Blogger: สร้างบัญชี Blogger. แค่มีหนึ่งบัญชีก็ใช้ได้แล้ว เข้าถึงทุกสิ่งที่เป็น Google ด้วยชื่อผู้ใช้และรหัสผ่านเดียว เป็นเจ้าของ Google ตั้งค่าโปรไฟล์และค่ากำหนดในแบบที่คุณชอบ พกพาทุกอย่างไปกับคุณ สลับไปมาระหว่างอุปกรณ์และสานต่อสิ่งที่ทำค้างไว้ One Year Thailand Visa FAQs. Thailand Education Visa for EU citizens: Helps EU citizens apply student visa or education visa to study in Thailand. 6-costs-you-should-always-negotiate: Personal Finance News from Yahoo! Finance. Most consumers think haggling is only appropriate when buying tchotkes at a street fair or facing off against a used-car dealer. But why not negotiate the cost of medical procedures? Or a new Sub-Zero refrigerator? If you're not paying less than sticker price for these and other goods and services, you're leaving money -- and often lots of it -- on the table.
"Everything is negotiable," says Stuart Diamond, adjunct professor of law at the University of Pennsylvania's Wharton School of Business and author of "Getting More: How to Negotiate to Achieve Your Goals in the Real World. " "All you have to do is ask. " With that philosophy in mind, follow these tips to negotiate the best possible deal on 6 common fees and expenses: 1. . • Why they are negotiable: Now that most of the dust has settled following the big credit card reform act, card companies are competing fiercely again for new customers.
[Click here to check savings products and rates in your area.] 2. 3. 4. 5. 6. Consumer Reports. In a Cash Crunch? Work With Your Vendors - Increasing Cash Flow - Entreprenreur.com. Paying your bills late and stretching your payables could yield increased cash flow. You're in business to make real money for you, your family and your employees. At least I hope you are. If your goal isn't to pile up personal wealth, you will probably fail.
If you care about doing something good, give a portion of your profits to charity--just be sure to make profits first. Over the last two years, most small-business owners have exhausted both their personal net worth and that of their businesses. One of the last sources of cash for your business is your vendors. Whether you have $5,000, $50,000 or $100,000 in payables, extending those payables 30 days is free cash. If your terms are 30 days, see if you can get 60, and in another three months try for 90. When you are negotiating, make sure you don't just take. And how ridiculous is the standard of paying on the first of the month to rent a space that hasn't been used yet? Collect faster and pay slower. In cash crunch, work with vendors. Troubled euro has 'turned the corner' BNP Paribas Investment Partners.
Graphene Will Change the Way We Live | Dr. Kaku's Universe. The theory behind the substance graphene was first explored by theoretical physicist Philip Wallace in 1947 as kind of a starting point when he was doing research trying to understand the electronic properties of more complex, 3D graphite. although the name graphene wasn't actually coined until 40 years later, where it was used to describe single sheets of graphite. In other words, it's the name given to a flat monolayer of carbon atoms that are tightly packed into a 2D honeycomb lattice; like a molecular chicken-wire that is one atom thick.
It's essentially the basic building block for graphitic materials of all other dimensionalities; it's a stepping stone to building bigger things. Graphene in itself however wasn't discovered until 2004 in its full observable and testable form. Since then, in the past 6 years, scientists have discovered that the substance retains some amazing properties. Fund My Mutual Fund: Let's Talk about Sociedad Quimica Y Minera de Chile (SQM) I've followed Sociedad Quimica Y Minera de Chile (SQM) for a few months now with 1 eye; it shows up in our weekly top performers list constantly. This is a volatile "fertilizer" stock (not a pure play however), but the most expensive in my universe so I have not held it, but would be happy to do so at these levels as it's lost 1/3rd of its value in oh, 3 weeks.
Since I already own 4 fertilizer I don't see a need to add this, but I do want to highlight the name, and point out both its kicker as a lithium supplier (think future batteries in all these next generation electric cars we've been pointing to in 2010+) @ 15% of sales, and that it is currently sitting at its 50 day moving average. If things really work out in the automotive side, the lithium business should end up actually being the crown jewel here in the long run. SQM also boasts the largest iodine production capacity in the world. Iodine is used in medical applications, LCD displays, etc. TradingEconomics.com - Free Indicators for 231 Countries. Thailand GDP per capita (Purchasing Power Parity PPP) Bamboo Box-Bamboo Box Manufacturers, Suppliers and Exporters on Alibaba.
Ways-to-make-extra-money-in-2011: Personal Finance News from Yahoo! Finance. Job security might be out, but freelance, contract, and temporary work is in, which makes it easier than ever to moonlight as a graphic designer while you spend your days as a public relations rep. Slimmer staffs mean companies often need the extra help, and new websites offer free tools that match potential employers with workers.
And earning extra money beyond your steady paycheck, if you're lucky enough to have one, can provide a big boost to your financial security. Here are seven ways to make extra money off the new economy in 2011: Launch a Brand When Kimberly Seals-Allers, former senior editor at Essence magazine, was expecting her first child, she discovered that black women face higher risks during childbirth and pregnancy. "I realized we were a special group, and I wanted to write a book about everything in black women's lives.
Not just pregnancy, but money, men, and myths in our community. [I wanted] to create a new way forward. " [Click here to find an online degree program] Pinpas met magneetstrip verdwijnt twee jaar eerder. Vanaf 1 januari 2012 moeten het huidige pin-systeem en de kwetsbare betaalpasjes met magneetstrip zijn uitgefaseerd. De pasjes zullen worden vervangen door een nieuw betalingsssysteem met pasjes die van een EMV-chip voorzien zijn. De Nederlandse banken en betaalbedrijf Currence willen de komende jaren alle betaalpassen met de eenvoudig te kopiëren magneetstrip gaan vervangen door een pas met uitsluitend een EMV-chip. Hierdoor moet het in Nederland veel voorkomende probleem van skimming, waarbij criminelen clandestien de magneetstrip van een pas kopiëren en de pincode 'afkijken', worden uitgebannen.
De banken stellen dat de schade door skimming in 2008 31 miljoen euro bedroeg. In plaats van passen die door een magneetstriplezer gehaald moeten worden, zullen pin-betalingen voortaan plaatsvinden door een betaalpas met chip in een daarvoor geschikte automaat te steken. De banken en Currence zijn een campagne gestart onder de slogan 'Het nieuwe pinnen kan beginnen'.