Navneetsharma
I am a financial analyst. I have done MBA in Finance. I have worked extensively in the finance sector along with many organizations. I have assisted with the new business process and working with Finance and Business Managers.
Navneet Sharma's answer to Is the Pulsar 200ns good? - Quora. Navneet Sharma's answer to What are the pros and cons of the Bajaj Pulsar 150 NS? Navneet Sharma's answer to Is it a good idea to buy a KTM RC 200 as my first bike? I have cycle balance but didnt have experience riding bikes? Is it a problem? Navneet Sharma's answer to What is your review of Ktm Duke 200? Top Reasons Why You Should Use EMI Calculator Before Taking Bike Loan – Auto Loan and Financing.
Following are the reasons why you should utilise the EMI calculator before taking a bike loan – ACCURACY — It is possible to make errors while calculating with a pen and paper, and you want to avoid anything happening to your hard-earned money and messing up your financial budget.
An online EMI calculator provides you with an approximate amount which gives you an idea of your possible future instalments. INSTANT AND CONVENIENT — You only need to input the combination (loan amount, interest rate and tenure) you deem suitable, and the EMI amount is determined in just a few seconds. The Bike Loan EMI Calculator is available free of cost and can be accessed from anywhere anytime. Harish Verma's answer to Which touring bike should I buy as a starter? I have a budget of about 2 lac. Harish Verma's answer to Is the Pulsar 200ns good? Harish Verma's answer to What's the best bike under 1.5 lakhs? Harish Verma's answer to Are KTM bikes good? I’m 19 years old, and I’m planning to buy a Duke 250 by the end of this year. I keep hearing that KTM bikes are accident prone, not safe for someone my age and that they need a lot of maintenance. Is this true?
5 Reasons Why You Should Apply for a Loan While Buying a Bike. Bajaj Bikes Price List 2019 - Price, Mileage & Other Specifications. Things To Consider While Buying A Two Wheeler. Often, buying a new bike is an exceptional experience.
There are so many emotions involved that you really can express it. But then there are several questions that you need to ask yourself before you get one. These questions can range from simple to complex ones. Why Bajaj Qute is Best Option to Buy? – Auto Loan and Financing. Being nationally acclaimed as India’s first ever quadricycle, Bajaj Qute has made its name in the automobile industry.
It’s understood as more of a three-wheeler rickshaw and pretty much similar to a four-wheeler. It is legally used for personal use and industrial use. It has been realised to be the best option to buy due to various reasons. Some of the reasons that can be listed are that you can get it in petrol or CNG form. Somehow, as the market results show, the CNG variant is a better option for buyers. The Bajaj Qute provides the dual benefit to the buyer. Which Motorcycle is the Safest in India?
Bajaj Bikes Price List 2019 — Price, Mileage & Other Specifications. Bajaj Qute (RE6O) - India’s First Quadricycle Car by Navneet Sharma. What Are the Best Sports Bikes in India? We have selected top sports bikes under 1 lakh (ex-showroom), most of them being regular variants for a typical series that has more than one trim.
Here are the top bikes in India under Rs 1 lakh. 1. Hero Xtreme 200S The bike is priced at Rs. 99,400 (ex-showroom Delhi). Powering the motorcycle is the same 199.6cc air-cooled engine, as seen on Xtreme 200R. 2. Bajaj Pulsar 200NS was first ever launched in the year 2012, and it was the first naked sports bike from Bajaj. The bike is powered by a 199.5 cc engine that produces a maximum power of 23.17 bhp at 9500 rpm and a maximum torque of 18.3 Nm at 8000 rpm. The fuel tank has a capacity of 12 liters and a reserve capacity of 1.8 liters. 3. Suzuki made a bang on an entry in the Indian market with its sports bike segment introducing Gixxer SF and Suzuki Gixxer. 4. It has come to be known as the most efficient bike from the Hosur-based manufacturer. Bajaj Qute (RE6O) India’s First Quadricycle Car .pdf. Bajaj Qute (RE6O) India’s First Quadricycle Car .jpg. What is Procedure to get a two-wheeler loan in India. Procedure Here are the simple steps that you need to follow to get your favourite Bajaj bike out of the showroom and into the streets. ~ Fill your personal and bike details here.
~Calculate your eligibility by using our two wheeler loan EMI calculator. ~Submit required documents. ~Proceed to loan approval. ~Generate your loan approval letter. ~Walk into your preferred Bajaj showroom. How To Buy a Bike With a Low Income? Know Process in Steps. How to Get Online Loan in India with Low Income?
Despite phenomenal sales of two-wheelers in India many people cannot afford to buy a two-wheeler of their choice as the cost of the vehicle is the main concern for these individuals who fall in the low-income group. Two Wheeler Loan an ideal solution for such buyers as it offers them the flexibility to repay the loan as per their capacity and they can choose the loan repayment tenure according to their budget. Income is the most important part of the eligibility criteria before a loan application is approved. It is the major factor through which banks and private lenders evaluate the applicant’s repayment capacity.
