Top 10 Health Insurance Companies in India for FY 2016-17. Every year, Insurance Regulatory and Development Authority of India (IRDA) announces a list of the best health insurance companies.
There are few important features that help it to rate the insurance companies, such as their performances, Incurred Claim Ratio, and overall benefits offered to their customers. Driving Any of These Unsafe Cars in India? Get Car Insurance Now!! Knowing about good cars is great.
Knowing risks involved in driving is good, whereas being able to eliminate them is great! But, how you can manage those risks? Here, we explain some ideas that will help you to manage risks related to driving. These ideas will make you feel like you have driving superpowers. The reasons behind accidents in India can be many, but we can’t ignore the major reason that is the condition of roads in India. According to New Car Assessment Programme (NCAP) – (an organization that conduct tests to evaluate cars on the basis of safety) Tata Nano, Alto 800, Maruti Swift, and Hyundai i10, Datsun Go –failed NCAP’s tests and were declared to have high probability of life-threatening injuries and damages, in case they meet with an accident.
They crash the vehicle and rate them on the basis of damage occurred. Deduction Under Section 80C of IT Act, 1961. Under Section 80C of the Income Tax Act of 1961, a taxpayer is allowed certain deductions that allow him to lower his tax liability against his taxable income.
These deductions are as per Budget 2016 and are applicable for AY 2014-15, AY 2015-16, AY 2016-17, and AY 2017-18. Tax deductions are offered for the taxpayer to save tax and to lower the amount of tax he needs to pay. The amount varies with the type of deductions you are claiming. It could be for medical expenses, tuition fees, or donations!
5 Things to Check before buying Two Wheeler Insurance. To Remember: The premium of your Two Wheeler depends on its model, city of registration, engine faculty and Coverage Type.
The cost of premium differs from city to city, while if your Two Wheeler is higher of price, the premium you will pay for it is higher. Similarly for Engine Faculty, the higher it is, the higher the premium. Under any circumstance, do not opt for lower IDV to save on the premium, because it might cause insufficient coverage amount in case of a claim. 2.) Coverage – Its Types and Benefits: Under the Motor Vehicles Act 1988, it is binding by law to hold a Third Party Liability Insurance. 3.) 3 Simple and Easily Followed Rules for Amazing Health – Harcourt Health. It seems quite difficult to stay healthy in today’s age.
What can be the reason behind the fact that we are not healthy at all? Did you see any key points that we’re missing while planning our everyday diet plan? I’m also sure that you do skip exercise, which is a key point to include in your daily routine when you plan it. These days, we see so many advertisements on TV, which target different health tips while some of them recommend special diet plans for individuals from different age groups. Do You Really Need Gap Insurance for Your Two Wheeler? Now-a-days market is flooded with many types of insurance plans.
Among these plans, motor insurance plans are getting popular day by day. All You Need To Know About “No Claim Bonus” on Car Insurance. Car has become a basic need of everyday life.
It is your most reliable mean of travelling to cut off hassle and to save time. Apart from your car, you need to take care some of the points related to thecar insurance. In India, it is mandatory to take insurance for all the cars running on the public roads. This insurance should cover Third Party Liability which means any loss or damage to the third party done by your car will be compensated by the insurer. With the car insurance, comes attractive offers and “No Claim Bonus” (NCB) is something that can really benefit you hugely. The Next Ten Years will be the Age of Insurance Aggregators.
Back in the 90s, insurance was bought mostly through an agent, where the agent would recommend a plan, explain its benefits, help fill in the policy documents and then periodically collect the cheque for the premium payments.
The insurance market has dramatically changed since, with the methods of selling insurance having evolved as a result of the internet boom. You can now buy not only products and foodstuffs online, but insurance products as well. A large number of private players have entered the insurance market over the past few years. They offer a wide array of insurance products, where customers can evaluate the terms and conditions of each insurer, and then pick the plan that is in line with their budget, expectations and individual requirements.
Make Sure You Have Travel Insurance before Visiting These Places. Caution!
Do not read if you are not daring enough or have a weak heart. This blog is for those who are globetrotters and people seeking adventurous places to visit across the globe. Health insurance policies 3 Tax Benefits of Health Cover - ForexFog Blog. The Role of Insurance Aggregators: Awareness and Beyond. In 2014, 10.4% of the US population lacked health insurance cover.
In comparison, only 17% of the Indian population had coverage. Clearly, awareness and access to insurance has still not spread worldwideand the recent boom in insurance aggregators, fueled by technological advancement and cost-effective devices,is trying to bridge this gap. But how far are they succeeding? Top 5 Ways to Save Money on Health Insurance Right Now. What do you think is the best and most industrious way to ensure the protection of your health? I bet a health insurance policy because of the unprecedented benefits. If you have health insurance, then you do not necessarily need to worry about your medical expenses and hospital bills.
