Understanding Installment Payment Plan for MySolitaireConcepts.com MySolitaireConcepts.com’s three-step payment plan is designed to help the customer with easy interest free installments. Please take few minutes in understanding our payment schedule. The 3-step installment plan divides the total payable amount in easy fractions of 1/2, 1/4th and 1/4th. For example if a customer purchases an item worth $350 (free shipping), he will to pay the first 50% of $ 350 i.e. $ 175 (+ taxes & shipping) during the time of placing an order.