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AAII: The American Association of Individual Investors

AAII: The American Association of Individual Investors
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Advice for a Novice - Education Center Question: I am completely new to investing and want to know how to get started. I recently inherited quite a large sum of money and I would like to be able to live comfortably for the rest of my life. All I know about investing is that you can lose your shirt. Answer: Well, I would say the one thing you know about investing is very accurate, so you are off to a good start! I think there are two parts to your question. To become informed, you can talk to savvy investors, you can read books and articles and watch video and live presentations. You can learn a lesson just as well from losing $500 as from losing $50,000. To educate yourself, start by doing some reading. Quite soon you will find that there? Take a class at a local community college, but be aware that the teacher may be a broker or financial planner who is looking for clients to whom to sell commissioned products. Now, the second part of your question: How to live comfortably ever after. Here?

The Alliance of Area Business Publications - Delivering International, Regional, State & Local Business News Focus on Funds What’s in a fund name? Dozens of exchange-traded funds bear the label “dividend” or “income.” But in each case, you’d be right to guess there are exposures besides dividends. Those exposures can be for good or ill, depending on your goals. In the case of the $18 billion Vanguard Dividend Appreciation (VIG), it’s for the long-term investor’s good. In a deep dive into the drivers of the ETF’s returns this morning, Morningstar’s Samuel Lee shows that all of the fund’s excess risk-adjusted returns can be explained by something called the quality-minus-junk factor. European Pressphoto Agency Under the hood, there’s a lot more than “dividend.” You might ask: What the heck is that? So the ETF — whose top components include International Business Machines (IBM), Exxon Mobil (XOM) and 3M (MMM) — is akin to going “long” the stocks of profitable, stable companies with high-quality earnings, while being “short” a basket of stocks exhibiting the opposite of those qualities. As Lee sums it up:

Browse: IMF eLibrary Vuelta a Lo Esencial: Pensamiento estratégico - La teoría de juegos analiza el comportamiento cuando en las decisiones es preciso tener en cuenta las posibles acciones de los oponentes » Source: Finanzas y Desarrollo, Diciembre de 2015 Volume/Issue: 52/4 Series: Finance & Development Author(s): International Monetary Fund. External Relations Dept. Publisher: INTERNATIONAL MONETARY FUND Publication Date: 16 December 2015 Language: Spanish Keywords: energy, carbon, emissions, climate, investment, All Countries, Finance and Development, December 2015 Renacimiento de la inversión: China desempeña un papel importante en la creciente inversión extranjera en África, aunque está lejos de ocupar una posición dominante » Recuperando la energía: Los consumidores estadounidenses tendrán un rol importante a la hora de configurar el sistema energético del futuro » Pasaporte de Conveniencia: Vender ciudadanías a cambio de inversión es un negocio redondo para algunos Estados pequeños » A Los Lectores »

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Alexian Brothers AIDS Ministry The nuances of rebalancing - Merriman I recently received a question from a client of mine about an article that referenced rebalancing a portfolio at the same time each year. In theory, an annual rebalance is not a bad way to go. However, there’s quite a bit more to how we manage the rebalancing process than that. For Merriman clients, we: Avoid unnecessary transaction costs by using cash inflows and outflows as a tool to rebalance a portfolio back to its target allocation. Market performance can also have an impact on the need for rebalancing. In addition there will be one-off cases such as: Tax loss harvesting. Rebalancing your portfolio is an integral step in maintaining a well-balanced portfolio and reducing its risk.

Behavioural Finance