How Have State Policies to Expand Dependent Coverage Affected the Health Insurance Status of Young Adults? - Monheit - 2010 - Health Services Research. Will Employers Undermine Health Care Reform by Dumping Sick Employees? by Amy Monahan, Daniel Schwarcz. Amy Monahan University of Minnesota - Twin Cities - School of Law Daniel Schwarcz University of Minnesota Law SchoolJuly 30, 2010 Virginia Law Review, Vol. 97, p. 125, 2011 Minnesota Legal Studies Research Paper No. 10-37 Abstract: This Article argues that federal health care reform may induce employers to redesign their health plans so that low-risk employees retain employer-sponsored insurance (“ESI”) but high-risk employees opt out of ESI in favor of insurance available on the individual market.
Number of Pages in PDF File: 74 Keywords: health care reform, employer health insurance, health insurance markets JEL Classification: I11, J32, K32 Accepted Paper Series Suggested Citation Monahan, Amy and Schwarcz, Daniel, Will Employers Undermine Health Care Reform by Dumping Sick Employees? Insurance Exchange. The following is a guest post by Galen Benshoof, a Master in Public Affairs candidate at Princeton University’s Woodrow Wilson School, where he focuses on health policy. Find him on Twitter: @benshoof. The KFF team did some quick work today transcribing the latest exchange enrollment data, loading it up on their site. They made it easy to update a table I made two months ago dealing with October and November data. (This time I’ve bolded State-based Marketplaces [SBM] with all states relying on healthcare.gov—whether Federally-facilitated Marketplaces [FFM] or Partnership—appearing as normal). Compare the final two columns in the table to see how things have changed in a short period of time (the bar chart below shows the same thing in different form).
Keep in mind that these subsidy percentages provide no commentary on total enrollment numbers in each state, merely the proportion of people receiving tax credits out of all enrollees. Implementing Health Reform: Emerging Guidance On Insurance Exchanges. Editor’s Note: This is the latest in a series of posts by Timothy Jost on the implementation of the Affordable Care Act. Earlier posts by Jost provide analyses of regulations implementing provisions of the Act governing coverage for pre-existing conditions, appeals of coverage denials, coverage for preventive services, a patient bill of rights, grandfathered plans, tax exempt hospitals, the small employer tax credit, the Web portal and reinsurance for early retirees, and young adult coverage. The health insurance exchange is the centerpiece of the reformed health insurance system created by the Affordable Care Act.
When the ACA is fully implemented in 2014, state exchanges will offer a market through which millions of Americans in the individual and small group (and eventually — potentially — large group) markets will compare and purchase high-value health insurance products. Three New Documents On Exchanges HHS Guidance To States. HHS Information Technology Guidance. NAIC Model Act.