bank as a utility
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Procrastinnovation works: banks starting to rollout their API sandboxes - Procrastinnovate
And what was discussed heavily last year at innovation geeks meetups (and early this year at BarcampBank London, that was documented in good fashion by my friend Aden Davies), slowly rises on the rollout plans of banks: to offer API sandboxes for external developers , so that they could create banks all sorts of applications - so that the IT guys would be able to spend more time on themselves on tweaking efficiency ratios and make the back-end more effective. I can perfectly understand IT guys pain: in the cross-fire from executives who demand more transparency over IT budget and clear KPIs for outsourcing partners - and business lieutenants , who invent new products that putting the budgets under strain. Having an open API sets a new bar for bank's efficiency in terms of IT costs, and development scheduling:
Banking Strategies | Marketing & Sales | Marketing and Promotion | Digital Banking Gets Personal
A bank is a digital business and, as a digital business, can be broken down into pure bits and bytes.
With Google Wallet, Square, PayPal and other initiatives emerging in the mobile payments space, it was only a matter of time before a dedicated mobile, cardless bank emerged.
Movenbank: The world's first cardless bank launches in Alpha - The Next Web
The Internet Bank of the Future Is Stupid and Useless
Most banks are pretty awful, right? So how about switching to Movenbank , an online, third generation banking experience?
People Switching Banks More Often, Study Reveals Surprise Reasons | The Financial Brand: Marketing Insights for Banks & Credit Unions
Consumers shop and switch more as the retail banking war heats up J.D. Power & Associates 2011 US Retail Bank New Account Study reveals that retail banking consumers are shopping for- and switching banks at an increasing rate.BankSimple Aims to Declutter Mobile, Online Banking - Bank Systems & Technology
A young and hip Brooklyn-based company called BankSimple has been developing a simple, clean, and easy-to-use interface to basic banking products such as checking accounts and prepaid cards.
Questions? Our support hours are 8:00 am to 6:00 pm, Monday through Friday and 9:00 am to 3:00 pm on Saturdays. Call us at 1-866-486-7782 and we’re ready to help.
Umpqua Bank - Personal Online Banking
Sean Park on the new financial stack / Sean Park, Sibos Oct 2010, Amsterdam / how does technology enable a new optimal industrial organisation in the financial services ...
Finance in the Information Era by Sean Park on Prezi
BankSimple May be First Invite-Only Retail Bank Launch (NetBanker)
BankSimmple est plus qu'une banque virtuel. C'est une bank As a Platform! plus d'infos bientôt dans cette perle et sur mon blog (je me mets la pression là...) by Sep 15
Je me réjouis vraiment de voir ce que sera exactement BankSimple. Surtout qu'il y a déjà des banques purement "virtuelles": monabanq en France ou Egg en UK by Sep 15
Retail banks largely missed out on opportunities to develop online financial services during the e-commerce revolution of the ‘90s.
Banks should Capitalize on Growing Number of Financial Transactions over Social Media Platforms - Global Intelligence Alliance
Humm. Pas sûr. Le point 1 et 3 j'y crois pas trop du point de vue d'une banque traditionnelle. Le point 2, c'est trop tard et elles n'ont pas d'avantages de coût. Le point 4, pourquoi pas même si je pense qu'il serait plus intéressant pour une banque retail de rentrer directement dans le p2p lending au lieu d'offrir des services autour du p2p lending. by Sep 15
I found a whole range of technology predictions for 2009. One of the best general forecasts comes from Gartner , who say that the top ten technology areas to focus upon during an economic crisis are: In banking, technology is a critical part of the solution for the crisis, and technology also provides a way to avoid the crisis occurring again.