The Best Times to Buy Anything, All Year Round - Buying - Lifeha. I.O.U. Mate :: I.O.U. and Allowance Tracking for Friends and Families. Budgeting Tools - Money Management. 102 Personal Finance Tips Your Professor Never Taught You. If you're anything like me, you graduated from college and perhaps even took a finance class or accounting class here or there, but you didn't learn anything about managing your personal finances.
In fact, there probably wasn't even an opportunity to take any such class in either high school or college. But if college is partly about training us for a job, shouldn't we learn what to do with the money we earn from a job? Especially in a country where 45% of college students are in credit card debt and 40% of all Americans say they live beyond their means, I think it's time to wise up to some of the challenges of money management.
A few (say, 102) simple financial tips can help get your money life (back) on the right track. The Painfully Obvious But Rarely Followed Tips Pay yourself first. Try to put away at least 10% of your pre-tax income into a savings account.Spend less than you earn. Career and Education Get educated. Credit and Loans Get a rewards card. Frugality Buy a used car. Saving. Home Budget Software for Household, Family & Personal Money.