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Dance. Free Planners. 50 Ways to Improve Your Finances in 2013. Along with a fresh start, the new year brings uncertainty about changing tax laws, growing concern over online privacy and security, and challenges for almost every demographic group—even the wealthy, who face steep tax increases. To help you get ready to tackle your own money goals for 2013, we gathered our best advice from the past 12 months and organized it into 50 bite-size steps: 1. Be a year-round discount shopper. Specific holidays used to loom large in the world of coupon hunters, who expected to see massive discounts on July Fourth, Labor Day, Black Friday, and other big shopping days. But recently, that's been shifting as retailers are offering sales all year long, and often at unexpected times. 2.
As the economy recovers, retailers are eager to pick up the biggest share of consumers' spending what they can, and in some cases, that means adopting more flexible pricing policies. 3. 4. 5. Tax rates are likely to rise for many Americans next year, especially high-earning ones. 6. Honey.
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