Savings Accounts: Online or old-fashioned savings accounts: What 1st of December 2009 | by RateCity Staff Andrea Sophocleous investigates what makes a savings account the best fit for you. December 1, 2009 Since the introduction of the first online savings account by ING Direct in 1990, Australians have taken to online accounts like ducks to water. Over one million Aussies have an ING Savings Maximiser account, and plenty more have opened online high interest accounts with the likes of the big four banks and other players, such RaboPlus. “Currently 52 percent of the Australian adult population claim to prefer using direct channels to conduct banking activity,” says Gerd Schenkel, general manager of UBank, the online banking arm of NAB. The Commonwealth Bank (CBA), Australia's largest bank, is also enjoying success with its online savings account, NetBank Saver, introduced in 2005. “It grew by 50 percent in the past 61 weeks [to the start of November 2008], and contributed about 75 percent of the overall growth in savings.” Related Links
5大超強修圖App把照片變得像雜誌內頁！ 5大超強修圖App把照片變得像雜誌內頁！ 文字：Travis Travie,Ariel |5/28/2014 來源：instagram @bureaubetak，@chiaraferragni，@isabelmarant，@liuwenlw，@mariotestino，@mirandakerr，@rachelzoe，@samrollinson，@songofstyle，@upcloseandstylish Nab launches new savings account - Savings account articles & S National Australia Bank (NAB) has launched another option for those looking to compare bank accounts. The lender is making a new high interest savings account available exclusively online through its UBank offshoot. It claims the facility will offer an “unrivalled” opening interest rate of 5.11 per cent per year. Furthermore, accounts can reportedly be set up within minutes over the internet, rather than having to visit a bank. It explained most adults should be able to complete the registration process within five minutes, noting almost a quarter (23 per cent) of people use online banking already. "We’ve created USaver specifically for [the direct banking] market and expect it to set a new standard for online savings accounts in Australia," explained UBank general manager Gerd Schenkel. The deal will feature no account or dishonour feel and no minimum balance requirement. A number of banks have recently moved to reduce fees.
Calligraphy Animals by Andrew Fox Basé à Londres, l’illustrateur Andrew Fox a créé cette série d’animaux minimalistes à l’aide de quelques coups de plume de calligraphie. Les animaux sont facilement reconnaissable grace à la grande dextérité de l’artiste qui donne à chaque dessin un vrai caractère. Online Banking Review - Online Banking Review - online banking - Executive Interview: Gerd Schenkel, General Manager, UBank By Charis Palmer OBR: Gerd, you have quite an impressive academic background in science. What made you decide to do your MBA and switch over into business, and finance in particular? GS: I’m not sure about impressive but I studied engineering and the main reason I was interested in exploring options other than engineering was that I discovered I really enjoyed working with people as opposed to with mathematics and machines. Machines are largely predictable but people have a rich spectrum of behaviours and are not as predictable. OBR: Apart from a very loud alarm clock, and the need to pay the bills, what gets you out of bed in the morning? GS: I do enjoy coming to work almost every day and mainly that’s an outcome of the team we’ve built at UBank. OBR: Before NAB you worked with BankWest and Citigroup, so you’ve seen some different strategic approaches to banking. GS: In a way it’s turned out quite well.
站长工具 - 站长之家 burningpants » Blog Archive » UBank, Me Bank, We All Bank Also launching last month in a green dominated website was NAB’s attempt at consumer chumminess with the aptly named – UBank. UBank is acting as an online deposit taker – selling term deposits to Australians chasing the security and returns offered by cash. CoreData- brandmanagement conducted desktop research last week into all the online deposit takers in Australia and found that the UBank offer was among the best in the market. It was found to be simple, easy to use and seemingly designed by the customer service department of the bank rather than the legal division. One of the interesting things about the website is that it recognises people need to come to making a decision in whatever way suits them. UBank is the only website to feature a phone number on every page and to feature a 24/7 call centre, based in North Sydney with a customer service system that appears to mimic the highly successful British model. Did you like this article?
Analytics (分析) 官方網站 - 網頁分析和報表功能 – Google Analytics (分析) 就在 Google 的一流平台上。瞭解詳情 在網站上活動發生的當下進行監控，這樣就能立即掌握成效。 投資社交媒體時，不要仰賴臆測。 您可以瞭解行銷管道如何共同運作，以帶來業績和轉換。 Best of the Best: Banking outlook for 2010 Best of the Best is all about sorting out the best financial products and services – to help you make the most of your finances. It helps too to sum up the year’s banking highlights, so here’s a snapshot. Interest rates hit a 40-year low – this time back in 2007 repayments on a $300,000 mortgage were $2329, today they’re just $1937, a saving of over $350 a month. The cash rate plunged to 3%, yet throughout the year online savings accounts paying more than 4% were easy to find. And while indeed there’s no such thing as a free lunch, fee-free everyday banking looks like it has arrived. That’s the good news, now it’s time to check out the potentially bad. The Westpac/St George and Commonwealth Bank/Bankwest mergers see the two majors controlling almost half of all outstanding Australian mortgages by value. Research outfit Core Data principal Andrew Inwood says this is not good for competition. For the exception, see this year’s banking Best Online Savings Account winner UBank. Inwood says no.
NAB looks to launch no-frills banking brand – Crikey National Australia Bank is working on plans to launch a new retail bank under a different brand. Last month, the bank created a new business group to look for ways of using technology to deliver low-cost services to groups not well represented in the bank’s customer base. The focus is on young people and self-directed consumers and investors, who are technologically savvy and would use the internet, mobile phones and other alternative distribution mechanisms. A NAB spokesman confirmed yesterday that the bank’s Australian chief executive, Ahmed Fahour, made an internal announcement in May that a new business group, Star Direct and Alliances, had been set up under general manager Gerd Schenkel. The new group has its own board, whose members include Fahour, Steve Tucker, the executive general manager for wealth management in Australia, Greg Sutherland, the executive general manager for strategy and marketing, and NAB general counsel Anne Ward. No firm plans have been made yet.
UBank launch Wednesday, 1 October 2008 National Australia Bank announced today it had taken a step to progress its development of new distribution channels, products and services with the establishment of UBank, a new direct channel offering, focused on savings products. As the first brand in NAB’s Star Direct & Marketing division, UBank will launch with term deposits and over time, will add a range of additional savings, transaction and investment products. UBank products will have highly competitive rates and no application or overdrawing fees. Greg Sutherland, Executive General Manager, Star Direct & Marketing, said UBank would be the first brand in NAB’s Star Direct & Marketing division. “UBank will allow us to compete for the ‘self serve banking’ customer segment. UBank has been designed for customers wanting an easy-to-use online and telephone banking service. Note to Editor: Consumers wishing to contact UBank can visit the website at www.ubank.com.au or call 13 30 80 from 1 October 2008.
UBank fact sheet June 2009 30 June 2009 Who and What is UBank? UBank is a direct bank with products designed to be sold and serviced exclusively over the telephone and the internet UBank is a division of NAB Personal Banking and operates under NAB's banking license. UBank can be contacted on 13 30 80 or via www.ubank.com.au Why UBank? As part of NAB Personal Banking's multi brand and multi channel strategy, UBank is aimed at self directed customer segments that prefer to manage their own finances rather than seek advice UBank is complementary to NAB's broader, full service offering, along with the mortgage broker business NAB Broker UBank delivers high quality customer service through its dedicated call centre in Sydney as well as its own website, www.ubank.com.au Key Achievements: UBank's initial offering of personal term deposits has enjoyed strong consumer interest with sales performance above expectations UBank expanded its product set in February 2009 to also serve self managed super funds What’s next: