L'un des nombreux événements du BarcampBank .
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SAN FRANCISCO (KGO) -- Web users are becoming increasinly aware that companies are secretly gathering and selling the information they post on social sites like Facebook and Twitter. But now, banks may also be judging them based on their social network profile. For the first time, banks can look pretty deeply into your private life by looking at your Facebook or other social media page and they may even consider your network of friends. The question is, "Will banks use your online persona to decide whether to give you credit?" Personal finance expert Erica Sandberg is all over the Internet.
Australian financial institutions are considering a radical initiative that could see BPAY codes trump bank account numbers. Codenamed MAMBO (Me and My Bank Online), the top-secret BPAY proposal could deliver the bank account portability that Treasurer Wayne Swan so desperately wants Australian consumers to enjoy. Instead of a bank account number and BSB, individuals would register for their own BPAY code which could be used to facilitate payments. Consumers could then port their number from bank to bank without the need to re-establish direct debits or credits, and use it to enable online payments. has confirmed with BPAY general manager Andrew Arnott that the MAMBO project exists.