NYC Craft Beer Festival - Spring Seasonals | About Horizon Business Funding | 10 Morning Habits to Build Your Day Upon Photos by Shenxy, Ali K. and Mikey. Over the past year I have come to see the morning as the foundation upon which I build my entire day – mentally, physically, and spiritually. I find that if I start the day by doing the habits listed in this article, I am usually happier, healthier, more productive throughout the day. In contrast, if my morning is chaotic and rushed I find that my energy runs out later in the day and I generally get a lot less done. Here then are 10 morning habits I believe will provide you with a solid foundation upon which to go about your entire day: 1. It seems there are endless articles online espousing the benefits of waking earlier. 2. One of my favorite personal development coaches, Robin Sharma, advocates taking a “Holy Hour” each morning. 3. Meditation is the practice of silencing the mind, and the morning is a particularly good time to do it. 4. 5. whether it be in the form of a book, audiobook or podcast. 6. 7. 8. 9. 10.
Why Should Taxpayers Give Big Banks $83 Billion a Year? On television, in interviews and in meetings with investors, executives of the biggest U.S. banks -- notably JPMorgan Chase & Co. Chief Executive Jamie Dimon -- make the case that size is a competitive advantage. It helps them lower costs and vie for customers on an international scale. So what if we told you that, by our calculations, the largest U.S. banks aren’t really profitable at all? Granted, it’s a hard concept to swallow. Let’s start with a bit of background. Lately, economists have tried to pin down exactly how much the subsidy lowers big banks’ borrowing costs. Small as it might sound, 0.8 percentage point makes a big difference. The top five banks -- JPMorgan, Bank of America Corp., Citigroup Inc., Wells Fargo & Co. and Goldman Sachs Group Inc. - - account for $64 billion of the total subsidy, an amount roughly equal to their typical annual profits (see tables for data on individual banks). Regulators can change the game by paring down the subsidy.
12 Epic Marketing Fails That Made the World Cringe [Slideshow] We humans have developed somewhat of a taste for watching others struggle. Don’t believe me? Consider the prevalence of internet entertainment based solely on the epic #fail -- stumbles, slips, falls, and general public embarrassment get little sympathy from our side of the monitor. Big brand marketing decisions, too, are apt to display similar lapses in logic or grace. I’m not here to make you feel guilty about taking joy in such matters (as I’ve had my fair share of laughs, too), but I’m here to make some sense of why we relish failure and, better yet, how we can use it for good in our own marketing. Because even if you’re good at hiding your own failures (be honest, we all trip up), mistakes are a great reminder that we’re only human. For those of us witnessing these faux pas, let's strive to be 1) understanding and 2) learn how we can avoid similar slip ups in our own marketing. 1) Nokia Uses Another Camera to Show Off its OIS Technology 2) Facebook's IPO Suffers From Overhype
The 12 Best Ways to Remove Stripped Screws Today I Found Out twelve ways to remove a stripped screw. We’ve all been there; trying to void a warranty or otherwise take something apart and you go to take that one last screw off and invariably it strips. Now what? Got a sufficiently wide rubber-band handy? If you liked this article, you might also enjoy: Expand for References: How the Word “Spam” Came to Mean “Junk Message” Today I found out how the word “spam” came to mean “junk message” or “junk mail”. While some have suggested that this was because SPAM (as in the Hormel meat product) is sometimes satirized as “fake meat”, thus spam messages are “fake messages”, this potential origin, while plausible enough on the surface, turns out to be not correct at all. The real origin of the term comes from a 1970 Monty Python’s Flying Circus skit. In this skit, all the restaurant’s menu items devolve into SPAM. When the waitress repeats the word SPAM, a group of Vikings in the corner sing “SPAM, SPAM, SPAM, SPAM, SPAM, SPAM, SPAM, SPAM, lovely SPAM! Wonderful SPAM!” Exactly where this first translated to internet messages of varying type, such as chat messages, newsgroups, etc, isn’t entirely known as it sort of happened all over the place in a very short span of years, in terms of the name being applied to these messages. First documented case among Usenet users was March 31, 1993. Bonus Facts:
Three approaches for managing pre-Obamacare healthcare costs Technomic report finds consumers like healthy food, but they like it to taste good too - Chicago Business Journal Technomic research indicates that consumers like to see healthy items on restaurant menus, even if they don't order them. It’s a fine line restaurants need to walk today if they hope to attract more health-conscious diners. That’s the word in a new healthy eating consumer tend report released today by Chicago-based Technomic, which conducts extensive research on all aspects of the food industry. In this latest report, Technomic found that 64 percent of consumers — up from 57 percent in 2010 — agree that it is important to eat healthy and pay attention to nutrition. And half of consumers say that do try to eat healthy. Half of consumers also said they would like to see restaurants offer more healthy food items on their menus. Such offerings apparently help consumers develop more favorable opinions of eateries. And when they are tailoring their menus to appeal to health-conscious consumers, restaurateurs need to be careful about how they describe these dishes.
3 Things You Should Know About Small Business: Jan. 7 NEW YORK (TheStreet) -- What's happening in small business today? 1. Best markets for quick-service chains. Denver, Waco (Texas) and Yuma (Arizona) share one thing in common: They all have high potential for quick-service restaurant growth, according to QSR Magazine's third-annual Growth 40 report. The report, using research by NPD Group's food-service division, forecasts only a 3% rise in the number of people visiting quick serves in the U.S. between 2011 and 2016. In general, markets in the South and West dominate the rankings, largely as a result of the nation's population shift. 2. New York City's Department of Small Business Services has approved 224 applications for its loans with very favorable terms. A slew of reasons contribute to the low percentage of approved loans, including lost or damaged paperwork and files on the part of the owner, while a backlog of applications is adding days to the process. 3.
A Gmail Miscellany: Gmail 101 All your Gmail basics in one place! A primer for newcomers to Gmail, which explains how to find your way around Google's innovative email service and to perform the basic email tasks of reading messages, sending messages and organizing your mail using Gmail's web interface. It also explains how to create and maintain your address book, and take a few simple customization steps. For more in-depth information on the many advanced features of Gmail, visit the Gmail Help Centre. Contents: Chapter 1: How to sign in to your new accountChapter 2: Before you go any furtherChapter 3: What you see when you get thereChapter 4: What to do when you get to your InboxChapter 5: Organizing your mailChapter 6: Finding your mailChapter 7: ContactsChapter 8: Customising Gmail Chapter 1: How to sign in to your new account This is the easy bit! Chapter 2: Before you go any further To do that, click your name/address in the top right of the Gmail window and choose Account to go to your Account settings page.
13 Ways to Improve Blog Results in 2013 The New Year brings resolutions. The problem is that many bloggers set unattainable objectives so their chances for success are slim. Instead, make small changes to your existing behavior to enhance your ability to succeed. To maximize effectiveness, integrate these changes with your overall planning to make 2013 your best year ever. Here’s checklist of thirteen small changes every blogger can make that will have a big impact on blog success. Determine your blog’s goals. The most effective way to accomplish your desired blog goals is to make small changes that yield results over time. What other small changes would you recommend to help bloggers improve their results? Happy Marketing, Heidi Cohen Please join me at Content Success Summit. Here are some related articles you may find of interest: Photo Credit:
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