Creditworthiness and the credit score of the applicant are also the major factors which are taken into consideration before sanctioning the loan. Since low segment Bikes are not very expensive as compared to cars the income eligibility criteria is not very high as compared to four-wheelers. Is Buying a Bike on EMI is a Right Decision? We're sorry! 5 Bike Buying Tips. Two-wheelers are a convenient mode of transport as they are easy to maneuver and require much lesser parking space as compared to four-wheelers.
They help save considerable time while commuting in congested metros for work or daily chores. Unsurprisingly, the two-wheelers market in India has seen phenomenal growth in the past two decades, and there is a wide range of models and brands to choose from. With several brands offered at attractive prices, buyers should do thorough research before deciding on which bike or scooter to buy.
Go to brand or aggregator sites to compare features, prices and other benefits before making the final decision. Online reviews go a long way in convincing buyers to shortlist their favorite brand and get the best value for their money. Latest Bajaj Bikes You Can Buy On EMI. Bajaj is a leading brand in two-wheeler segment and Bajaj bikes are popular with the younger generation all across India.
Bajaj manufactures stylish value for money bikes with latest features and has a vast dealer network for sales across the country. The company also offers bike finance to the discerning buyers who are not able to make a full down payment. The five latest Bikes that You Can Buy On EMI Bajaj Pulsar 220 F: Bajaj Pulsar 220 F is known for its spirited performance and aggressive styling in the Indian market. How To Buy Bajaj Pulsar 150 Neon on EMI. Bike enthusiasts have an emotional bonding with their dream bike and would go to any length to get their favorite bike even though it requires taking a two wheeler loan.
The segment of `bikers in India’ has seen a phenomenal increase in the last two decades as several manufacturers have rolled out stylish bikes to woo the discerning buyers. As a result of mass production and heightened demand, two wheeler loan interest rates have also become attractive making it a lot easier to get a bike financed on low cost Equated Monthly Installments (EMIs). Before you decide to make a down payment for two wheeler loan to purchase your favorite bike, spend some time doing online research about bike loans. Visit the websites of various lenders and make use of bike EMI calculator so that you get to know how much you can realistically afford to pay for your favorite bike. Financing a bike is similar to car finance as it involves the same kind of documentation and eligibility criteria. Comments comments. Why You Should Buy a Bike On EMI? Here are 5 Benefits. Bike loans are the easiest way to purchase a bike of your dreams as everyone is not able to make a full down payment due to financial constraints.
There are many banks and private lenders who offer attractive bike loan interest rates and low-cost EMIs. Purchasing a bike on EMI has numerous advantages as it helps you to manage your finances better without putting too much burden on your monthly budget. Listed below are some of the benefits of purchasing a bike on EMI. Reduces strain on your finances Making an entire payment upfront for purchasing a bike of your choice puts tremendous financial pressure on your monthly budget if you have a limited source of income. Benefits of Buy a Bike On EMI. How to Calculate EMI for Bike Loan? By Using Formula or Tool. Bike loans make it a lot easier to own a bike of your choice if you are short of funds and cannot make the entire down payment in one go. There are several banks and private lenders who offer bike loans at affordable interest rates and low-cost Equated Monthly Installments (EMIs). The documentation is simple and loan sanctioning is fast and hassle-free if your documents are in order and you meet the eligibility criteria.
Before you take a Two Wheeler Loan it is important to do an online comparison by visiting websites of several lenders and check out the rate of interest being offered. Difference between Personal Loan and Bike Loan. Buy Bike at Lowest Interest Rate. Bike lovers in India can now fulfill the dream of buying their favorite bike by opting for bike finance - if they don’t have enough funds for making the entire payment. Opting for finance means you can pay a small amount (up to 10-20% of the bike’s value) as downpayment from your own funds while the remaining amount is given to you by your lender.
Banks and NBFCs will charge a rate of interest on the amount you borrow. The amount is given for a certain time known as the tenor, and the principal amount of the loan along with the interest has to be paid back in equated monthly installments. Over the last few years, two wheeler loan interest rate has gone down substantially resulting in phenomenal sales of bikes and scooters all across India. Best Bajaj Bikes Under 1 Lakh. List of Top Fuel Efficient Bikes in India. How to Avail Bike Loan without Down payment? Eligibility Criteria for Two Wheeler Loans in India. There is a sizeable Indian population which doesn’t have enough funds to buy a bike, and therefore bike loan is the best option for this segment.
You can easily get a loan sanctioned by making a small down payment and rest of the loan can be repaid in Equated Monthly Installments popularly termed as EMIs. Low-interest rates have surged the demand for bikes and scooters, and banks and private lenders are more than willing to offer these loans to the discerning buyers. Benefits of a Two-Wheeler Loan. Things to Consider Before Applying for a Two Wheeler Loan. If you are hard pressed for finances to buy a two-wheeler of your choice then consider applying for a two wheeler loan. A loan is the amount of money given by a lender on which they charge interest. Both the principal amount and the interest have to be paid through monthly EMIs.