background preloader

Swabhimaanya

Facebook Twitter

Bop Lending Services in gurgaon | Swabhimaanya. Top Non Banking microfinance companies in india | Swabhimaanya. BOP in India essentially contains two segments - Rural BOP and Urban BOP. While Rural BOP comprises households that are living in abject poverty, the Urban BOP include families that have the potential to lift themselves in to middle class.The latter, also referred to as "Aspiring Poor" has higher disposable income and twice the aggregate consumption of the deprived poor.

While the aspiring poor households lack access to many basic necessities such as healthcare, education and quality sanitation, they are well above the poverty line earning Rs. 15000 per month or less on an average. The Urban poor segment typically include sections such as Rickshaw pullers, auto and taxi drivers, domestic helps and a host of daily wage earners. It is often found that these families have a single earning member followed by multiple dependent members. Swabhimaanya works with a host of organizations, employee unions, foundations and NGOs who employ large numbers of such population.

Aadhar Based identity checks for Micro Lending services in india. TrustID Verification Services Swabhimaanya is one of the first organizations to raise awareness around financial inclusion of the urban BOP segment such as household helps, gardeners, drivers, electricians etc. in urban and semi urban locations. While Swabhimaanya has created structured and tailor-made products to address their insurance requirements at large, it has also realized during the process that there is lack of structured background verification mechanism that often hinders a complete service transaction.

There is no denying the fact that there are serious risks involved in hiring these service providers without a thorough background check. In order to address this challenge, Swabhimaanya - an Authentication User Agency (AUA) introduces their next product - TrustID, a unique service proposition in association with UIDAI. TrustID aims at bringing transparency into service oriented transactions that is encircled around our everyday lives. Bop Lending Services in gurgaon | Swabhimaanya. Contact Details of Rural and Urban BOP providers | Swabhimaanya.

Upi in financial inclusion, indian rural urban migration | Swabhimaanya. Media and newspaper coverage of most affordable micro,rural and urban loan provider | Swabhimaanya. Swabhimaanya. Micro financing institutions in india | Swabhimaanya. Alternative Assets Marketplace, ALTX.in is an online P2P (person to person) lending and borrowing marketplace. This online platform allows individuals and institutions to sponsor micro-credit requirements of marginalized yet economically active borrowers from across the country. All of our borrowers are verified before getting listed on ALTX.in through a highly secure TrustID verification process. ALTX.in aims at empowering the rural women entrepreneurs by getting them closer to a significantly large pool of prospective lenders while safeguarding the interests of investors. Lenders can invest in micro loans by lending to verified woman entrepreneurs for up to 12 months and earn 17-20% interest per annum. Through ALTX.in, lenders can thoroughly verify the borrowers ‘history and select them.

The verification structure creates the borrower profile further available for lenders to select and lend money. P2P Rural business lending services in gurgaon, India | Swabhimaanya. The masses in India, alternatively called the "Base of the economic pyramid" (BOP) comprise nearly 1.05 billion people in India (5 out of 6 Indians). It includes households that are unquestionably living in poverty in addition to families that have the potential to lift themselves into middle class. The lowest level of the BOP in India embraces those living in abject poverty. Commonly referred as "Deprived Poor", these households lack access to the basic amenities, govt. welfare intervention benefits and little or no disposable income.

Swabhimaanya aims to impact these BOP segments by providing financial protection services. Swabhimaanya works in close partnership with several Micro-finance institutions (MFIs), Credit Cooperatives, Self-Help groups (SHGs), NGOs and foundations to insure the under-served segment, also known as the BOP segment. Top Non Banking microfinance companies in india | Swabhimaanya. BOP in India essentially contains two segments - Rural BOP and Urban BOP. While Rural BOP comprises households that are living in abject poverty, the Urban BOP include families that have the potential to lift themselves in to middle class.The latter, also referred to as "Aspiring Poor" has higher disposable income and twice the aggregate consumption of the deprived poor. While the aspiring poor households lack access to many basic necessities such as healthcare, education and quality sanitation, they are well above the poverty line earning Rs. 15000 per month or less on an average.

The Urban poor segment typically include sections such as Rickshaw pullers, auto and taxi drivers, domestic helps and a host of daily wage earners. It is often found that these families have a single earning member followed by multiple dependent members. They are not covered under the traditional social security schemes. Aadhar Based identity checks for Micro Lending services in india. Bop Lending Services in gurgaon | Swabhimaanya. Providing banking services to villages | Swabhimaanya. Swabhimaanya, a synonym for self respect and empowerment, is a birthright of every individual. Yet, there are millions who strive hard just to survive each day. For them, Swabhimaanya is a guiding light to claim their 'abhimaan' – self respect. Swabhimaanya is founded by financial services professionals of global repute as a distribution platform to ensure a greater reach of essential solutions to people at the base of the Economic pyramid ('BOP'), in a sustainable and affordable manner.

As an organization our focus is on credit and insurance services for this segment. Swabhimaanya is a 4 years old, BOP (Bottom of the Pyramid) focused distribution platform with over a million customers. Swabhimaanya pioneers in customized structuring of financial and insurance products to suit demands of investors and customers. Trusted Microlending Marketplace, micro finance institutions in india | Swabhimaanya. TrustID Verification Services Swabhimaanya is one of the first organizations to raise awareness around financial inclusion of the urban BOP segment such as household helps, gardeners, drivers, electricians etc. in urban and semi urban locations. While Swabhimaanya has created structured and tailor-made products to address their insurance requirements at large, it has also realized during the process that there is lack of structured background verification mechanism that often hinders a complete service transaction.

