Debit Cards: Know Everything on Types of Debit Cards Offered. Bank of Baroda Debit Card enables you to access Bank of Baroda Interconnected ATMs spread across major centres in the country, ATMs of member banks of National Financial Switch in India and multi million ATMs worldwide.
These cards also provide you convenience of usage at literally all major merchant outlets in India and abroad, make online purchases through internet. Enjoy the convenience of cash-less purchasing power without the fear of overdrawing your account. With ref to RBI guidelines RBI/2019-20/142 DPSS.CO.PD No.1343/02.14.003/2019-20 dated 15th January ,2020 regarding enhanced security of card transactions, all the Debit cards that will be issued / reissued/renewed from 09th Oct,2020 onwards will have the default feature of usage at only ATM and contact POS(Point of Sale) in India .
We offer wide range of debit cards to suit your growing requirements and lifestyle. FASTag: Know What is a FASTag & More. Travel hassle-free on highways Commute on highways without needing to stop, access cash, or collect change as FASTag enables deduction of toll charges directly from the linked account.
Chance to get cashback up to 2.5% Avail a cashback of 2.5% on all National Toll payments using FASTag during FY 2019-20. Know About Truecaller Pay Services to Transfer Funds Securely. Bank of Baroda partnered with Truecaller for UPI Payments Bank of Baroda has become the first public sector bank in India to partner with Truecaller to integrate UPI (Unified Payment Interface) Payments on their app.
Truecaller Pay is a UPI-enabled payment service under the banking tab of the parent Truecaller app. It is powered by Bank of Baroda’s highly secure BHIM Baroda Pay UPI service that has encryption, two-way SSL, and OAuth token service (an additional security featrure). The facility enables Truecaller Pay’s users to create a unique Virtual Payment Address (VPA), @barodapay, for making payments, recharge, fund transfers and request money. BHIM Aadhaar: Make Secure Payments BHIM Aadhar Pay App. Safe banking tips for UPI transaction BHIM Aadhaar Pay Bank of Baroda has launched the BHIM Aadhaar Baroda Pay – a simple and secure payment system especially created for merchants and vendors.
It is an android-supported, mobile application available on the Google Play Store that enables merchants to receive over-the-counter, digital payments from customers by easy Aadhaar authentication. What is BHIM Aadhaar Baroda Pay? Bharat Bill Pay: Real time Bill Payment Services by Bharat Bill Pay App. Introduction to Bharat Bill Payment System (BBPS) Bharat Bill Payment System (BBPS) is an initiative of national importance which offers interoperable, accessible and real time bill payment services to customers across geographic and demographic lines.
BBPS is bill payment system in India with a single brand image providing convenience of ‘anytime anywhere’ bill payment to customers.National Payments Corporation of India (NPCI) has been authorized by RBI as the Bharat Bill Payment Central Unit (BBPCU) and is responsible for setting business standards, rules and procedures for technical and business requirements for all participants.BBPS offers interoperable and accessible bill payment services to customers through a network of agents, enabling multiple payment modes and providing instant confirmation of receipt of payment.
Scope of BBPS. BHIM App: Know Everything on BHIM UPI App. BHIM APP (Simple, Easy and Quick): Bharat Interface for Money (BHIM) is a payment app that lets you make simple, easy and quick transactions using Unified Payments Interface (UPI).
You can make direct bank payments to anyone on UPI using their UPI ID or scanning their QR with the BHIM app. You can also request money through the app from a UPI ID. Pioneered and developed by National Payments Corporation of India (NPCI), BHIM has been conceived and launched by the Hon'ble Prime Minister of India, Narendra Modi on 30th December 2016 to bring in Financial Inclusion to the nation and a digitally empowered society. You can make direct bank payments to anyone on UPI using their UPI ID or scanning their QR with the BHIM app. Trading App: Understand M-Invest Online Trading App. Baroda m-invest (www.barodaminvest.com) is an online wealth manager, delivered through a mobile app the product simplifies all aspects of personal investing -completely paperless KYC, goal based investing,research based recommendation, jargon free tracking, straight through processing of transactions.
Mpassbook: Know Everything on Online Passbook. Baroda mPassbook is a mobile version of the traditional bank passbook.
This app, like any traditional bank passbook, provides all the information related to the customer bank accounts (All Savings, Current, OD, Deposits, CC and Loan account details linked with registered mobile number). This app also provides the customer an option to download the account statement, Locate the ATM within the customer's 10km vicinity, Tag the transactions and save it for future references, Option to choose the app language from available 8 languages , Search the transactions based on date, amount or tag and Expense Manager for tracking down the expenses done.
The app synchronises and updates automatically whenever the app is opened. This app is now available for all the Bank of Baroda Indian customers (Indian mobile numbers and international mobile numbers) having their mobile number registered with their accounts. Features & Benefits. Digital Signage System: Scope & Benefits of Digital Signage Platform Explained. Purpose Digital Signage Systems are envisaged to fulfil bank’s requirement of providing latest and relevant product information to customers in an appealing manner using video content, still banners, text/graphical information etc. on a large size (46” or more) LED display screen.
These systems are designed to display high quality content to visitors in a banking hall, lobby or office premises etc. having high public footfall. Digital Branch: Know About Digital Branch Banking Initiative. Bank has started implementation of “Digital Portable Branch” with an objective to reach out to technically savy as well as traditional rural consumers through 24X7, self service, simple and easy to operate banking outlets.
It is also designed to optimize footprint, cost of ownership and implement improved processes. Digital Portable Branch is a solution for the following problem faced to implement “Brick and Motor” branch Long time required to start operationsNon standard design and customer experienceHigh cost of implementation and maintenance To overcome these issue and to provide customer a hassle free and convenient banking services, Bank has introduced an innovative portable pre-fabricated model of branches.
