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Truvium Financial Group

Truvium Financial Group is a financial planning advisory group in Westchester, New York that help clients reclaim control of their financial lives with holistically integrated strategies and personal financial models, rigorously stress-tested before executing.

Playing the Long Game to Stay Wealthy. Financial Planning in New York. How To Be Financially Ready To Start A Family. Financial Advisor in New York. Financial Advisor in New York. Can Gratitude Boost Your Net Worth. The Consumer Price Index and the Truth about Inflation. “By a continuing process of inflation, government can confiscate, secretly and unobserved, an important part of the wealth of their citizens.

The Consumer Price Index and the Truth about Inflation

“—John Maynard Keynes Whether we are poor or rich, overextended or thrifty, inflation is unavoidable as are taxes or death. But how high IS inflation? Can we use the Consumer Price Index as a guide? And what’s the effect of underestimating inflation? Financial Planning Process in New York. The Consumer Price Index and the Truth about Inflation. Contact Financial Advisor in Westchester NY. Financial Planning Services in New York. Escaping the Consumer Debt Trap. 18 Feb Escaping the Consumer Debt Trap Posted on February 18, 2016 in General, GENIUS™ Tips by Jeffrey Kronenberg “Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.”

Escaping the Consumer Debt Trap

—Ogden Nash, American Poet How Even Good People Get Caught In The Debt Trap Join the club, if you are staggering beneath the weight of Consumer Debt. According to a 2015 study by NerdWallet, the average household has $129,579 in debt — $15,355 of it on credit cards. There are several common reasons for this: Debt is viewed as a standard part of living in the United States.

The Health And Wealth Connection. “The greatest wealth is health.”

The Health And Wealth Connection

—Virgil January is a well-known time to make health-related resolutions and establish goals to slim down, exercise, or give up unhealthy habits. While individuals seldom make these resolutions for financial motives, having a healthier body can actually lead to a larger bank account as well! Download PDF Financial GENIUS: Permission Slip. The typical way people prepare for retirement is they buy term insurance and invest difference.

Download PDF Financial GENIUS: Permission Slip

They do this because they think they can get a higher rate of return in the stock market than they could with whole life insurance. Eventually they get to retirement around age 65, and they face a decision; the decision to renew their term insurance or not. When they want to renew at that age, its too expensive. So the term insurance lapses. Kick-Start The Savings Habit. Posted on February 18, 2016 in GENIUS™ Tips, Savings by Jeffrey Kronenberg As important as I think (saving) is, national savings has always been relegated to the B list of economic measures.

Kick-Start The Savings Habit

—Edward M. Gramlich, Board of Governors of the Federal Reserve from 1997 – 2005 Believe it or not, there is a time not long past when Americans tracked their savings instead of the credit card debt! Saving money may seem just like a memory of the past. Financial Planning Resources. Financial Advisors New York. Throughout history radical shifts in thinking have propelled us to spectacular and never-before-seen heights.

Financial Advisors New York

Transformations in thinking, like the Industrial Revolution and the Scientific Method, completely changed our lives and opened new worlds of opportunity. In that same spirit, Truvium Financial Group is changing wealth management. We’re committed to positive change, moving beyond pre-2008 product-focused, financial advisory to fact-based decision-making that eliminates opinions and uncoordinated action.

To us, the surest path to sustainable financial health is by viewing it as a holistic process, and then embracing 21st Century technologies and tools to get there. At the heart of our proprietary process is our name: Truvium, combining Truth and the Latin word— Trivium. Trivium is a systematic method of critical thinking deriving factual certainty from a set of information; the place where knowledge, wisdom and action meet.

Download eBook: Financial Planning has failed. Now more than ever, Americans find themselves constantly defending their hard earned money from others who want to take it.

Download eBook: Financial Planning has failed

Corporations are trying to sell you the latest product or service. The government is trying to collect more fees and taxes. Banks want you to keep more money in their savings accounts. How to Live Long and Prosper. Aging is not lost youth but a new stage of opportunity and strength.

How to Live Long and Prosper

—Betty Friedan There exists a seismic social shift in attitudes of growing old, nowadays. If you’re investigating possibilities for life in your senior years, you’ll be able to join Leonard Nimoy in being an agent of change and becoming more, not less, productive in your retirement years. Start Your Engines, Seniors! During the first US Senate Joint Committee Hearing On Senior Entrepreneurship in 2004, Elizabeth Isele, co-founder and president of, was asked what her one recommendation would be if she only had one. Financial Planning and Wealth Management Blog. The Spending Trend: Taming Lifestyle Inflation. 06 May The Spending Trend: Taming Lifestyle Inflation “Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair.”

The Spending Trend: Taming Lifestyle Inflation

Protecting Your Retirement Income from Taxes. Tax Reduction Specialist and CPA, Ed Slott, reveals retirement income strategies that maximize your money and nearly eliminate taxes.

Protecting Your Retirement Income from Taxes

Tax rates for your retirement will be higher than they are now because the government needs to pay its bills. View All Posts Surrender of a tax deferred retirement plans may cause taxation of the entire amount in the year that the plan is surrendered. How to Protect Assets from Lawsuits and Judgments. 20 Jan How to Protect Assets from Lawsuits and Judgments “There are roughly 300 million Americans. Of these, over 1 million are lawyers. No other nation on earth has, or wants, this many lawyers. These lawyers work tirelessly encouraging and assisting Americans to sue one another.” —Don Miller in op-ed to The Telegraph, “We Are the World’s Most Litigious Society,” How Whole Life & Retirement Connect. The Impact of Financial Mistakes. “I think making mistakes and discovering them for yourself is of great value, but to have someone else to point out your mistakes is a shortcut of the process.”

—Shelby Foote Have you ever made a big financial mistake? What You Should Be Doing With Your Tax Refund. How Whole Life & Retirement Connect.