bank as a utility
Get flash to fully experience Pearltrees
Procrastinnovation works: banks starting to rollout their API sandboxes - Procrastinnovate
And what was discussed heavily last year at innovation geeks meetups (and early this year at BarcampBank London, that was documented in good fashion by my friend Aden Davies), slowly rises on the rollout plans of banks: to offer API sandboxes for external developers , so that they could create banks all sorts of applications - so that the IT guys would be able to spend more time on themselves on tweaking efficiency ratios and make the back-end more effective. I can perfectly understand IT guys pain: in the cross-fire from executives who demand more transparency over IT budget and clear KPIs for outsourcing partners - and business lieutenants , who invent new products that putting the budgets under strain. Having an open API sets a new bar for bank's efficiency in terms of IT costs, and development scheduling:
Banking Strategies | Marketing & Sales | Marketing and Promotion | Digital Banking Gets Personal
A bank is a digital business and, as a digital business, can be broken down into pure bits and bytes.
With Google Wallet, Square, PayPal and other initiatives emerging in the mobile payments space, it was only a matter of time before a dedicated mobile, cardless bank emerged.
Movenbank: The world's first cardless bank launches in Alpha
People Switching Banks More Often, Study Reveals Surprise Reasons
Consumers shop and switch more as the retail banking war heats up J.D. Power & Associates 2011 US Retail Bank New Account Study reveals that retail banking consumers are shopping for- and switching banks at an increasing rate.BankSimple Aims to Declutter Mobile, Online Banking
A young and hip Brooklyn-based company called BankSimple has been developing a simple, clean, and easy-to-use interface to basic banking products such as checking accounts and prepaid cards.
Checking Saving, CDs & money markets Online banking & billpay Mobile banking Debit card Overdraft protection Umpqua Investments Umpqua Private Bank Umpqua Financial Advisors Mortgage Loans & lines GreenStreet Lending Credit cards
Umpqua Bank - Personal Online Banking
BankSimple May be First Invite-Only Retail Bank Launch
BankSimmple est plus qu'une banque virtuel. C'est une bank As a Platform! plus d'infos bientôt dans cette perle et sur mon blog (je me mets la pression là...) by Sep 15
Je me réjouis vraiment de voir ce que sera exactement BankSimple. Surtout qu'il y a déjà des banques purement "virtuelles": monabanq en France ou Egg en UK by Sep 15
Retail banks largely missed out on opportunities to develop online financial services during the e-commerce revolution of the ‘90s.
Banks should Capitalize on Growing Number of Financial Transactions over Social Media Platforms
Humm. Pas sûr. Le point 1 et 3 j'y crois pas trop du point de vue d'une banque traditionnelle. Le point 2, c'est trop tard et elles n'ont pas d'avantages de coût. Le point 4, pourquoi pas même si je pense qu'il serait plus intéressant pour une banque retail de rentrer directement dans le p2p lending au lieu d'offrir des services autour du p2p lending. by Sep 15
I found a whole range of technology predictions for 2009. One of the best general forecasts comes from Gartner , who say that the top ten technology areas to focus upon during an economic crisis are: 1.
Technology is a key for banking in 2009
How Banks Prey On Their Customers
( SliceOfNYC ) The banking industry, long accused of consumer abuse, now finds itself in the cross-hairs of the Dodd-Frank Wall Street Reform and Consumer Protection Act.
Pump Your Own Bank « Marketing Tea Party
Did I mention that my summer job in 1979 was pumping gas in a gas station?The Park Paradigm - Platforms, Markets and Bytes (video)
A couple of months ago, I had the privilege to have been invited to speak at eComm 09 in Amsterdam . I have posted on this previously but recently the video of my talk was posted and perhaps will make it easier to understand my accompanying presentation. If you can spare 20 minutes (there is an additional 10 minutes of q&a at the end) and are interested in understanding how Nauiokas Park defines our opportunity space, please have a look as it is probably the most succinct expression of the worldview we bring to investing and analyzing potential investment opportunities.Posted by nichebanking in Commodity banking , Niche banking . trackback
The Attractiveness of Being an “Ultra-Commodity” « The Long Tail
Inspired by three events this week, I focused on apps for my panel discussion today ... and got shot down in flames for talking bollards.
Let the iWars begin
I've just uploaded my latest presentation on Banking as a Service, which was presented for the first time in Bahrain this week.
BaaS: Banking as a Service (
The Banking 2.0 panel was so good, I thought I’d pull all the thoughts together into a post. This is more a list of trends and themes, but it’s well worth a read. Banking, gambling and porn are going to be the dominant industries on the internet (you laugh — but it’s true).