There is no denying the fact that there are serious risks involved in hiring these service providers without a thorough background check. In order to address this challenge, Swabhimaanya - an Authentication User Agency (AUA) introduces their next product - TrustID, a unique service proposition in association with UIDAI. TrustID is a mobile application that enables instant ID based background checks of individuals. Best assurance in rural bop, Rural lending service | Swabhimaanya. The masses in India, alternatively called the "Base of the economic pyramid" (BOP) comprise nearly 1.05 billion people in India (5 out of 6 Indians).

It includes households that are unquestionably living in poverty in addition to families that have the potential to lift themselves into middle class. The lowest level of the BOP in India embraces those living in abject poverty. Commonly referred as "Deprived Poor", these households lack access to the basic amenities, govt. welfare intervention benefits and little or no disposable income. Swabhimaanya aims to impact these BOP segments by providing financial protection services. Rural BOP insurance is such an initiative from the Swabhimaanya group that represents self-respect, pride and empowerment for people closest to the base of the pyramid. It is an initiative that ensures greater reach of essential products and services to the under-served section of the society. Swabhimaanya - Microlending Marketplace. Secured low income, rural personal lending credit service in Gurgaon. Let’s learn about Financial Inclusion in India Madhurima Das 31-May-2016 When financial providers focus on a customer segment that forms base of the social and economic pyramid (BOP), it needs to invest in understanding the needs of this segment and develop products that meet those demands.

Customer centricity is a widely accepted concept that primarily focuses on providing solutions based on a deep understanding of the customer preferences, needs and behaviour. It has been traditionally understood that financial inclusion mean opening new bank branches in the rural and unbanked areas. It has to essentially do with empowering the weaker segments and liberating them from the clutches of the money lender and create avenues for them to engage their savings for medical emergencies and old age. This journey of customer centricity for financial providers in the BOP segment begins with understanding how access to financial services may add value to the customers in the lower income groups. 1. Best Non-Banking financial company for entrepreneur’s small business lending and assurance services. Top Microlending Marketplace, verification and self-help group Microlending services Company in India.

Media reports of govt finance scheme for BOP - Swabhimaanya. Meet the versatile team of Swabhimaan-A govt. organisation. Media reports of govt finance scheme for BOP - Swabhimaanya. Peer to Peer, Rural and Micro Lending & Assured companies in Gurgaon, India. Know more about Customized BOP Indemnity Plans | Swabhimaanya. Aadhar Based identity check Services in Gurgaon, India | Swabhimaanya.

Top bop service in gurgaon | Swabhimaanya. Micro financing institutions in india | Swabhimaanya. Aadhar Based identity check Services in Gurgaon, India | Swabhimaanya. Top Domestic help assurance, verification and self-help group Micro lending services Company in India. Top Domestic help assurance, verification and self-help group Micro lending services Company in India. Top Microfinance and lending institutions network in India.

Peer to Peer, Rural and Micro Lending & Assured companies in Gurgaon, India. Know more about Customized BOP Indemnity Plans | Swabhimaanya. Trusted Microlending Marketplace, micro finance institutions in india | Swabhimaanya. Swabhimaanya - Rural BOP Insurance. Swabhimaanya - Microlending Marketplace. Swabhimaanya - Microlending Marketplace. Secured low income, rural personal lending credit service in Gurgaon. Best Non-Banking financial company for entrepreneur’s small business lending and assurance services. Top Microlending Marketplace, verification and self-help group Microlending services Company in India. Enquire about banking services, lends to unbanked villages from swabhimaan.

Meet the versatile team of Swabhimaan-A govt. organisation | Swabhimaanya. Media reports of govt finance scheme for BOP - Swabhimaanya. Peer to Peer, Rural and Micro Lending & Assured companies in Gurgaon, India. Altx | Swabhimaanya. P2P and P2B investment - Rural india Loan. Alternative Assets Marketplace, ALTX, (www.ALTX.in) offers ultra-secure, risk managed, P2P and P2B investment opportunities in the micro lending space. The site allows individuals and institutions to sponsor micro-credit requirements of marginalized yet economically active borrowers from across the country. Through innovative yet robust risk management structures accompanying these investments, ALTX ensures that even its smallest investor enjoys institution-like risk cover (ALTX 10-tier Risk Cover) on his/her investments with absolute transparency.

The beneficiaries of ALTX are unbanked customers who do not enjoy credit from mainline banking institutions, and on-ground institutions that support them financially, and sustainably. Our aim is to enable them to curtail lopsided credit practices and exploitative interest rate regimes by funneling loan capital via RBI regulated ground partners such as microfinance institutions (MFIs) and credit cooperative societies.

Altx | Swabhimaanya. Altx | Swabhimaanya. Rahul Pagare, Founder and CEO, Board of Advisors CA by profession, Rahul has worked extensively with global brands such as Andersen and Goldman Sachs. His experience and networks with various financial services and supply chain experience have been key to launching Swabhimaanya. Shiven Malhotra, Board of Directors Shiven is a graduate from the University of California in Computer Science and Economics. Sarabjeet Singh, Sarabjeet Singh is a Partner in the BMR's Risk & Advisory Practice. Akshat Rathee, Board of Directors, An investment banker and a serial entrepreneur, Akshat has played a key role in incubating this company and this initiative.

SV Krishnamurthy, A well-known Chartered Accountant, SVK has been in data processing and analytics for past two decades. James Abraham, James is currently the CEO of SunBorne and has over 20 years of experience as management leader in technology companies in Americas and South East Asia, including BCG in India. Gaurav Vasudev. Swabhimaanya | Index. Altx | Swabhimaanya. Altx | Swabhimaanya. Altx | Swabhimaanya. Altx | Swabhimaanya. Swabhimaanya | Index. Altx | Swabhimaanya.