It is easy and convenient. Follow simple steps given below to generate Debit Card PIN using any Bank of Baroda ATM: 1Insert your Debit Card at any Bank of Baroda ATM and select “Set/ Re- Generate PIN” option on the screen.2On next screens, you will be prompted to enter credentials and activation pass code/ OTP received on your registered mobile number.3On successful entry of the above details, you will be prompted to set desired Debit Card PIN on the next screen. Missed Call Facility: Easy Missed Call Enquiry Services.
To provide hassle free and convenient banking services to customer by leveraging technology, Bank has introduced Missed Call facility for Balance Inquiry. All customers who have registered their mobile number can get the balance of their accounts by just giving a missed call from their registered mobile number to : 8468001111 The call made to the above number will automatically disconnect after first ring. BHIM Pay: Transfer Funds Conveniently With BHIM Pay App. Bank of Baroda presents Bhim Baroda Pay - A Unified Payments Interface (UPI) application that lets you transfer funds from any bank account using a Virtual Payment Address (VPA). No need to remember beneficiary details like account number, IFSC, Mobile Number, MMID etc. Send or Collect money using a Virtual Payment Address.
Digital Banking: Smooth & Time-Saving Banking Experience with Online Digital Banking. Mobile Banking: M-Connect Plus Phone Banking Application. Net Banking: Experience Convenience of Internet Banking with Baroda Connect. Manage multiple accounts Once you have logged in with the help of your user id and password, you can access all your accounts-operative, fixed deposit, loan account from one place. Internet Banking: Bank Without Visiting a Branch With Net Banking. NRI Banking: Elite Personalised NRI Banking Services. Sovereign Gold Bond: Good Returns Gold Bond Scheme. The Sovereign Gold Bonds will be issued every month from October 2020 to March 2021 as per the calendar specified below, provided that the Central Government may, with prior notice, close the Scheme at any time before the period specified below.
Savings Account: Save Smartly With Online Savings Account. Accounts for Individuals Baroda Advantage Savings Account Simplest deposit option available to the DepositorEasy to operate. Terms and conditions kept lucid to facilitate a layman's understanding. Mudra Loan: Eligibility & Benefits of Pradhan Mantri Mudra Yojana. Mobile banking - Download M Banking App on your Andriod & IOS Devices in India. Recurring Deposit Accounts (RD): Watch Your Savings Grow With Recurring Deposits. Invest a little each month in a recurring deposit account, and watch your savings grow. With a recurring deposit or RD account, you make monthly deposits for a fixed period of time and earn interest on your account balance. On maturity of your recurring deposit, you will receive your principal and interest. Tax Saving FD – Open a Tax Saving Bank Fixed Deposit Online. Tax savings: The principal amount invested as a tax saving FD is allowed as a deduction to the first holder of the FD under Section 80C of the Income Tax Act.
The maximum deduction allowed in a financial year is Rs. 1,50,000. Term Deposits : No Processing Charge Fixed Term Deposits. Monthly Income Plan in India : Fixed Monthly Income Plans. Short Term Fixed Deposits: High Returns Short Term Deposit Schemes. Eligibility All Individuals and Non-individuals. Bank Deposits – Open Bank Deposit Accounts Online. Current Account - Open Current Account Online. A current account is a type of deposit account for those who need to make a substantial number of transactions on a regular basis.
Current accounts are most commonly used by professionals, entrepreneurs and large and small-scale businesses. Unlike savings accounts, current accounts generally have no transaction limits and lets the holder opt for overdraft facilities. Master Debit Card: Offers & Benefits of Master Debit Card India. Rupay Debit Card: Rupay Debit Card Offers & Benefits. Debit Card: Understand the Different Types of Debit Cards. Money Transfer to India: Easy & Instant Transfer Money to India. Exchange House Arrangements We have tie up arrangement with following Exchnage Houses in UAE Al Ansari Exchange LLC, Abudhabi, UAELulu International Exchange LLC, Abu Dhabi, UAEUAE Exchange Centre LLC, Abu Dhabi, UAE Remittance On Collection Basis. Capital Gain Deposit Account Scheme: Understand the Key Benefits of Capital Gain Deposit Account Scheme.
BOB Net Banking: Experience Internet Banking With Baroda Connect. Sukanya Samriddhi Yojana (SSY): Know All About SSY. Pradhan Mantri Suraksha Bima Yojana: Understand PMSBY Scheme. Pradhan Mantri Jeevan Jyoti Bima Yojana: Understand PMJJBY Scheme. NPS Scheme: Know The Benefits & Eligibilty of National Pension Scheme. Atal Bihari Pension Yojana Scheme (APY): Benefits & Eligibility of Atal Pension Yojana. Pradhan Mantri Awas Yojana (PMAY): A Credit Linked Subsidy Scheme.
Pradhan Mantri Jan Dhan Yojana: Understand the PMJDY Scheme. Pre-Approved Home Loan: Online Pre-Sanctioned Home Loans. Personal Loans: Minimal Documentation on Online Personal Loan. Mortgage Loan: Competitive Interest Rate for Loan Against Property. EMI Calculator for Two Wheelers: Bike EMI Calculator. Two Wheeler Loan: Minimal Processing Charges on Bike Loan. Online Car Loan EMI Calculator. Car Loan: Quick Approval Car Loans in India.
Student Loan Online EMI calculator: Education Loan Calculator. Student Loan: Low Interest Rate Online Education Loan in India. Home Loan EMI Calculator: Calculate Interest Rates With Home Loan EMI Calculator Online. Home Loan: Online Housing Loan at Low Interest Rates.