Microcredit, Kiva & Zidisha | Andraz Tori Blog. In November I’ve read Dušan’s post on his experiences with microcredit via Kiva.org platform. While I’ve heard about microfinance before (mainly trough TED talks), I’ve never before tried to take part. The post was a trigger and having my girlfriend around, we decided to try it out. We’ve spent some quality time together looking for the business we’d support with 25$.
The experience was smooth and pleasurable and soon we had a 50$ lending portfolio. But I dug deeper and was in for a shock. The borrowers of Kiva loans are paying amazingly high interest rates north of 30%! Luckily the world of internet microloans is larger than Kiva! Surely that can never work? Zidisha’s model includes volunteers doing basic checks, gradual increase of maximum loans, direct use of the web site by borrowers (meaning french loan requests are as common as English), negotiation of interest rate between borrower and lender and much more. Like this: Like Loading... Global Impact Investing Network: Impact Reporting & Investment Standards.
The Impact Reporting and Investment Standards is a major project of the GIIN's infrastructure development initiative. One of the limitations to the growth of the impact investing industry is the lack of transparency and credibility in how funds define, track, and report on the social and environmental performance of their capital. This leads to higher transaction costs and a limited ability to understand the impact of investments.
To address these challenges, the GIIN is expanding upon work initiated by The Rockefeller Foundation, Acumen Fund, and B Lab to develop and promote a common framework for reporting the performance of impact investments. The group, in collaboration with other impact investors and industry experts, has developed a standard set of performance measures for describing social and environmental performance that facilitates comparisons of impact data across investments. Visit the IRIS website See how organizations are using IRIS metrics on the IRIS User Registry >
Microcreditos, Capital Riesgo Social y reciclaje de capital. Operador Fondos Europeos. Open Market. Empleo con Apoyo e Inserción. CEE Ponce de León. Cuantificacion valor social. Maker movement and 3d printing. Coworking e incubadoras de empresas. Living Labs.