However, things are not ideal every time and you cannot escape extreme atmospheric conditions and so do health issues. Before we proceed further, let me ask you, do you have a health insurance policy? I suppose not. What could be the reason you never experienced the need of health insurance? Don't Miss a Single Blog Post. Stay Healthy with an Adequate Health Insurance Investment - Everybody Loves Your Money. Life is full of unexpected twists and turns. Though all of us try hard to plan for the road ahead, it is difficult to know what is round the corner. Have you ever thought what you would do if your child fell ill or your father developed diabetes? According to a recent report, one in four households take resort to either borrowing money or selling valuable assets to finance healthcare costs. Why Innovation in the Health Care Industry Is Difficult. Saturday, August 27, 2016, AM | Across the world, healthcare and its related industries are emerging as the new frontiers of innovation.
Traditional models of healthcare delivery have been upended with the emergence of cutting-edge technologies that range from IoT-driven patient care to medical applications for 3D printing. According to data released by the World Bank, healthcare expenditure accounted for up to10 percent of the world’s Gross Domestic Product (GDP) in 2014. And this does not just include the usual roll call of candidates from developed economies.
Economies from OECD countries have averaged a growing healthcare expenditure rate of 12.4 percent from 1995 to 2014. In the US, healthcare is a thriving industry with an annual spending of $3 trillion every year. However, emerging economies of Sub-Saharan Africa, Asia and Latin America have actively absorbednew medical innovationsand are in the process of expanding their healthcare sector. Healthcare is not a monolithic space. Valuable Tips to Make High Deductible Health Plans Affordable – Finance & Insurance. If you have been wanting to reduce your health insurance premium, one route is high deductible health plans (HDHP). However, the downside is that these plans come with a much higher deductible and a higher out-of-pocket cap on your healthcare spending.
Unlike conventional plans where out-of-pocket expenses can be flexible, most of HDHP put strict caps on healthcare spending for prescription drugs and in-network care. For a relatively low premium, the insurance will not kick in till you have met your deductible. Employer Based Health Insurance vs. Individual Health Plans. Top 5 Eye-opening Tips on Health Insurance - GetMoneyRich.com. 3 Most Important Mantras of Life to Stay Healthy. Today, a healthy meal is not just enough to ensure that you will stay healthy going forward.
How Small-Scale Business Owners Can Secure Their Company’s Future. The U.S. Census 2012 states that there are over 28 million small-scale businesses in the country, which employ about 53 million U.S. citizens. Just like every other business firm in the country, these small firms also need health insurance for their employees – typically, those with less than 50 onboard employees. Well, experts say it’s a crucial tool not only to recruit people but also to assure them safety being part of the organization’s business. 7 Money Saving Tips for Entrepreneurs. This content is provided by our partners in India. Starting a company is one of the most stressful, yet rewarding periods of an individual’s life. You have to worry about payroll, group health insurance, marketing your business, and even employees leaving during crucial periods.
All of this can be extremely devastating but it is important to have a solid foundation and understanding of the areas that you have control over as an entrepreneur.Money is one among the keys to establishing a business that has a strong foundation and a wise investment can be vastly productive. Government Health Insurance Entities Need Renovation to Counter Private Players. What You Need To Know About High Deductible Health Plans. The Necessity of Consulting a Financial Advisor for Health Insurance Needs.
Putting aside adequate resources for healthcare needs has become a major concern for Indian citizens. While innovations in healthcare are constant, people are also living longer and consequently facing newer and pervasive healthcare challenges. These circumstances have necessitated a greater focus on healthcare expenditures and are compelling people to think about overwhelming medical expenditures over the long term. Even routine medical expenses can add up and create a significant dent in the financial savings of younger families as well. It is no surprise therefore that health insurance is a growing domain in the insurance sector.
Top12 Schemes Initiated and Revived by Modi Government. After the Prime Minister of India, Mr. Narendra Modi, successfully completed his one year of governance, media did create the review report of the government, thereby listing both the successes and failures after thoroughly analyzing what has been in the center from day one. Needless to say, the first year of the Modi Government has been good for both the government and the party, i.e. Bhartiya Janata Party (BJP). Meanwhile, the government had launched and revived multiple schemes that assured social security to the countrymen, having mammoth significance. Once taken, these schemes ensure secure and comfy future to people. A government-backed pension scheme aimed at the unorganized sector in India. What’s the eligibility? 15 Quick Ways to Save Money on Healthcare - GroundReport. Comparing Top 10 Senior Citizen Health Insurance Plans in India - Zephirmail. How ObamaCare Supports a Smoke-free Healthy Lifestyle - GroundReport.
How the Obama Administration is Limiting Short-term Health Insurance Policies. Business Travel Insurance or a Health Cover? Here's What You Should Buy While Travelling to India. The Next Ten Years will be the Age of Insurance Aggregators. The Cycle of Expenses: Lower Oil Prices vs. Higher Policy Prices. 5 Simple Ways to Save Money on Health Insurance. 5 Tax-saving Tips for Entrepreneurs. Money For Lunch – How to Enhance your Employer’s Health Insurance Coverage? 5 Reasons you Need Health Insurance Before you Turn 30 - Zephirmail. Importance of Financial Compatibility for Newly Weds in India. Understanding Pre Policy Medical Check Ups and its Importance. Why you Should Include Health Insurance in Your Investment. Affordable Care Act Analysis, Insurer Participation and Premium Changes in 2016. Health Insurance Tax Benefits Under Section 80D. How to Claim Insurance After Your Car Is Stolen?