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Microlending website Kiva’s original proposition was simple: Make an interest-free loan to someone who no bank will touch.
Kiva’s Secret Project To Let You Give Peer-To-Peer Loans | Co.Exist: World changing ideas and innovation
P2P a force to be reckoned with « BANK 2.0 – Author's Blog
No one could doubt that peer-to-peer lending (or P2P Lending) has landed big time in 2010, but it looks as if the best is just about to come. The US leader Lending Club will issue more than $250 million in loans this year – greater than the last four years combined – for a total of nearly $450 million since inception. Their last $100 million increment in their total loan portfolio growth came in just 4 months from the period July through November 2011.As Banks Start Nosing Around Facebook and Twitter, the Wrong Friends Might Just Sink Your Credit | Betabeat — News, gossip and intel from Silicon Alley 2.0.
A new wave of startups is working on algorithms gathering data for banks from the web of associations on the internet known as “the social graph,” in which people are “nodes” connected to each other by “edges.”
The P2P Lending Landscape P2P Lending has captured imaginations and is rapidly gaining market share. The UK initiated the innovation wave with Zopa which started in March, 2005.
The P2P Lending Landscape - GLG News
RateSetter sécurise les prêts en P2P
RateSetter a récemment annoncé son arrivée sur la scène britannique du prêt-emprunt entre particuliers ( P2P Lending ), avec quelques nouvelles idées qui distingue son offre de celle des acteurs établis (notamment Zopa et Funding Circle, au Royaume-Uni).P2P Lending
Players
The development of electronic trading and discount electronic brokers such as E*Trade, have granted a better access to the stock markets. People are now able to trade most products and markets, without having to use a broker, financial advisor, or other intermediary.
Is P2P Lending the next frontier for covesting platforms? | Tekf
Interesting. However, I'm not really sure it will happen or more precisely I'm not sure there is a lot of value-add in this. As an investor the value-add of P2P is access to a new asset class and cutting intermediairies. The platform itself should be able to give you the main information you need to invest: credit rating of the borrower. From that you can allocate your investment to the various credit rating categories depending on the risk profile you want. Hence, there is little value-add in a "re-intermediation" in my sense. What's your view? by May 11
Year-End Review of Peer to Peer Lending in 2009 « P2P-Banking.co
As the end of 2009 approaches here is a selection of main news and developments covered by P2P-Banking.com:Paolo blog: Ramblings on Web2.0, Trust, Reputation, Recommender
Today I presented to the other SoNetters a wonderful paper titled “Feedback Effects between Similarity and Social Influence in Online Communities” by David Crandall, Dan Cosley, Daniel Huttenlocher, Jon Kleinberg, Siddharth Suri of Cornell University, presented at the 2008 KDD conference on Knowledge discovery and data mining. My review just under the slides I used for the presentation.
Quand on évoque le Prêt entre Particulier en France, une question émerge rapidement "Est-ce légal ?".
Nicolas Guillaume: Contexte rglementaire du Prt entre Particulie
Ce billet fait suite au précédent sur les différents modèles du Prêt entre Particuliers .
Nicolas Guillaume: Contexte reglementaire du Pret entre Particul
How it works? - Prosper case study
Kristin R. Moyer Kristin Moyer is a research director in Industry Advisory Services/Banking and Investment Services.
Outsourcing Loan Origination to P2P Lending Retailers
Stan Stalnaker is the Founder and Creative Director of Hub Culture Ltd, a social network that merges online and physical world environments.
Here Comes the P2P Economy - The Conversation - Harvard Business
Peer-to-peer lending market Prosper is in the midst of raising a $13.3 – $15.8 million fourth round of funding, the company announced today. The company’s lending market currently has nearly a million members, and so far, those members have funded 32,000 loans totaling more than $193 million. The company said it has signed a letter of intent with new and existing investors to raise the round, which is expected to close by April 15.