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Fast and free to check your rate. LATEST STATS: Lending Club has issued $583,509,925 in loans since inception. Lending Club investors have earned $50,338,638 in interest since inception. | see more »
Personal Loans & Investing with Peer Lending - Lending Club
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We've rebuilt our service from scratch, and are in the process of migrating all accounts to our new services.
Banks mining social media sites for personal information | abc7n
SAN FRANCISCO (KGO) -- Web users are becoming increasinly aware that companies are secretly gathering and selling the information they post on social sites like Facebook and Twitter. But now, banks may also be judging them based on their social network profile. For the first time, banks can look pretty deeply into your private life by looking at your Facebook or other social media page and they may even consider your network of friends. The question is, "Will banks use your online persona to decide whether to give you credit?" Personal finance expert Erica Sandberg is all over the Internet.
OpenTransact
Payments and finance are today governed by lots of different incompatible complex legacy standards developed over the last 40 years. These standards make it hard to interoperate and innovate in the financial space. Join the mailing list OpenTransact aims to create the equivalent of the HTTP standard for financial transactions. It is based on established well known HTTP, REST and OAUTH standards. You can use the same standard and implementation code to handle everything from currency payments to loan issuance and stock trades.
Money as we know it is made from promises , specifically bank promises, in the form of bank account balances. Ripple's goal is to make your promises as useful for paying people as bank promises are. To start with, let's look at what happens if you tried to use your own promise as money. Suppose you went to the store and tried to pay with an IOU. This might work, except for two things: Ripple solves the first problem by finding one or more people who can exchange your IOU for one issued by someone the store owner trusts.
Ripple Project Homepage
Australian financial institutions are considering a radical initiative that could see BPAY codes trump bank account numbers. Codenamed MAMBO (Me and My Bank Online), the top-secret BPAY proposal could deliver the bank account portability that Treasurer Wayne Swan so desperately wants Australian consumers to enjoy. Instead of a bank account number and BSB, individuals would register for their own BPAY code which could be used to facilitate payments. Consumers could then port their number from bank to bank without the need to re-establish direct debits or credits, and use it to enable online payments. The Reserve Bank has been pushing the banking industry to provide more payments alternatives for consumers shopping online.
BPAY’s top-secret MAMBO project | Banking Review
Guaranteed Lowest Mortgage Rates
Take a Tour We provide total transparency by calculating the True Cost™ for every loan. True Cost™ is not just about rate it includes all fees, rates, and points over the expected life of the loan. We provide total transparency by calculating the TrueCost™ for every loan.Support great web content There’s a brave new world filled with entertainment, news and tools made by everyone, and not just the big guys. This new world deserves your support. Simply click on Flattr buttons on blogs and websites.
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Welcome to the Virtual Currency economy PicoMoney is a platform for creating tradable, transparent, and vibrant virtual currencies for your business, open source project, association, or even yourself. We are not just talking games, but everything from web hosting, dating sites, small business sites to personal sites can take advantage of the virtual currency economy.
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