Young Scholars | Office of Extended Studies Terp Young Scholars: July 10-29, 2016 In this demanding pre-college program, high school students pursue academic interests, discover career opportunities, earn three university credits, and explore university life. Terp Discovery: July 17-29, 2016 Middle school students discover academic and career opportunities, learn about campus life, and engage with experts in innovative classes. Terp Young Scholars and Terp Discovery provide a great introduction to the University of Maryland, ranked 19th among national public universities in America’s Best Colleges 2013, U.S. News & World Report. The University of Maryland’s vast resources, including libraries, computer and instructional labs, recreational, residential, and dining facilities underscore our record of excellence in providing exceptional academics, cutting-edge research, innovative technology, and world-class facilities. In Terp Young Scholars and Terp Discovery, you’ll get a glimpse of all that Maryland has to offer.
FAFSA® Completion by High School As the cost of college continues to increase, financial aid becomes ever more important. While many factors are involved in the decision to attend college, a strong correlation exists between FAFSA completion and college enrollment. Previously, high schools relied on self-reported surveys to estimate their FAFSA completion rate, and that data can be inaccurate. For this reason, Federal Student Aid is providing high schools with current data about their FAFSA submissions and completions so that high schools can track their progress and help to ensure that their students complete a FAFSA. A completed FAFSA allows the U.S. Department of Education to determine a potential student's eligibility for federal student aid – a key factor in families' college decisions. The data is displayed in spreadsheets broken down by state or territory that include the school name and city of the high school. Data currently posted covers applications processed through December 31.
Types of Aid Financial aid is money to help pay for college or career school. Aid can come from Besides financial aid, you also should think about what you can do to lower your costs when you go to college. “Types of Federal Student Aid” Video Check out this video to learn about grants, loans, and work-study jobs and how they can help fund your education. View accessible version (wmv) Aid and Other Resources From the Federal Government The federal government offers a number of financial aid programs. The U.S. Federal student aid includes: Grants—financial aid that doesn’t have to be repaid (unless, for example, you withdraw from school and owe a refund)Loans— borrowed money for college or career school; you must repay your loans, with interestWork-Study—a work program through which you earn money to help you pay for school Use FAFSA4caster to get an estimate of how much aid you might receive from the U.S. Apply for federal student aid using the Free Application for Federal Student Aid (FAFSA®). Top
Four Financial Tips Every High School Senior and College Freshman Should Know | EdCircuit Photo credit: 401kcalculator.org by Afoma Okoye Financial planning is important for students seeking post-secondary education. Poor financial planning is one of the major reasons why students drop out of college. Fill out the FASFA The first step all students need to take during their senior year is to apply for FASFA. Federal student loans must be paid back after college graduation, or in the event that the student drops out of college. Students should talk to their parents about ways they can contribute money towards their own education. Some parents cannot afford tuition, but they can help by providing groceries, offering a home if their child wishes to commute, or they could help their child find local and national scholarships. Parents and student should be attentive to the interest rates on the loans. Focus on the college program, not the name of the college Apply for scholarships There are many scholarships for prospective college students. Do not feel pressured to attend college
Other Aid | What If No Help from Parents? This section of FinAid provides advice to students whose parents are unable or unwilling to help students pay for school. Regardless of the situation, some of the more common questions received by FinAid come from students seeking help because their parents cannot contribute to their education. FinAid supports changes in federal legislation that would shift the burden to the students. Unfortunately, current federal law does not provide many options for students who want to go to college but whose parents refuse to help. For an abbreviated version of this advice, see Fastweb’s How to Deal If Your Parents Won’t Pay. Federal Government Policies on Parental Responsibility The federal government and the schools consider it primarily the family's responsibility to pay for school. In cases of divorce, the custodial parent is responsible for completing the FAFSA form. Prenuptial agreements are ignored in student aid need analysis. Advice for Students and Parents Talk to each parent separately.
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Congratulations to Class of 2014, Most Indebted Ever - The Numbers ByPhil Izzo As college graduates in the Class of 2014 prepare to shift their tassels and accept their diplomas, they leave school with one discouraging distinction: They’re the most indebted class ever. The average Class of 2014 graduate with student-loan debt has to pay back some $33,000, according to an analysis of government data by Mark Kantrowitz, publisher at Edvisors, a group of web sites about planning and paying for college. Even after adjusting for inflation that’s nearly double the amount borrowers had to pay back 20 years ago. Meanwhile, a greater share of students is taking on debt to finance higher education. The good news for the Class of 2014 is that they likely won’t hold the title of “Most Indebted Ever” very long. But as the debt burden of college graduates continues to rise faster than inflation, it begins to complicate the question of whether a bachelor’s degree is worth the expense. Zuma Press But will the debt associated with a college degree always be worth it?
The Teacher’s Guide To Open Educational Resources You’ve probably heard about Open Educational Resources and maybe even used some in your classroom. But the world of OERs is growing constantly, with more quality resources available every day. If you aren’t taking advantage of them yet, now is a great time to take a closer look. What’s so great about OERs? Open Educational Resources are learning tools like textbooks, lesson plans, and other media that are in the public domain or openly licensed, meaning that use you can freely use and adapt them. You can also contribute your new, modified version of the work back to the public, making OERs a wonderful way for you and your students to share your work with other classrooms around the world. How can I tell whether a work is an OER? The easiest way to find out whether a work is an OER is to look for a Creative Commons (CC) license. Where to start Since anyone can create an OER and share it online, the field of resources available out there is constantly growing. Literature Math and Science
Higher Education: The Facts, Risks, and True Cost Skyrocketing college costs make higher education seem like a pipe dream for many. In this article, we discuss the evolving facts and risks associated with getting a higher degree – and the true costs of going to college that no one is talking about. New FAFSA Rules As of January 1, 2014, the U.S. Department of Education laid down some new laws for parents who want to help their students with the Free Application for Federal Student Aid (FAFSA). Two unmarried parents who live together must file jointly. Tougher Parent PLUS Loan Requirements The federal Parent PLUS loan program provides fixed-rate loans to parents who want to help pay for tuition, room, board, books, and more. An unfortunate takeaway from this situation is that certain credit-based loan programs, including the Parent PLUS program, may not be viable options for your family, or shouldn’t be solely relied upon. Market-Based Student Loan Interest Rates The True Cost of Education That No One Is Talking About In Short