P2P lending

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Microlending website Kiva’s original proposition was simple: Make an interest-free loan to someone who no bank will touch. http://www.fastcoexist.com/1679137/kiva-s-secret-project-to-let-you-give-peer-to-peer-loans

Kiva’s Secret Project To Let You Give Peer-To-Peer Loans

http://cestpasmonidee.blogspot.com/2010/11/ratesetter-securise-les-prets-en-p2p.html

RateSetter sécurise les prêts en P2P

RateSetter a récemment annoncé son arrivée sur la scène britannique du prêt-emprunt entre particuliers ( P2P Lending ), avec quelques nouvelles idées qui distingue son offre de celle des acteurs établis (notamment Zopa et Funding Circle, au Royaume-Uni).
P2P Lending

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http://tekfin.com/2010/05/07/is-p2p-the-next-frontier-for-covesting-platforms/ Posted by Yann on May 7th, 2010 in Investment , Lending | 16 comments An interesting tweet from @giyom is at the origin of this post:

Is P2P Lending the next frontier for covesting platforms? | Tekf

Interesting. However, I'm not really sure it will happen or more precisely I'm not sure there is a lot of value-add in this. As an investor the value-add of P2P is access to a new asset class and cutting intermediairies. The platform itself should be able to give you the main information you need to invest: credit rating of the borrower. From that you can allocate your investment to the various credit rating categories depending on the risk profile you want. Hence, there is little value-add in a "re-intermediation" in my sense. What's your view? by wallen May 11

Paolo blog: Ramblings on Web2.0, Trust, Reputation, Recommender

http://www.gnuband.org/2010/04/09/review_of_feedback_effects_between_similarity_and_social_influence_in_online_communities/ Today I presented to the other SoNetters a wonderful paper titled “Feedback Effects between Similarity and Social Influence in Online Communities” by David Crandall, Dan Cosley, Daniel Huttenlocher, Jon Kleinberg, Siddharth Suri of Cornell University, presented at the 2008 KDD conference on Knowledge discovery and data mining. My review just under the slides I used for the presentation.
Quand on évoque le Prêt entre Particulier en France, une question émerge rapidement "Est-ce légal ?".

Contexte rglementaire du Prt entre Particulie

http://nicolasguillaume.typepad.fr/nicolas_guillaume/2010/01/contexte-rglementaire-du-prt-entre-particuliers-en-france-1ere-partie-les-diffrents-modles.html
http://nicolasguillaume.typepad.fr/nicolas_guillaume/2010/02/contexte-reglementaire-du-pret-entre-particuliers-en-france-2eme-partie-les-operations.html Ce billet fait suite au précédent sur les différents modèles du Prêt entre Particuliers .

Contexte reglementaire du Pret entre Particul

How it works? - Prosper case study

http://blogs.gartner.com/kristin_moyer/2009/12/17/outsourcing-loan-origination-to-p2p-lending-retailers/ Kristin R. Moyer Research Director 11 years at Gartner 18 years IT industry Kristin Moyer is a research director in Industry Advisory Services/Banking and Investment Services.

Outsourcing Loan Origination to P2P Lending Retailers

by Stan Stalnaker | 9:24 AM February 26, 2008 http://blogs.hbr.org/cs/2008/02/here_comes_the_p2p_economy.html

Here Comes the P2P Economy - The Conversation - Harvard Business

Peer-to-peer lending market Prosper is in the midst of raising a $13.3 – $15.8 million fourth round of funding, the company announced today. The company’s lending market currently has nearly a million members, and so far, those members have funded 32,000 loans totaling more than $193 million. The company said it has signed a letter of intent with new and existing investors to raise the round, which is expected to close by April 15.

Prosper raising $13.3 – $15.8M round for peer-to-peer lending ma

FriendsClear.com - Interview with Jean-Christop

I invite you to watch the video I shot last week in Paris with Jean-Christophe Capelli . I met JC for the first time in NYC, the day before the very first Finovate event back in 2007.

The Bank of Mom and Dad - Personal Finance - Debt - SmartMoney.c

N ot that long ago, a middle-school band teacher like Mark Witt would have been able to finance a mortgage in Phoenix, no problem.