Moving Company Insurance Policies | LegalMatch Law Library. Legal Topics > Finances > Insurance > Property Insurance Authored by Ken LaMance, LegalMatch Law Library Managing Editor and Attorney at Law Is a Moving Company Liable for Damaging My Possessions? Yes, federal law does require all moving companies to provide a minimum amount of coverage to your possessions when you move. However, the amount is usually minimal. Since the weight of items for an average move ranges from about 1 ton (small apartment) to 7 tons (large house), this works out to between $1,200 to $9,000 of protection. What Kind of Additional Insurance Can I Get? Federal law requires that movers offer these three kinds of insurance: Declared Value Protection: Under this plan, the weight of your entire shipment is multiplied by $1.25, to arrive at the total amount of liability (a 4 ton shipment would then be protected up to $10,000).
Are There Any Other Protections I Can Take? Do I Need an Attorney? Consult a Lawyer - Present Your Case Now! Find the Right Lawyer Now ShareThis. Why Should I Incorporate? Protecting Your Assets. ARIZONA'S MOVING REGULATIONS. Phoenix Moving Scams - Arizona Moving Scams. Moving is a stressful experience. No matter how you plan, and how many checklists you work with, there are issues that seem out of your control. Moving is also expensive.
So it is no wonder that one of the concerns people have when they are moving is how to find a reputable moving company. The phone book? The Internet? The Phoenix Forum? Those may be good places to start, but there's more to it than that. Moving scams are not new, but Arizona state officials have taken up the battles of many new Arizonans who have found themselves victims of extortion: moving companies that tell people that unless they pay them more money -- sometimes thousands more -- than the original estimate, their personal belongings would not be delivered. The Arizona Department of Weights and Measures responds to frantic calls from people who don't know how to deal with unscrupulous moving companies. Tips For Selecting a Mover Do your homework.