word crowdsourcing itself is a portmanteau of crowd and outsourcing, and was coined in 2005.[1][2][3][4] As a mode of sourcing, crowdsourcing existed prior to the digital age (i.e. "offline").[5] There are major differences between crowdsourcing and outsourcing. Some forms of crowdsourcing, such as in "idea competitions" or "innovation contests" provide ways for organizations to learn beyond the "base of minds" provided by their employees (e.g. Definitions[edit] The term "crowdsourcing" was coined in 2005 by Jeff Howe and Mark Robinson, editors at Wired, to describe how businesses were using the Internet to "outsource work to the crowd",[1] which quickly led to the portmanteau "crowdsourcing."

SERVICE EN CROWDSOURCING : PRÊT EN PEER TO PEER | service Prêt d'union, la première plateforme en France de prêts entre particuliers Très populaire en Chine, de plus en plus aux Etats-Unis, au Royaume-Uni, en Finlande ou en Italie, le « P2P lending » (prêt entre particuliers) fait ses premiers pas en France. Un prêt en P2P : Kezako ? Né en 2005, en Angleterre, Zopa est la première plateforme d’échange d’argent en ligne mêlant internet social et prêt entre particulier. Version moderne, et plus lucrative, de la tontine (système d’emprunt coopératif né au XVIIe siècle) qui s’affranchit de toute intermédiation bancaire, le prêt en P2P concurrence directement les sociétés de crédit (Cetelem, Sofinco, Cofidis) et les banques. Prosper.com et Lending Club sont les deux plus grandes sociétés de prêt P2P aux USA. Un nouvel acteur français La France est l’un des derniers pays d’Europe à proposer une plateforme d’emprunts entre particuliers. A titre indicatif, en France, le marché du crédit à la consommation représente 150 milliards d’euros d’encours.

Crowdsourcing and Crowdfunding - The Industry Website Crowdfunding Crowdfunding is a means to building financial support for a project or product from diverse sources. [1]. Crowdfunding is a form of Crowdsourcing, applied to finance. Instead of venture capital, institutions, or direct philanthropy, an interest community is called on to support the project in a distributed, generative fashion. Crowdfunding is generally characterized by [2]: 1. 2. 3. 1. "Crowdfunding describes the collective cooperation, attention and trust by people who network and pool their money together, usually via the Internet, in order to support efforts initiated by other people or organizations." 2. "Crowdfunding is a community-engagement process between an individual or organization seeking money to create something new and a crowd of supporters who want to participate in the effort in a meaningful way." 3. Three ways organisations or people seem to get funded. Pledging or donating (like Kickstarter) Lending (like Kiva) Investing (Like ASSOB) Ross Dawson writes: Incentives 1. 1.

Crowd funding Crowdfunding is the practice of funding a project or venture by raising monetary contributions from a large number of people, typically via the internet.[1] One early-stage equity expert described it as “the practice of raising funds from two or more people over the internet towards a common Service, Project, Product, Investment, Cause, and Experience, or SPPICE.”[2] The crowdfunding model is fueled by three types of actors: the project initiator who proposes the idea and/or project to be funded; individuals or groups who support the idea; and a moderating organization (the "platform") that brings the parties together to launch the idea.[3] In 2013, the crowdfunding industry grew to be over $5.1 billion worldwide.[4] History[edit] Types[edit] The Crowdfunding Centre's May 2014 report identified the existence of two primary types of crowdfunding: Rewards-based[edit] Equity[edit] Debt-based[edit] Litigation[edit] Charity[edit] Role of the crowd[edit] Crowdfunding platforms[edit] Origins[edit] Press

Projet Ici c'est mieux de Pepsi - Canada A social history of crowdfunding Many refer to crowdfunding as a “new phenomenon” (or – at worst – the “new bubble”). However, it is not as new as we may think; as a concept, it has been around for some centuries already. The novelty lies in the technologies and the mindset that are giving it a new momentum, technologies and mindset that we will consider in this chronological record of the main events leading to what we now refer to as crowdfunding. We should mention in passing both Jonathan Swift’s Irish Loan Fund, and Dr. Yunus’ project and Grameen Bank, as ancestors and pioneers of the microfinance phenomenon, each of which have histories of their own but which go beyond the scope of this blog’s subject. We will instead consider crowdfunding strictly in its connection with the web, and as a sequence of developments parallel to the growth of the social web. Late ‘90s – 2000: Internet campaigning and Charity fundraising Mid 2000: Kiva, Microlending platforms, and Peer-to-peer (P2P) Lending

Catarse: Primer programa liberado para crowdfunding Catarse surgió como la primera plataforma de financiamiento colaborativo de proyectos en Brasil, cuentan sus creadores. También es la primera plataforma libre y cuenta con una trayectoria importante como herramienta en la financiación de proyectos. Desde el lanzamiento de Gaman estamos trabajando en la ejecución y planificación de varios proyectos. Tras el lanzamiento de Letxuga nos planteamos el desarrollo de una plataforma libre de crowdfunding. Como es usual en el mundo del software libre realizamos un mapeo previo en búsqueda de proyectos ya existentes en funcionamiento con el objetivo de aunar esfuerzos y abrir vías de colaboración. El mapeo dio resultado y hoy estamos evaluando la posibilidad de integrar nuestros recursos, inicialmente destinados al desarrollo de una nueva plataforma, en Catarse. Catarse surgió como la primera plataforma de financiamiento colaborativo de proyectos en Brasil, cuentan sus creadores.

le service pour toutes vos dépenses à plusieurs Create a money pot (for free) Share your money pot and collect contributions Ask your friends to contribute and keep track of your money pot with your computer, smartphone or tablet. Buy exactly what you want Give the money directly to the lucky recipient and let them decide how to spend it. Find out more Give the money pot Personalise the pot for the lucky recipient The recipient can choose how to spend it Get the money pot total tranferred to your bank account (4% commission) Ask for a bank transfer Choose your payment method and fill in your bank details Get the money in your account within 48h (working days) A social history of crowdfunding Many refer to crowdfunding as a “new phenomenon” (or – at worst – the “new bubble”). However, it is not as new as we may think; as a concept, it has been around for some centuries already. The novelty lies in the technologies and the mindset that are giving it a new momentum, technologies and mindset that we will consider in this chronological record of the main events leading to what we now refer to as crowdfunding. We should mention in passing both Jonathan Swift’s Irish Loan Fund, and Dr. Yunus’ project and Grameen Bank, as ancestors and pioneers of the microfinance phenomenon, each of which have histories of their own but which go beyond the scope of this blog’s subject. Michael Sullivan is credited with coining the term crowdfunding back in 2006 with the launch of fundavlog, a failed attempt at creating an incubator for videoblog-related projects and events including a simple funding functionality. Late ‘90s – 2000: Internet campaigning and Charity fundraising

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