The Future of Money is Dependent on the Transparency of Data - Tradeshift Today I’m speaking at the Future of Money & Technology summit . This of course is an area, I’m highly passionate about, and even more so of the topic on which I’m speaking “Big data and the cost of money”. I find it ironic that we are currently obsessed with how we pay for goods. Take for example Square, Google Wallet, Mobile, NFC, etc. when paying probably is one of the most efficient infrastructures created by man. Sure we can shave off some margins and very good businesses can be built on those models, but it’s hardly disruptive. I believe strongly that REAL innovation will come from big data, or rather the transparency of BIG data.
Payments cost a bomb - but not for long - The Irish Times - Mon, Apr 09 INNOVATION TALK: IMAGINE THE future.
New Payment APIs: a Survey of Innovation, Pride, and Suspicion Exchanging currency for items or services is such an old time tradition and yet there are so many ways it can be done. I’ve just taken a stroll through the payment systems neighborhood and I’ve felt inspiration from the innovators FaceCash & Dwolla , pride in my home state operator PowerPay , and murky suspicion toward JunglePay . The innovators in payment systems are web savvy, nimble operations that are pushing the envelope in today’s payment system culture. FaceCash’s core function is the ability to instantly and easily transfer money person to person.
API Directory - ProgrammableWeb
Google/TXVIA « FinVentures 3 April 2012 http://googlecommerce.blogspot.com/2012/04/google-acquires-txvia.html Congrats to Google and the TXVIA team. Given that Google is a client of mine I’m not going to comment on anything specific here.. but clearly this deal significantly expands the reach of Google at the POS. No longer will Google Wallet be dependent on a few thousand NFC phones in market.
The Five Faceless Companies That Control Your Money - Business Insider In late March, a payments processor called Global Payments experienced an enormous security breach, and 1.5 million credit and debit cards from Visa and MasterCard were compromised in the process. As a consumer, this must be at least a little bewildering.
YESpay API Profile YESpay is a payments services company that provides secure EMV Chip and PIN credit and debit cards, and e-commerce card payment processing services. YESpay provides APIs to enable integrations with all of its EasyV-Suite products. With the API users can add a card payment flow directly into their system. Additionally the API allows for transactions reporting, automating the capture process, viewing delivery addresses products that have been ordered by customers and more.
LAST_UPDATED2 Sunday, 24 February 2013 00:43 Grocery POS Systems: What to Look For | Getting started with business automation
Engage your Customers with the Mobile Cash Register Get your merchant account, credit card processing, and point of sale in one simple solution. Learn more Empower your Sales Team with Mobile Payments Get paid faster and increase your profits by processing payments on your phone See How It Works Simplest Web Terminal Ever This is the fast, simple, and efficient way to take credit card payments from any web browser Learn more Built to Simplify eCommerce Everything you need to accept online payments, including our payment gateway and a merchant account. We make integration and PCI compliance simple. Continue Reading Simple and Efficient Credit and Debit Card Payments Power your store, office and restaurant with the latest in point of sale technology Learn More Payments Ecosystem: Online, In-Store, and Mobile Payments Market
Powering products for the underserved | PayPerks
Where Security Fits In The Payments Processing Chain With over 20 billion credit card purchase transactions in the US in 2009 and a highly complex system for processing those transactions, it’s not surprising that credit card information is a key target for thieves. Thieves have become adept at exploiting numerous vulnerabilities in the consumer-merchant-acquirer payment processing chain to gain access to this information. Fortunately, there are cost-effective solutions that are available to help secure sensitive data and reduce compliance costs. Learn more about protecting you and your clients’ data by reading our whitepaper titled Where It Fits in the Payments Processing Chain. You can also listen to a playback of our Security and the Payments Environment webinar and review our presentation slides from the webinar.
Alternative Payments and Airlines: ATPS2009 Day 1 — Payments Vie Alternative payments were the first topic of the day at ATPS 2009 . Here’s a round up of my impressions after a full day of panel discussion and presentations. Once the presentations are up on the ATPS site I will provide links to each speaker’s deck.
I’ve been spending a bunch of time recently thinking about last cash markets – markets that are still dominated by cash payment – and how electronic payment can penetrate these markets. Some of these markets (vending, taxis, paid parking) are huge (measured in billions). The lack of connectivity with the point of acceptance is a huge issue for some of these verticals; low cost “back-channel” the point of acceptance is an absolute requirement for electronic payment to crack some of these markets. Why cash is such a tough competitor; last cash markets « Non-Lin
Small businesses use Square for credit deals SAN FRANCISCO – Cabbie David Mendoza reaches for his iPhone and plugs in a spiffy Square Reader to process a ride's fare. "When customers see it, they either say 'What is that cool device?' or 'Hey, that's Square,' " says Mendoza, 32, who used to struggle with a bulky payment device that was slow to pay him and hard to store records on.
Increase your sales - payment solutions for e-commerce | Klarna
Payment Wars - Corduro Takes on Square, PayPal The company has built a sophisticated cloud platform that allows it to offer a host of features, including a digital mobile wallet service for consumers as well as a payment service and back-end CRM system for merchants. By wearing a bunch of hats as a payment processor, gateway and technology integrator, and putting it all together into an intelligent vertical system, Corduro is able to provide a broader set of services and process core payments at a lower price. The savings will be one of the first things to catch the attention of merchants. According to Corduro, which came out of stealth mode Wednesday, merchants and people who accept payments through Corduro pay up to 30 percent less in fees.
The year of APIs and the reshaping of the payment ecosystem: Part 1 | eCommerce Tactics Rating: 0.0/ 10 (0 votes cast) Hi all – Patrick Gauthier, head of market intelligence here. I recently joined the PayPal team, and am responsible for identifying industry trends and providing insight into clients’ needs. It has been over a year since PayPal shook the payment industry with the introduction of Adaptive Payments and the PayPal X platform, making it an opportune time to evaluate how open payment platforms may help further weave payments in the fabric of commerce.
Google goes for loyalty, not payments at the check-out
FederalCARDActAppliestoLoyaltyandPromotionalOffersWhatYouNeedtoKnow.pdf (Objet application/pdf)
Paypal X aka Paypal As A Platform, Objectives for 2011: Mobile, Offline and B2B
IP Commerce Whitepapers
Banks and Credit Card Issuers beware – Apple just stole your business
MasterCard Announces Open Application Programming Interfaces (AP